Home Car insurance Teen car insurance calculator Car insurance calculator for teens in Wyoming Car insurance calculator for teens in Wyoming In Wyoming, the average cost of car insurance for teens ages 16–19 is $5,037 per year. Want to see what it might cost for your teen? Try our calculator for a personalized estimate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Posted on: October 4, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Car insurance for teens in Wyoming costs more than it does for older drivers, but the price depends on factors like age, gender, coverage limits, and the insurer you choose. Knowing the state averages can help you budget, compare quotes, and figure out what’s realistic for your family.Use our calculator to estimate what you might pay to insure your teen in Wyoming. Getting a personalized estimate can help you budget with confidence, compare against state averages, and decide which coverage and insurer are the best fit. Car insurance calculator for state teens State Wyoming AlaskaAlabamaArizonaArkansasCaliforniaColoradoConnecticutWashington, D.C.DelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew MexicoNew YorkNew JerseyNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming Gender Male Male Female Non-binary Age 16 16171819 Coverage level Full coverage – 100/300/100 liability, $500 collision and $500 comprehensive deductibles. State minimum liability – Liability coverage limits vary by state, no coverage for physical damage to your vehicle. Liability only – 100/300/100 liability, no coverage for physical damage to your vehicle. Full coverage Full coverage State minimum liability Liability only Filter Average annual rates for state teen drivers $7,120 Average rate $14,776 Highest rate $4,846 Lowest rate Most expensive companies for auto insurance in () Company Average annual rate Allstate $14,776 GEICO $7,317 State Farm $5,690 Least expensive companies for auto insurance in () Company Average annual rate American National $4,846 USAA $5,009 Farmers $5,079 Methodology Insure.com editors collected car insurance rates from Quadrant Information Services based on a sample profile of an individual driving a Honda Accord LX with a good insurance score and no violation on record and commuting 12 miles to work each day, with policy limits of $100,000 for injury liability for one person$300,000 for all injuries$100,000 for property damage in an accident$500 deductible on collision and comprehensive coverage For liability, the same hypothetical driver but with liability limits of 50/100/50, uninsured/underinsured motorist in matching amounts and PIP or MedPay, if required by state. We recommend limits this high, even if you have only liability coverage. A state minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorists or PIP. We analyzed 568,38,240 insurance records, 34,523 ZIP codes and 136 insurance companies across 29,162 cities. And to calculate rates for non-binary, we took the average of "male" & "female" rates for the same coverage limits. Average car insurance costs for teens in WyomingCar insurance costs an average of $5,037 per year for teen drivers in Wyoming with coverage limits of 100/300/100-that’s $100,000 for one person’s injuries, $300,000 for all injuries in an accident, and $100,000 for property damage-plus $500 deductibles for collision and comprehensive coverage.Teen drivers face higher car insurance rates than young adults or older drivers because they lack experience on the road. Insurers see them as higher risk, which leads to steeper premiums.Insurance rates in Wyoming also vary based on the coverage limits you choose, the type of car you drive, and the ZIP code you live in. Wyoming families can lower costs by taking advantage of good student discounts, enrolling teens in a driving program and adding teens to an existing family policy rather than buying a separate one.Teen car insurance costs in Wyoming, by agePremiums drop as teens gain experience. For example, a 16-year-old in Wyoming with full coverage pays an average of $6,264 per year. By 19, the average rate is $3,776.Though still higher than adult premiums, the steady decline shows how added years of driving lead to more affordable coverage.See the table below for average teen car insurance costs in Wyoming by age.AgeAverage annual premium16$6,26417$5,34118$4,76819$3,776Powered by:Average teen car insurance costs in Wyoming, by genderIn most states, car insurance rates differ by gender, though California, Hawaii, Massachusetts, Michigan, North Carolina, and Pennsylvania prohibit the practice. In Wyoming, a 16-year-old male pays about $7,120 per year, compared to $5,408 for a female of the same age – a difference of $1,712.According to the most recent data from the Insurance Institute for Highway Safety, a total of 3,048 teenagers ages 13-19 lost their lives in motor vehicle crashes in 2023, with two of every three teenagers who died in crashes in 2023 being males.These crash trends help explain why teen boys usually face higher insurance costs than girls. Because young men are more likely to be in serious accidents, insurers factor that added risk into their rates.The table below shows car insurance rates for teens by gender in Wyoming.AgeAverage annual premium for maleAverage annual premium for female16$7,120$5,40817$6,115$4,56618$5,531$4,00419$4,365$3,186Powered