Cost of Living Calculator 2021

Updated on Apr 15, 2019

The cost of living can turn your dream move into a nightmare. A generous salary in one region can be lacking in another. A $500,000 home in the Bay Area is much different from a half-million-dollar home in Little Rock. Housing costs play a role in an area’s cost of living, but it’s far from the only factor. Other factors include utilities, groceries, health care - and even the price of milk, ...bread, and cereal. Auto, home, and health insurance costs also vary depending on where you live. Figuring out a region’s cost of living can help you if you’re looking to move. A high cost of living can strain your wallet. You may find that your $100,000 household income won’t go nearly as far in a high-cost area. You may even discover that your comfortable life becomes one in which you’re living paycheck-to-paycheck. Cost of living can play a factor when you’re changing jobs. It can also have a role in your retirement planning. Lower costs are one reason people lay down roots in low-cost areas during their retirement years. With those scenarios in mind, Insure.com collected the cost of living figures for geographic regions across the U.S. from the Council for Community and Economic Research. We combined that data with Insure.com’s auto and home insurance cost data to get a better view of an area’s cost of living. The information includes:

Read more

How to use Cost of Living Comparison Calculator

  • The cost of living index lets you compare one area’s costs with another.
  • Enter where you live and the information about another community. Provide your income and calculate the cost of living.
  • Our tool shows what you’ll need to earn to maintain the same standard of living. The tool also highlights the cost differences for each category: housing, groceries, utilities, transportation, health care, auto insurance, and home insurance.
  • The cost of living tool additionally includes how much you’d save on home and auto insurance.
  • Enter your information below and compare the cost of living between two places.

Cost of Living Index Comparison Tool

Enter the Zip code to get the most accurate result. Cities can have multiple Zip codes, so by entering the city name, you’ll get the average for all Zip codes in that city. We may not have cost of living data for some non-metropolitan areas. In those cases, we provide the cost of living information for the nearest Zip code with available information.
Moving From
Layer 1 Please enter valid city/zip
Moving To
Please enter valid city/zip
Current income after-tax
Please enter salary
Reset
Cost of Living in Boise City, ID is
59.79%  lower
than New York, NY
To maintain the same standard of living in Boise City, ID, you need to have an after-tax income of: $20,105

New York, NY
-80% Housing
-38% Groceries
-19% Utilities
-24% Transportation
-8% HealthCare
-24% MISC Goods & Services
Home
Insurance
  • New York, NY: $3063
  • Boise City, ID:
    $1443
  • % Change: 53% lower
Auto
Insurance
  • New York, NY: $3358
  • Boise City, ID: $1166
  • % Change: 65% lower
Get this report NOW!
OR
L O A D I N G

How to use Cost of Living Comparison Calculator

  • The cost of living index lets you compare one area’s costs with another.
  • Enter where you live and the information about another community. Provide your income and calculate the cost of living.
  • Our tool shows what you’ll need to earn to maintain the same standard of living. The tool also highlights the cost differences for each category: housing, groceries, utilities, transportation, health care, auto insurance, and home insurance.
  • The cost of living tool additionally includes how much you’d save on home and auto insurance.
  • Enter your information below and compare the cost of living between two places.
Please enter valid US zip

Please select valid age.

Please select your current insurer
image
x A good driver means:

Have no accidents or violations in the last 3 years.

Don't have a DUI.

Don't need an SR22.

What’s cost of living and how does it influence your life?

HIGHEST COST OF LIVING AREAS IN THE U.S.

LOWEST COST OF LIVING AREAS IN THE U.S.

Cost of Living By State

Compares cities across the US to find which ones are most expensive and least expensive.
Below national average
Equals national average
Above national average
StatesLeast Expensive CityMost Expensive City
AlaskaKodiak, AKJuneau city and, AK
AlabamaLincoln, ALBirmingham, AL
ArkansasBloomburg, TXCoy, AR
ArizonaKingman, AZShonto, AZ
CaliforniaRidgecrest, CASan Francisco, CA
ColoradoFowler, COMatheson, CO
ConnecticutEllington, CTBridgeport, CT
District of ColumbiaWashington, DCWashington, DC
DelawareHarrington, DESmyrna, DE
FloridaAstor, FLSunny Isles Beach, FL
GeorgiaHarlem, GADecatur, GA
HawaiiWaimalu, HIWaimanalo, HI
IowaNew London, IANew Providence, IA
IdahoBoise City, IDOwyhee, NV
IllinoisMonmouth, ILChicago, IL
IndianaRichmond, INCoal City, IN
KansasArma, KSKansas City, KS
KentuckyOwensboro, KYLouisville/Jefferson County metro govern
LouisianaRagley, LANew Orleans, LA
MassachusettsWilliamstown, MABoston, MA
MarylandHenderson, MDSilver Spring, MD
MaineCape Elizabeth, MEActon, ME
MichiganPortage, MIDetroit, MI
MinnesotaRed Lake Falls, MNSt. Paul, MN
MissouriCarthage, MOKansas City, MO
MississippiBlue Springs, MSHattiesburg, MS
MontanaGreat Falls, MTWillow Creek, MT
North CarolinaWinston-Salem, NCGerton, NC
North DakotaGrand Forks, NDLemmon, SD
NebraskaLincoln, NEOmaha, NE
New HampshireGoffstown, NHPelham, NH
New JerseyRandolph, NJNewark, NJ
New MexicoSalem, NMAlbuquerque, Kirtland Afb, NM
NevadaMesquite, NVReno, NV
New YorkAppleton, NYNew York, NY
OhioPandora, OHCleveland, OH
OklahomaMuskogee, OKJennings, OK
OregonSherwood, ORPortland, OR
PennsylvaniaBloomsburg, PACanadensis, PA
Rhode IslandKenyon, RIProvidence, RI
South CarolinaAiken, SCFolly Beach, SC
South DakotaHawarden, IAMidland, SD
TennesseeJackson, TNSlayden, TN
TexasLa Feria, TXRosser, TX
UtahCedar City, UTSalt Lake City, UT
VirginiaHenry, VAArlington, VA
VermontWinooski, VTSt Michaels College, Colchester, VT
WashingtonElectric City, WASeattle, WA
WisconsinGreen Bay, WIWisconsin Dells, WI
West VirginiaMorgantown, WVCharles Town, WV
WyomingLysite, WYAlcova, WY (PO Boxes)

Helpful Articles & Guides

Cost of living comparison by state
Cost of living comparison by state
Best Car Insurance Companies for 2021: June Update
Best Car Insurance Companies for 2021: June Update
Best home insurance companies for 2021
Best home insurance companies for 2021