Get quick & easy car insurance quotes


Please select your Age.


Please select your current insurer.

Currently Insured?

Ask the Car Insurance Expert


Do red cars cost more to insure?


No. Your auto insurance company does not consider the color of your vehicle when calculating your car insurance rates. This is one of the 6 top car insurance myths. The type of car you drive -- car, truck, convertible -- and model vehicle is taken into account, but not the color of your car.  So feel free to pick out the red sports car, just realize it may cost you more to insure than the red minivan.

There are a variety of risk factors that auto insurance providers consider, such as your age, gender, your location, claims and credit history, and your driving record.   For more information, here's 13 factors that affect your car insurance rates.   While car insurance companies may all look at the same factors, keep in mind they calculate their rates differently, which makes it smart to shop around when looking for cheap car insurance.

If you are shopping for a new car, check out our car insurance comparison tool to find the least expensive cars to insure.

Last updated: Jul. 1, 2016
Ask the Insurance Expert
Penny Gusner Consumer Analyst
Penny Gusner has been working in the insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm. Read More


Tell us your thoughts

0 Responses to "Do red cars cost more to insure?"

No Comments

What do you think? You can add a helpful comment to this page by filling out the form below.
Do you want free quote on car insurance?