Recent Articles By Mark Vallet

Does homeowners insurance cover laptop or computer damage?
Homeowners insurance typically covers laptop or computer damage if the damage is caused by covered perils such as theft, fire, or vandalism. However, standard policies may not cover accidental damage, power surges, or damage due to negligence unless additional coverage is purchased​.
A guide to understanding your health insurance policy
Our guide will help you understand the basics of health insurance, how to read your policy and understand your type of coverage.
Can you switch car insurance after an accident?
You can switch insurance companies at any point during your coverage period, even after an accident or filing a claim. Switching coverage may affect your rates and coverage options, so it's important to compare policies carefully.
Most and least expensive convertibles to insure
The Mini Cooper is the least expensive convertible to insure, with an average annual insurance cost of $1,953. The 2023 Audi R8 Performance Spyder is the most expensive convertible, with an annual insurance cost of $5,452.
How to read your auto insurance policy
To effectively review your car insurance policy, pay close attention to key sections such as declarations, coverage types, limits, deductibles, and exclusions to clearly understand what is covered and under what conditions.
The best and cheapest car insurance in Florida
Travelers is the best car insurer in Florida with an average premium of $2,356 annually or $196 a month.
Condo and co-op homeowners insurance: What you should know
Condo owners need an HO-6 policy, which is similar to homeowners insurance but tailored to condos, providing coverage for interior damage up to the policy limits as well as liability protection if someone is injured in the home.
Why is my car insurance going up? 
The cost of car insurance jumped more than 19% in 2023, but there are a number of ways you can save.
Flood insurance for renters: A complete guide
Renters can buy a flood insurance policy from either the NFIP or from a private insurer. A renters flood insurance policy covers the contents of your rental home.
Do gun owners need more insurance?
Home insurance covers guns as personal property, and liability will cover you for accidental shootings. Find out more about guns and insurance.
The best, cheapest car insurance in New York
NYCM Insurance, offering an average premium in New York of $1,300 a year, or $108 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Missouri
Travelers is the best car insurer in Missouri with an average premium of $1,515 annually or $126 a month.
The best, cheapest car insurance in Montana
Nationwide is the best car insurer in Montana with an average premium of $1,394 annually or $116 a month.
The best, cheapest car insurance in Mississippi
Travelers is the best car insurer in Mississippi with an average premium of $1,636 annually or $136 a month.
The best, cheapest car insurance in Nebraska
Auto-Owners is the best car insurer in Nebraska with an average premium of $1,193 annually or $99 a month.
The best, cheapest car insurance in Nevada
State Farm is the best car insurer in Nevada with an average premium of $1,443 annually or $120 a month.
The best, cheapest car insurance in New Hampshire
Auto-Owners is the best car insurer in New Hampshire with an average premium of $803 annually or $67 a month.
The best, cheapest car insurance in New Jersey
New Jersey Manufacturers is the best car insurer in New Jersey with an average premium of $1,318 annually or $110 a month.
The best, cheapest car insurance in New Mexico
GEICO, offering an average premium in New Mexico of $1,406 a year, or $117 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Wyoming
State Farm is the best car insurer in Wyoming with an average premium of $1,521 annually or $127 a month.
The best, cheapest car insurance in North Carolina
Erie Insurance, offering an average premium in North Carolina of $1,082 a year, or $90 a month, is our pick for drivers in the state.
The best, cheapest car insurance in North Dakota
Auto-Owners, offering an average premium in North Dakota of $1,717 a year, or $143 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Minnesota
Auto-Owners is the best car insurer in Minnesota with an average premium of $1,693 annually or $141 a month.
The best, cheapest car insurance in Ohio
Auto-Owners, offering an average premium in Ohio of $1,109 a year, or $92 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Oklahoma
Progressive, offering an average premium in Oklahoma of $1,194 a year, or $100 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Oregon
Country Financial, offering an average premium in Oregon of $1,527 a year, or $127 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Pennsylvania
Travelers, offering an average premium in Pennsylvania of $952 a year, or $79 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Rhode Island
State Farm, offering an average premium in Rhode Island of $1,319 a year, or $110 a month, is our pick for drivers in the state.
The best, cheapest car insurance in South Carolina
Auto-Owners, offering an average premium in South Carolina of $1,475 a year, or $123 a month, is our pick for drivers in the state.
The best, cheapest car insurance in South Dakota
Auto-Owners, offering an average premium in South Dakota of $2,566 a year, or $214 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Tennessee
Erie Insurance is the best car insurer in Tennessee with an average premium of $1,598 annually or $133 a month.
The best, cheapest car insurance in Texas
GEICO is the best car insurer in Texas with an average premium of $1,644 annually or $137 a month.
The best, cheapest car insurance in Utah
Auto-Owners is the best car insurer in Utah with an average premium of $1,393 annually or $116 a month.
The best, cheapest car insurance in Vermont
Auto-Owners is the best car insurer in Vermont with an average premium of $992 annually or $83 a month.
