Idaho car insurance calculator

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Car insurance is essential in Idaho, but finding the right plan at the right price isn’t always easy. That’s where our Idaho car insurance calculator can help.

Use our auto insurance calculator to see your estimated annual and monthly costs in Idaho. It factors in your vehicle’s make and model so you can make informed coverage decisions.

How to use our car insurance calculator to estimate your rates in Idaho:

• Step 1: Choose the model year of your car.
• Step 2: Choose the make and model of your car.
• Step 3: Choose your state.
• Step 4: Click on the “Get My Rates” button to get a car insurance estimate.
• Step 5: Expand your options by adding more vehicles, or take the next step by clicking the “Get quotes” button to compare policies and prices.

Updated with latest data

Idaho car insurance calculator

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Vehicle Model Select ModelIntegraIntegra A-SpecIntegra A-Spec TechIntegra Type SMDXMDX SH-AWDMDX SH-AWD A-SpecMDX SH-AWD AdvanceMDX SH-AWD TechnologyMDX SH-AWD Type SMDX SH-AWD Type S Advance PackageMDX TechnologyRDX SH-AWDRDX SH-AWD A-SpecRDX SH-AWD A-Spec AdvanceRDX SH-AWD AdvanceRDX SH-AWD TechnologyTLX 2.0T SH-AWD A-SpecTLX 2.0T TechnologyTLX 3.0T Type S

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Year 2024 Cylinders 4

Make & Model Acura - Integra State Idaho

Style 2WD 4 Door Hatchback Automatic Turbo

Vehicle Type Luxury Car

State Minimum Coverage

NA^*

Liability Coverage

$571/Year OR $48/month

Full Coverage

$1,631/Year OR $136/month

Idaho

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A good driver means:

• Have no accidents or violations in the last 3 years.
• Don't have a DUI.
• Don't need an SR22.

Number of vehicles

-

+

*It is recommended that you should get full coverage car insurance for vehicles 2020 or newer.

How much does your vehicle model affect car insurance rates in Idaho?

Car insurance rates in Idaho vary widely based on your vehicle’s make and model. Insurance companies consider multiple factors, including the make and model of your car, to determine premiums.

A full coverage car insurance policy in Idaho for a Honda Accord LX costs $1,505 annually, whereas a Honda CR-V costs $1,247 to insure in Idaho – a difference of $258.

Does your car’s model year affect insurance rates in Idaho?

In Idaho, as in most states, your car’s model year can impact your insurance rate. For example, the average annual premium for a 2023 Honda Accord LX is $2,487, compared to $1,477 for the 2024 model.

Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.

How your car’s trim affects insurance rates in Idaho

Your car’s trim level plays a big role in determining your insurance premium. Insurers consider the vehicle’s value, repair costs, safety features and theft risk when setting rates. Higher trims with upgraded technology or powerful engines often have higher premiums since they’re more expensive to repair or replace.

For example, a 2023 Honda Accord LX costs $2,487 per year to insure in Idaho, whereas the EX-L trim costs $2,139, a difference of $348 annually.

Trims that include luxury upgrades, like a premium sound system, often cost more to insure because they raise the vehicle’s overall value. Similarly, performance-focused trims with larger engines may increase premiums due to a greater risk of accidents or speeding.

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Car insurance estimate in Idaho

Drivers in Idaho pay an average of $1,791 per year or $149 per month for full-coverage car insurance. Your exact premium could differ based on the level of coverage you choose. The table below shows estimated rates for various coverage limits in Idaho. However, your actual rate may vary depending on your driving history, vehicle type and other personal factors.

How much is car insurance in Idaho by city

Your location plays a significant role in determining car insurance rates in Idaho. Factors such as traffic congestion, accident frequency, weather conditions, and crime rates influence premiums. For instance, drivers in Kootenai pay $1,979 per year for coverage, while those in Meridian pay $1,426 annually for the same coverage.

Top 20 cities with cheapest car insurance rates in Idaho

Top 20 cities with most expensive car insurance in rates Idaho

Estimate your Idaho car insurance cost with our calculator

Our Idaho car insurance calculator gives you a quick estimate based on factors like your location, vehicle, and model year. Enter a few details to see a personalized estimate in seconds. Actual quotes can differ, so it’s smart to compare offers from multiple insurers to find your best rate.

Shivani Gite

Contributing Writer

 

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Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.