Health Insurance Can I still buy COBRA health insurance if I move out of state? By Insure.com | Posted on May 16, 2018 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Yes, you may continue to buy health insurance under COBRA, but if health plan requires you to use a certain network of doctors, you’ll be stuck with the old network. Remember, when you “buy COBRA” you are continuing to buy the same health plan that your former employer offers. Under COBRA (Consolidated Omnibus Budget Reconciliation Act), you have the right to continue coverage under your employer’s group health plan for up to 18 months after you resign, have been laid off or terminated – as long as it wasn’t for “gross misconduct.” To be eligible for COBRA, you must be covered under your employer’s health plan at the time you leave your job. Your COBRA coverage will end when one of the following occurs:You reach the last day of the 18-month coverage periodYou fail to pay the premiumsYour former employer stops maintaining the group health plan or goes out of businessYou obtain coverage through another employer group plan that does not exclude or limit coverage for pre-existing conditionsYou become eligible for Medicare. Coverage under the plan would continue if you moved out of state, but you may be better off buying individual health insurance if you can’t take advantage of the plan’s network of providers. If you decide to buy individual coverage, shop around for affordable health insurance. For more, see know your COBRA rights and when you’re ready to move to a new plan, learn tips for buying individual health insurance. If you’re unsure of how much health insurance you need, use Insure.com’s Health Insurance Advisor tool. Also, you can read customer reviews from 3,700 survey particpants to find out who the Best Health Insurance Companies are when shopping for new coverage. Related Articles How to add a spouse to your health insurance plan By Huma Naeem Does my deductible start over if I change jobs? By Shivani Gite When does health insurance start at a new job? By Shivani Gite Can I drop my spouse from my health insurance at any time? By Nupur Gambhir When does health insurance expire after leaving your job? By Casey Bond If both spouses have health insurance which is primary? By Prachi Singh