The best, cheapest car insurance in Virginia
Auto-Owners is the best car insurer in Virginia with an average premium of $1,405 annually or $117 a month.
The best, cheapest car insurance in Washington
PEMCO is the best car insurer in Washington with an average premium of $1,326 annually or $111 a month.
The best, cheapest car insurance in Washington D.C.
Erie Insurance is the best car insurer in Washington, D.C. with an average premium of $1,581 annually or $132 a month.
The best, cheapest car insurance in West Virginia
Erie Insurance is the best car insurer in West Virginia with an average premium of $1,709 annually or $142 a month.
The best, cheapest car insurance in Wisconsin
Erie Insurance is the best car insurer in Wisconsin with an average premium of $1,313 annually or $109 a month.
The best, cheapest car insurance in Massachusetts
State Farm is the best car insurer in Massachusetts with an average premium of $689 annually or $57 a month.
The best, cheapest car insurance in Alabama
Country Financial is the best car insurer in Alabama with an average premium of $1,694 annually or $141 a month.
The best, cheapest car insurance in Alaska
GEICO is the best car insurer in Alaska with an average premium of $1,338 annually or $112 a month.
The best, cheapest car insurance in Arizona
Auto-Owners is the best car insurer in Arizona with an average premium of $1,539 annually or $128 a month.
The best, cheapest car insurance in Arkansas
Travelers is the best car insurer in Arkansas with an average premium of $1,442 annually or $120 a month.
The best, cheapest car insurance in California
GEICO is the best car insurer in California with an average premium of $1,919 annually or $160 a month.
The best, cheapest car insurance in Colorado
GEICO is the best car insurer in Colorado with an average premium of $1,445 annually or $120 a month.
The best, cheapest car insurance in Connecticut
GEICO is the best car insurer in Connecticut with an average premium of $1,242 annually or $104 a month.
The best, cheapest car insurance in Delaware
Travelers is the best car insurer in Delaware with an average premium of $1,595 annually or $133 a month.
The best, cheapest car insurance in Georgia
Auto-Owners is the best car insurer in Georgia with an average premium of $1,529 annually or $127 a month.
The best, cheapest car insurance in Hawaii
GEICO, offering an average premium in Hawaii of $1,184 a year, or $99 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Illinois
Auto-Owners, offering an average premium in Illinois of $1,426 a year, or $119 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Indiana
Auto-Owners, offering an average premium in Indiana of $1,188 a year, or $99 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Iowa
Auto-Owners, offering an average premium in Iowa of $1,461 a year, or $122 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Kansas
Travelers, offering an average premium in Kansas of $1,601 a year, or $133 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Kentucky
Auto-Owners, offering an average premium in Kentucky of $1,911 a year, or $159 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Louisiana
GEICO, offering an average premium in Louisiana of $2,983 a year, or $249 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Maine
Auto-Owners, offering an average premium in Maine of $707 a year, or $59 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Maryland
GEICO, offering an average premium in Maryland of $1,262 a year, or $105 a month, is our pick for drivers in the state.
The best, cheapest car insurance in Michigan
Auto-Owners is the best car insurer in Michigan with an average premium of $2,080 annually or $173 a month.
The best, cheapest car insurance in Idaho
Auto-Owners, offering an average premium in Idaho of $916 a year, or $76 a month, is our pick for drivers in the state.
Home insurance exclusions: What does homeowners insurance not cover?
Home insurance policies exclude things like floods, war and nuclear incidents. Find out what your home insurance policy doesn't cover.
Cómo leer la póliza de su seguro de vida
No se sienta intimidado por pólizas de muchas páginas y con términos confusos. Nuestra guía lo ayudará a comprender las secciones de la póliza de su seguro de vida, ayudándolo a que se sienta más seguro al revisar su póliza o la de un ser querido que falleció.
Las tarifas de seguro automotor por estado, 2016 edición
Encontrar los Estados más y menos costoso para el seguro de coche. Comparar las tarifas de seguro de coche por estado para ver si el tuyo tiene las tarifas más altas o más bajas seguros.
Cómo leer y entender la póliza de su seguro automotor
Invertir tiempo para entender estás páginas importantes podría ahorrarle serias molestias luego de sufrir un accidente.
Tesla car insurance
Tesla's tend to be more expensive to insure than many other vehicles out on the road. Here's a detailed guide on insuring a Tesla.Also,know how much Tesla insurance cost by state & company.
Do you need full coverage on a financed car
Your lender usually requires full coverage car insurance on the vehicle they have financed. This helps protect their investment in your car.
Popular cars that are cheap to insure
Average car insurance rates for top-selling cars in 2017
What to do when lightning hits your house
A lightening strike can do considerable damage to your home and belongings. How can you protect yourself, and what can you do after the fact?
Insure.com analysis 2018: Percentage of income spent on auto insurance, by age group
We looked at average car insurance rates for different age groups and compared them to wages.