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3. Is it cheaper to put my teen on his or her own policy, or on the family policy?

Last updated: June 6, 2012

By , Insure.com

Insuring a teen driver can easily double, triple or quadruple your car insurance rates. But it's usually less costly to add a teenager to your family policy than getting separate insurance coverage for your teen.

In one hypothetical situation, CarInsurance.com found that it would cost about $1,800 more to insure a teen separately, compared with adding that teen driver to a family policy.

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