Home Car insurance Survey Do red cars cost more to insure? Do red cars cost more to insure? View Carriers Please enter valid zip Compare top carriers in your area Written by Insure.com | Updated on: March 12, 2020 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. No. Your auto insurance company does not consider the color of your vehicle when calculating your car insurance rates. This is one of the 6 top car insurance myths. The type of car you drive — car, truck, convertible — and model vehicle is taken into account, but not the color of your car. So feel free to pick out the red sports car, just realize it may cost you more to insure than the red minivan. There are a variety of risk factors that auto insurance providers consider, such as your age, gender, your location, claims and credit history, and your driving record. For more information, here’s 13 factors that affect your car insurance rates. While car insurance companies may all look at the same factors, keep in mind they calculate their rates differently, which makes it smart to shop around when looking for cheap car insurance. If you are shopping for a new car, check out our car insurance comparison tool to find the least expensive cars to insure. QuickTake 10 dirty little secrets of insurance companies 7 ways to investigate an insurance company online How to give a car as a gift -- and keep it a secret What are your favorite foods to eat while driving?: Insure.com survey 2021 10 things that are illegal but shouldn’t be Will people crash into you because of your car's color? The states with the rudest drivers – and the states that hate them The worst days to do 20 common activities The 10 vehicles that cause the most property damage Cars that attract the ladies (and guys) Don't blame high-performance cars alone for their high accident and death rates See more > In case you missed it Best Car Insurance Companies of 2024 Car insurance rates by state in 2024 What is full coverage car insurance? How much does car insurance cost for seniors in 2024? A complete guide to adding a teenager to your car insurance policy in 2024 What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Used car insurance costs: Most and least expensive models to insure The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to car insurance discounts Proper insurance coverage for college-bound children How to read your auto insurance policy A complete list of car insurance companies New driver insurance grace period: What you need to know How much do insurance agents make? Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 ZIP Code Please enter valid ZIP See rates