Washington D.C. car insurance calculator

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If you drive in Washington, D.C., you know how essential car insurance is – but finding the right coverage at a price you can afford isn’t always simple. That’s why we created the Washington, D.C. car insurance calculator.

It uses your vehicle’s make and model to estimate your average annual and monthly premiums in Washington, D.C., giving you the insight you need to confidently choose coverage.

How to use our car insurance calculator to estimate your rates in Washington, D.C.:

• Step 1: Choose the model year of your car.
• Step 2: Choose the make and model of your car.
• Step 3: Choose your state.
• Step 4: Click on the “Get My Rates” button to get a car insurance estimate.
• Step 5: Expand your options by adding more vehicles, or take the next step by clicking the “Get quotes” button to compare policies and prices.

Washington DC car insurance calculator

Tell us about your car to get an estimate.

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Vehicle Model Select ModelIntegraIntegra A-SpecIntegra A-Spec TechIntegra Type SMDXMDX SH-AWDMDX SH-AWD A-SpecMDX SH-AWD AdvanceMDX SH-AWD TechnologyMDX SH-AWD Type SMDX SH-AWD Type S Advance PackageMDX TechnologyRDX SH-AWDRDX SH-AWD A-SpecRDX SH-AWD A-Spec AdvanceRDX SH-AWD AdvanceRDX SH-AWD TechnologyTLX 2.0T SH-AWD A-SpecTLX 2.0T TechnologyTLX 3.0T Type S

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Acura Integra

Washington D.C.

Vehicle details

Vehicle year 2024

Style 2WD 4 Door Hatchback Automatic Turbo

State Washington D.C.

Cylinders 4

Make & model Acura - Integra

Vehicle type Luxury Car

Your estimated rate

State MinimumNA^*

Liability coverage$1,252/year

Full Coverage$3,115/year

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A good driver means:

• Have no accidents or violations in the last 3 years.
• Don't have a DUI.
• Don't need an SR22.

Number of vehicles

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Note: It is recommended that you should get full coverage car insurance for vehicles 2020 or newer.

Methodology

Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2006 to 2023.

Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage.

Rates for vehicles up until 2021 includes uninsured motorist coverage (since some states require it, we do it for all) and PIP or Medical Payments, if it is required by state law. This hypothetical driver has a clean record and good credit.

For liability 100/300 is rates the same hypothetical driver but with liability limits of 100/300/50, uninsured/underinsured motorist in matching amounts and PIP or MedPay, if required by state. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP.

Averages were calculated using data from six large carriers, such as Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. Rates were averaged across multiple ZIP codes and insurance companies. Average rates are for comparative purposes; your rate will depend on your personal factors.

How much does your vehicle model affect car insurance rates in Washington, D.C.?

Car insurance rates in Washington, D.C. vary widely based on your vehicle’s make and model. Insurance companies consider multiple factors, including the make and model of your car, to determine premiums.

A full coverage car insurance policy in Washington, D.C. for a Honda Accord LX costs $2,869 annually, whereas a Honda CR-V costs $2,416 to insure in Washington, D.C. – a difference of $453.

Does your car’s model year affect insurance rates in Washington, D.C.?

In Washington, D.C., your car’s model year affects how much you pay for insurance. For example, a 2023 Honda Accord LX has an annual premium of $4,685 per year, while the 2024 model costs $2,860 annually to insure.

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How your car’s trim affects insurance rates in Washington, D.C.

Your car’s trim level plays a big role in determining your insurance premium. Insurers consider the vehicle’s value, repair costs, safety features and theft risk when setting rates. Higher trims with upgraded technology or powerful engines often have higher premiums since they’re more expensive to repair or replace.

For example, a 2023 Honda Accord LX costs $4,685 per year to insure in Washington, D.C., whereas the EX-L trim costs $3,975, a difference of $710 annually.

Trims that include luxury upgrades, like a premium sound system, often cost more to insure because they raise the vehicle’s overall value. Similarly, performance-focused trims with larger engines may increase premiums due to a greater risk of accidents or speeding.

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What drivers pay for car insurance in Washington, D.C.

In Washington, D.C., the average cost of full coverage car insurance is $3,394 per year, or $283 per month. Your rate may be higher or lower depending on the coverage you choose.

Below, you’ll find estimates for different coverage levels in Washington, D.C., but keep in mind that factors like your vehicle, driving history, and other personal details can affect your final premium.

Want to know what you’ll pay? Use the Washington, D.C. car insurance calculator

Use the Washington, D.C. car insurance calculator to get an estimate based on your location, vehicle make and model year. Enter your details to get a tailored estimate, but remember-final rates may differ, so it’s wise to compare quotes from different insurers to find the best deal.

Shivani Gite

Contributing Writer

 

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Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.