Health Insurance My daughter is married and has been and still is covered under my employer insurance plan. Question is, she had a recently had a baby, my insurance paid her hospital bills, what coverage if any does the baby have? By Insure.com | Posted on July 17, 2013 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Generally the “dependent” coverage of your health plan does not extend to the babies of your children. It sounds like the baby is not covered right now. The best option would be for the baby to be added to the spouse’s plan at work, if he has one. That generally needs to be done within 30 days of birth, or they’ll have to wait for the next open enrollment period. Depending on your daughter’s situation, the baby might qualify for Medicaid for the Children’s Health Insurance Program. Check out InsureKidsNow.gov for more information. Related Articles Can my parents kick me off their health insurance By Shivani Gite How to add a spouse to your health insurance plan By Huma Naeem Does my deductible start over if I change jobs? By Shivani Gite When does health insurance start at a new job? By Shivani Gite Can I drop my spouse from my health insurance at any time? By Nupur Gambhir When does health insurance expire after leaving your job? By Casey Bond