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Lincoln National Life Insurance Co. Reviews and Ratings

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Lincoln National Life Insurance Co. Ratings
Overall Rating: 3.01
J.D. Power: 3.41
NAIC: 1.50
AM Best Rating A+
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About The Lincoln National Life Insurance Company

Customer service/Claims 877-275-5462
Corporate Headquarters Lincoln National Corporation
150 North Radnor-Chester Road.
Radnor, PA 19087

The Lincoln National Life Insurance Company was founded in 1905 in Fort Wayne, Indiana, when the company was granted permission from Abraham Lincoln’s son, Robert Todd Lincoln, to use his father’s name and likeness.

The company continued to grow over the next several decades, surpassing $100 billion of life insurance in force in 1983. In 1987, the company introduced MoneyGuard, an innovative product that combines a universal life insurance policy with a long-term care benefit rider. This was the first popular hybrid life insurance/long-term care policy, which pays out if you need care in a nursing home, assisted living or your own home or pays your heirs a death benefit if you don’t use up the benefit for long-term care.

In 2006, the company merged with Jefferson Pilot, another large financial service company. The Lincoln National Life Insurance Company is an affiliate of the Lincoln Financial Group, which focuses primarily on life insurance, annuities, group benefits and retirement plans, and is headquartered outside of Philadelphia.

The Lincoln National Life Insurance Company life Insurance Coverages

  • Term life insurance
  • Universal life insurance
  • Indexed universal life insurance
  • Variable universal life insurance
  • Hybrid long-term care/life insurance

In which states is Lincoln National Life Insurance Co. available?

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Les Masterson


Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. In his career, he has covered everything from health insurance to presidential politics.

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