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Cost of Living Calculator

The cost of living can turn your dream move into a nightmare. A generous salary in one region can be lacking in another. A $500,000 home in the Bay Area is much different from a half-million-dollar home in Little Rock. Housing costs play a role in an area’s cost of living, but it’s far from the only factor. Other factors include utilities, groceries, health care - and even the price of milk, bread, and cereal. Auto, home, and health insurance costs also vary dependi...ng on where you live. Figuring out a region’s cost of living can help you if you’re looking to move. A high cost of living can strain your wallet. You may find that your $100,000 household income won’t go nearly as far in a high-cost area. You may even discover that your comfortable life becomes one in which you’re living paycheck-to-paycheck. Cost of living can play a factor when you’re changing jobs. It can also have a role in your retirement planning. Lower costs are one reason people lay down roots in low-cost areas during their retirement years. With those scenarios in mind, Insure.com collected the cost of living figures for geographic regions across the U.S. from the Council for Community and Economic Research. We combined that data with Insure.com’s auto and home insurance cost data to get a better view of an area’s cost of living. The information includes:

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How to use Cost of Living Comparison Calculator

  • The cost of living index lets you compare one area’s costs with another.
  • Enter where you live and the information about another community. Provide your income and calculate the cost of living.
  • Our tool shows what you’ll need to earn to maintain the same standard of living. The tool also highlights the cost differences for each category: housing, groceries, utilities, transportation, health care, auto insurance, and home insurance.
  • The cost of living tool additionally includes how much you’d save on home and auto insurance.
  • Enter your information below and compare the cost of living between two places.

Cost of Living Index Comparison Tool

Enter the Zip code to get the most accurate result. Cities can have multiple Zip codes, so by entering the city name, you’ll get the average for all Zip codes in that city.
Layer 1 Please enter valid city/zip
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Cost of Living in city-2 is
0%  
than city-1
To maintain the same standard of living in city-2, you need to have an after-tax income of:
$0

City-1
0%
0%
0%
0%
0%
0%
0%
0%
Home
Insurance
City 1:
$0
City 2:
$0
% Change:
0%
Auto
Insurance
City 1:
$0
City 2:
$0
% Change:
0%
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What’s cost of living and how does it influence your life?

HIGHEST COST OF LIVING AREAS IN THE U.S.

LOWEST COST OF LIVING AREAS IN THE U.S.

Cost of Living By State
Below national average
Equals national average
Above national average
AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY
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