Home Insurance USAA partners with The Hartford for small business insurance By Insure.com | Posted on December 7, 2009 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Last updated Nov. 29, 2000 USAA members who own small businesses now can buy The Hartford’s small-business coverage through USAA, due to a partnership between the two companies. Under the agreement, USAA’s General Agency will broker The Hartford’s Spectrum small-business insurance policy, selling to an estimated 400,000 USAA members who own small businesses. USAA is marketing the service via direct mail and telephone. The Spectrum policy includes tailored property and liability insurance coverage with limits according to the needs of the particular small business. Spectrum includes a $5 million limit on building and personal property coverage; general liability coverage with a $2 million limit; employment practices liability insurance with a $1 million limit; commercial auto coverage for up to 10 vehicles; and workers compensation for annual payrolls up to $500,000. Over 700 small business types are eligible for Spectrum, including retailers, manufacturers, contractors, high-tech companies, and cultural organizations. Related ArticlesThe Hartford expands Spectrum small-business policyMore business insurance stories In case you missed it What is HO-6 insurance? Average home insurance cost in 2023 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Renters insurance quotes: Compare rates Hurricanes and home insurance: 14 key questions answered Replacement cost policies for your home: Getting what you pay for How much do claims increase home insurance rates? Mobile home insurance: What does it cover and how much does it cost? Homeowners insurance basics Home Insurance Advisor The Best Cheap Homeowners Insurance of 2021: Guide How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home Insurance Discounts Guide to dog liability insurance: cost and coverage Do you have an emergency go-bag? Most Americans don’t 1/1 Get instant quotes now ! Please enter valid zip Get quote