Corebridge Financial life insurance ratings and review 2026

Corebridge Financial ranks No. 14 in our Best Life Insurance Companies ranking. Though it is lower on the list, it is one of the most competitively priced insurers we ranked.

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Corebridge Financial ranks No. 14 in our 2026 rankings, earning a 4.23 out of 5 overall, which reflects relatively positive billing experiences, dependable service, and some of the lowest premiums on our entire list. While its NAIC complaint index is higher than that of its top competitors and its customer satisfaction score isn’t as strong, Corebridge keeps coverage affordable and accessible for a wide range of shoppers.

People who choose Corebridge tend to prioritize practicality. The company is easy to work with once your policy is in place, and its lower pricing can make life insurance feel more doable if you’re on a budget. It’s a comfortable fit for someone who wants reliable protection without paying premium prices or dealing with a complicated service experience.

Our research also shows that Corebridge tends to be more accessible for shoppers with pre-existing conditions, including people who may face higher rates with other insurers. This makes it a practical fit for buyers who want life insurance without having to jump through extra hoops or pay steep premiums for coverage.

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Corebridge Financial
4.23 Insure.com Score
Ease of service
Customer Survey
NAIC
AM Best Rating
A
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Pros and cons
Pros:
  • Lower-than-average premiums, making Corebridge one of the most cost-friendly options for shoppers
  • Strong billing experience, helping policyholders manage payments and updates without headaches
  • More accessible for shoppers with pre-existing conditions, including people who may face barriers or higher rates with other insurers
  • Exceptionally high scores for trustworthiness and customer renewals
Cons:
  • Higher NAIC complaint index compared with many competitors, signaling more reported service issues per customer
  • Customer service is mid-tier, meaning the experience can vary and isn’t as polished as top-ranked insurers

At a glance: Who Corebridge Financial is best for

A good match for:

  • People seeking affordable life insurance, since Corebridge’s pricing is well below the industry average
  • Shoppers with pre-existing conditions or higher-risk health profiles who need a company known for broader eligibility
  • Buyers who want coverage and strong billing support without a lot of extras

Why people choose Corebridge Financial

  • Premiums are still among the lowest in the industry, offering clear savings over the life of a policy
  • Billing, payments, and account updates run smoothly, making account management easy
  • It’s a good fit for people with health conditions who may have a tougher time getting approved elsewhere

Keep in mind

  • Some competitors outperform Corebridge in customer service
  • Younger shoppers wanting a digital-first experience may prefer other insurers

How Corebridge Financial scores for customer satisfaction, ease of service, policy offerings, and billing

Corebridge performs strongest in billing and ease of service, two areas that matter most for policyholders after they buy coverage. Customers report fewer hassles when managing payments or accessing policy materials, helping create a smoother long-term experience Customer satisfaction, however, is lower than that of many top competitors.

Here’s a look at how Corebridge compares to its competitors:

CompanyCustomer satisfactionEase of servicePolicy offeringsBilling process
Corebridge75%75%75%89%
Mutual of Omaha78%80%86%93%
Guardian Life73%69%73%85%
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How Corebridge Financial scores for recommendations, trust, and renewals

Corebridge’s loyalty results are midpack compared with many other insurers. About 89% of customers say they’d recommend the company. That’s weaker than the top companies in our rankings. Yet 100% of those surveyed say Corebridge is trustworthy.

Renewals are where the company also stands out. A category-leading 100% of customers say they plan to keep their policy. This often means customers like the price and feel confident in the long-term support or overall experience.

Corebridge excels in the basics — especially affordability — while fostering a strong, long-lasting confidence that is often associated with higher-rated insurers.

Here’s how Corebridge compares to competitors:

CompanyRecommendTrustworthyRenewals
Corebridge Financial89%100%100%
Mutual of Omaha97%96%97%
Guardian Life92%92%100%
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How Corebridge Financial performs across age groups

Corebridge tends to resonate most with middle-aged adults, thanks to its competitive pricing and easier underwriting for certain health profiles. Younger buyers rate the experience considerably lower.

Here’s how age-group satisfaction compares:

Age groupSatisfaction
Young adults68%
Adults86%
Seniors80%
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How much does Corebridge Financial cost?

Corebridge Financial’s average annual premium is $272, which is almost 29% lower than the industry average of $382. That makes it the most affordable company in this year’s rankings.

For many shoppers, that price difference can translate to notable long-term savings — especially over 20-, 25-, or 30-year term policies. And because Corebridge Financial tends to be more accommodating for applicants with medical conditions, many buyers find good value without sharply inflated rates.

Here’s how Corebridge compares with similar competitors:

CompanyAverage annual premium
Corebridge$272
Lincoln Financial$292
Pacific Life$280
Prudential$338
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What types of life insurance are offered by Corebridge Financial?

Corebridge offers a broad, flexible lineup focused on essential protection and long-term planning needs:

Term life insurance

  • Designed for affordability and income replacement
  • Multiple term lengths available
  • Often the most cost-effective option in its lineup

Universal life insurance

  • Adjustable premiums and death benefit
  • Can work well for buyers who want flexibility over time

Indexed universal life insurance

  • Ties cash value growth to market indexes
  • Offers growth potential with less volatility than variable policies

Variable universal life insurance

  • Investment-linked cash value options
  • More growth potential but higher risk
  • Best suited for long-term investors comfortable with market swings

Riders available

  • Accelerated death benefit
  • Children’s term rider
  • Accidental death benefit
  • Waiver of premium
  • Other product-specific add-ons, depending on policy type

States where Corebridge Financial offers coverage

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Table

States where Corebridge Financial offers coverage
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington, D.C.
West Virginia
Wisconsin
Wyoming
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AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

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How to contact Corebridge Financial

Corebridge Financial
  • Customer service: 800-888-2452
  • Website: corebridgefinancial.com
  • Mailing address:
    Corebridge Financial
    2919 Allen Parkway
    Houston, TX 77019
  • Hours: Monday to Friday, 8:00 a.m. to 6:00 p.m. CST

Resources & Methodology

Methodology

In 2025, Insure.com surveyed more than 2,000 insurance consumers through independent research firm Dynata. Customers named their life insurer and rated it on customer satisfaction, ease of service, policy offerings, billing, and their experience across different applicant types (seniors, middle-aged adults, young adults, people with pre-existing conditions, people who are overweight, and people who prefer no-exam coverage). We also asked whether they planned to keep their policy, would recommend their insurer, and trusted their insurer.

For insurers with enough survey responses, we added:

  • AM Best financial strength ratings, which measure a company’s ability to meet long-term obligations
  • NAIC complaint index scores, calculated using weighted complaint data based on each company’s annual written premium
  • Life insurance rate data from Compulife to assess overall pricing competitiveness, though this wasn’t included in the final score

With guidance from Prof. David Marlett, Ph.D., Managing Director of the Brantley Risk and Insurance Center at Appalachian State University, we applied the following weights to determine each company’s final score:

  • Customer survey: 60%
    • 10% customer satisfaction
    • 10% ease of service
    • 10% policy offerings
    • 10% likelihood to recommend
    • 10% likelihood to renew
    • 10% trust
  • AM Best: 25%
  • NAIC complaints: 15%

Each insurer received a rating between 0.5 and 5 stars, with 5 stars representing the highest performance.

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Nupur Gambhir
Managing Editor

 
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Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant.

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