Health Insurance My daughter is married and has been and still is covered under my employer insurance plan. Question is, she had a recently had a baby, my insurance paid her hospital bills, what coverage if any does the baby have? Written by Insure.com | Posted on: July 17, 2013 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Generally the “dependent” coverage of your health plan does not extend to the babies of your children. It sounds like the baby is not covered right now. The best option would be for the baby to be added to the spouse’s plan at work, if he has one. That generally needs to be done within 30 days of birth, or they’ll have to wait for the next open enrollment period. Depending on your daughter’s situation, the baby might qualify for Medicaid for the Children’s Health Insurance Program. Check out InsureKidsNow.gov for more information. Related Articles How to add a spouse to your health insurance plan By Huma Naeem Can I drop my spouse from my health insurance at any time? By Nupur Gambhir Can you get health insurance if you retire at 62? By Shivani Gite How COBRA works if you move out of state By Barry Eitel Can my parents kick me off their health insurance By Shivani Gite Does my deductible start over if I change jobs? By Shivani Gite ZIP Code Please enter valid ZIP See rates