by: Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now Cheapest car insurance companies for teen drivers in WyomingCar insurance for teen drivers is expensive, but some insurers offer more affordable rates than others, which is why comparing quotes from multiple insurers is the best way to find the cheapest coverage for your teen.In Wyoming, American National offers the lowest rates for drivers ages 16-19, averaging $2,614 per year for full coverage with 100/300/100 limits and $500 deductibles for collision and comprehensive.The second-cheapest option for teen drivers in Wyoming is Farmers, with an average annual premium of $3,939.The table below highlights the cheapest car insurance companies for teens in Wyoming.CompanyAverage annual premiumAmerican National$2,614Farmers$3,939State Farm$4,336GEICO$5,910Allstate$9,790USAA*$3,632*USAA is only available to military community members and their families.Powered by:Minimum car insurance requirements for teens in WyomingLike adults, teen drivers in Wyoming must carry at least the state’s minimum liability coverage:$25,000 per person for bodily injury$50,000 per accident for bodily injury$20,000 for property damageThese minimums provide only basic protection, and medical care or repairs costs can quickly exceed them. That’s why many families choose higher coverage – especially when adding a teen driver.Lenders will also require comprehensive and collision coverage if your car is financed or leased. These cover damage to your own vehicle after an accident, theft, or severe weather.Smart ways to save on car insurance for your teenThere’s no avoiding the fact that insuring a teen driver costs more, but you can take steps to manage the expense while keeping them safe on the road:Check state averages. Knowing what families typically pay in your state gives you a ballpark figure to budget and compare against quotes.Choose the right car. A safe, reliable sedan is far cheaper to insure than a luxury or sports car.Consider full coverage. Liability is cheaper, but full coverage offers better protection against accidents, injuries, and costly repairs.Ask about discounts. Many insurers reward good grades, defensive driving courses, or low mileage with lower rates.Talk with your teen. Driving isn’t just freedom – it’s responsibility. Open conversations about risks and safety can encourage habits that save lives.Review your rates each year. Premiums usually drop as your teen gains experience and keeps a clean record, so it’s worth checking annually.Helping your teen start off safely on the roadAdding a teen to your policy will raise your rates at first, but those costs don’t stay high forever. With each year of safe driving, premiums generally go down.You can lower expenses by comparing quotes, bundling policies, and asking about discounts. More importantly, insuring your teen isn’t just about following state rules – it’s about protecting your finances and giving your young driver a safe, confident start on the road.MethodologyInsure.com analyzed rates collected from Quadrant Information Services for teen male and female drivers aged 16-19 for a full coverage policy with limits of 100/300/100 and $500 collision and comprehensive deductibles.To evaluate the premiums, our data experts compared rates 53,409,632 insurance quotes from 170 insurance companies across 34,588 ZIP codes. The rates are for comparison purposes only; your exact rates may vary.Car insurance costs for teens in other statesAlaska$5,151/YearAlabama$5,995/YearArkansas$6,560/YearArizona$7,075/YearCalifornia$6,233/YearColorado$5,725/YearConnecticut$7,078/YearWashington, D.C.$5,799/YearDelaware$7,504/YearFlorida$7,264/YearGeorgia$6,397/YearHawaii$1,639/YearIowa$4,422/YearIdaho$4,726/YearIllinois$4,714/YearIndiana$4,614/YearKansas$5,764/YearKentucky$6,573/YearLouisiana$8,376/YearMassachusetts$5,299/YearMaryland$5,359/YearMaine$4,082/YearMichigan$6,495/YearMinnesota$5,242/YearMissouri$5,911/YearMississippi$6,244/YearMontana$6,808/YearNorth Carolina$3,909/YearNorth Dakota$5,476/YearNebraska$5,585/YearNew Hampshire$4,141/YearNew Jersey$6,557/YearNew Mexico$6,351/YearNevada$7,505/YearNew York$5,360/YearOhio$4,697/YearOklahoma$6,726/YearOregon$5,819/YearPennsylvania$5,589/YearRhode Island$7,124/YearSouth Carolina$6,021/YearSouth Dakota$6,328/YearTennessee$5,696/YearTexas$4,607/YearUtah$6,444/YearVirginia$4,495/YearVermont$4,534/YearWashington$5,244/YearWisconsin$5,774/YearWest Virginia$6,387/YearShow more Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. You might find interesting Average car insurance cost in WyomingCheapest SR-22 insurance in WyomingDo you need insurance to register a car in Wyoming?Low-cost car insurance in WyomingNon-owner car insurance in Wyoming: Which company has the cheapest rates?The best, cheapest car insurance in WyomingWyoming car insurance calculatorBest and cheapest companies for home and auto bundles in Wyoming In case you missed it Best Car Insurance Companies of 2025 The most and least expensive states for car insurance in 2025 What is full coverage car insurance? How much does car insurance cost for seniors in 2025? Do you have to add a teenage driver to your car insurance policy? What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? 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