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BCBS of Michigan Health Insurance Reviews and Ratings

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BCBS of Michigan Ratings
Overall Rating: 3.82
J.D. Power: 3.00
NCQA: 3.90
NAIC: 4.83
AM Best Rating A

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About BCBS of Michigan

Member services:(855)-237-3501
Corporate headquarters600 East Lafayette Boulevard
Detroit, MI 48226

Blue Cross Blue Shield of Michigan got its start in 1938 when the Michigan Society for Group Hospitalization began, as did the Michigan Medical Service. The two companies worked together in 1939 on bills to regulate prepaid health care plans and make them nonprofit, like community-based hospitals at the time.

By 1940, the Michigan Society for Group Hospitalization had over 175,000 customers from 350 employers. In 1940, the Society and the Service changed their names to Michigan Blue Cross and Michigan Blue Shield.

In 1966, Michigan Blue Cross and Michigan Blue Shield began administering Medicare in the state. In 1978, at the request of state officials, BCBS of Michigan purchased a struggling health maintenance organization and by the 1990s, Blue Care Network was:

  • The largest HMO in the state
  • The first HMO in Michigan and the U.S. to earn accreditation from the National Committee for Quality Assurance
  • Recognized as one of America’s top HMOs

BCBS of Michigan Coverage

  • Traditional plans for families and individuals
  • Health Insurance plans for employers
  • PPO (preferred provider organization) plans
  • HMO (health maintenance organization) plans
  • Medicare plans
  • Medicaid and state plans
  • Wellness-based plans
  • Plans with health spending accounts
  • Dental and vision plans
  • International plans

In which states is BCBS of Michigan available?

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Les Masterson


Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. In his career, he has covered everything from health insurance to presidential politics.

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