insure logo

Why you can trust Insure.com

quality icon

Quality Verified

At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

Car insurance is essential in Wyoming, but finding the right plan at the right price isn’t always easy. That’s where our Wyoming car insurance calculator can help.

Use our auto insurance calculator to see your estimated annual and monthly costs in Wyoming. It factors in your vehicle’s make and model so you can make informed coverage decisions.

How to use our car insurance calculator to estimate your rates in Wyoming

Get a fast, personalized car insurance estimate with our calculator. Enter a few details, and you’ll see your potential rates in minutes – making it easy to compare options and choose coverage with confidence.

  • Step 1: Choose the model year of your car
  • Step 2: Choose the make and model of your car
  • Step 3: Choose your state
  • Step 4: Click on the “Get My Rates” button to get a car insurance estimat
  • Step 5: Expand your options by adding more vehicles, or take the next step by clicking the “Get quotes” button to compare policies and prices
Data last refreshed in 2025
Powered by:

Does your vehicle model affect car insurance rates in Wyoming?

Your car’s make and model play a major role in determining your insurance rates, along with other factors insurers use when setting premiums.

For example, the average annual full coverage cost for a Honda Accord LX in Wyoming is $2,390, while the average premium for a Honda CR-V is $1,816 – that’s a difference of $574 annually.

How your car’s model year affects insurance rates in Wyoming

In Wyoming, insurance premiums often change depending on the car’s model year. For instance, a 2023 Honda Accord LX costs an average of $2,725 year to insure, whereas the 2024 model costs $2,298 annually.

Know the minimum insurance you need in Wyoming

Every state has specific car insurance requirements. In Wyoming, you must carry at least the minimum liability coverage to drive legally, which generally includes:

  • Bodily injury liability per person and per accident
  • Property damage liability

While these limits meet Wyoming’s legal requirements, many drivers choose higher coverage for greater financial security after an accident. Failing to maintain the required insurance can lead to penalties such as fines, license suspension or vehicle impoundment.

Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.

Our agents make it hassle-free to get the right quote.

Call (844) 814-8854
ethan-avatar
Ethan Available Now
jack-avatar
Jack Available Now
robbie-avatar
Robbie Available Now
ellie-avatar
Ellie Available Now

How your car’s trim affects insurance rates in Wyoming

Your car’s trim is one of the factors insurers use to calculate premiums in Wyoming. Insurance companies take into account the car’s value, safety features, repair expenses and theft rates. As a result, trims with luxury features or powerful engines tend to be more costly to insure.

Full coverage car insurance for a 2023 Honda Accord LX in Wyoming is about $2,725 per year. On the other hand, the 2023 Honda Accord EX-L trim costs $2,221, which is $504 annually.

Higher-end trims often come with expensive features like luxury interiors or advanced infotainment systems, which make the vehicle more costly to replace. Performance trims with bigger engines may also carry higher premiums due to the added risk associated with faster driving.

Car insurance estimate in Wyoming

Drivers in Wyoming pay an average of $1,984 per year or $165 per month for full-coverage car insurance. Your exact premium could differ based on the level of coverage you choose. The table below shows estimated rates for various coverage limits in Wyoming. However, your actual rate may vary depending on your driving history, vehicle type and other personal factors.

Coverage levelAverage annual rateAverage monthly rate
Full Coverage – 100/300/100 BI/PD – 500 Comp/Coll$1,984$165
Liability Only – 50/100/50 BI/PD$327$27
State Minimum BI/PD$286$24
Non-Owners$215$18
Powered by:
.

How car insurance prices compare across Wyoming cities

Car insurance premiums in Wyoming can vary widely from one city to another. Insurers consider congestion, accident statistics, weather risks, and crime rates when setting premiums. For example, full coverage costs $2,056 per year in Jackson, compared to $1,878 in Cheyenne.

Top 20 cities with cheapest car insurance rates in Wyoming

CityAvg. Annual PremiumAvg. Monthly Premium
Cheyenne$1,878$157
Big Horn$1,921$160
Ranchester$1,921$160
Sheridan$1,921$160
Wyarno$1,921$160
Granite Canon$1,923$160
Mills$1,923$160
Albin$1,925$160
Burns$1,925$160
Carpenter$1,925$160
Fe Warren AFB$1,925$160
Hillsdale$1,925$160
Horse Creek$1,925$160
Meriden$1,925$160
Pine Bluffs$1,925$160
Banner$1,928$161
Story$1,928$161
Dayton$1,930$161
Parkman$1,930$161
Casper$1,931$161
Powered by:

Top 20 cities with most expensive car insurance in rates Wyoming

CityAvg. Annual PremiumAvg. Monthly Premium
Jackson$2,056$171
Moose Wilson Road$2,056$171
Teton Village$2,056$171
Alta$2,053$171
Moose$2,053$171
Kelly$2,049$171
Moran$2,047$171
Aladdin$2,043$170
Alva$2,043$170
Beulah$2,043$170
Devils Tower$2,043$170
Four Corners$2,043$170
Hulett$2,043$170
Lance Creek$2,043$170
Moorcroft$2,043$170
Newcastle$2,043$170
Osage$2,043$170
Sundance$2,043$170
Upton$2,043$170
Recluse$2,037$170
Powered by:

Want to know what you’ll pay? Try our Wyoming car insurance calculator

Our Wyoming car insurance calculator estimates your rate based on your location, vehicle make, and model year. Just enter a few details for a personalized estimate, then compare quotes from multiple insurers to find the best fit.

author image
Shivani Gite
Contributing Writer

 
|
  

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.

ZIP Code Please enter valid ZIP