Last Updated Sep. 28, 2006
Throughout the years, a large number of Americans have relied on assistance from the government in times of needs. This assistance most often occurs after a natural disaster. Natural disasters include hurricanes, severe thunderstorms with excess rain, and tornadoes. Without government assistance, many individuals would have a difficult time repairing their homes or rebuilding their lives.
Disaster assistance from the government is often provided by the Federal Emergency Management Agency (FEMA). One of the natural disasters that the Federal Emergency Management Agency (FEMA) works to assist with is flooding. In the United States, there are a large number of homes and businesses that are destroyed or damaged because of flooding.
The Federal Emergency Management Agency (FEMA) provides a large amount of assistance to home and business owners before and after a flood. FEMA is most often recognized for their disaster relief assistance after a storm, but the assistance they provide before a storm is just as important. In 1968 the National Flood Insurance Program was developed. This program is overseen and monitored by FEMA.
The National Flood Insurance Program is also sometimes referred to as the Federal Flood Insurance Program. Whether you refer to it as the National or Federal Flood Insurance Plan, the results are the same. The Federal Flood Insurance Program was developed with the hopes of offering all American citizens assistance in obtaining flood insurance coverage.
There are a number of reasons why the Federal Flood Insurance Program is beneficial to all Americans. Perhaps, the greatest benefit is that it provides insurance to all Americans, no matter where they live. In the past, it was often difficult for a homeowner to obtain flood insurance, especially if they lived in an area that was prone to flooding. Even if insurance could be obtained, it was often difficult to afford. This caused many homeowners not to have adequate coverage on their homes.
The Federal Flood Insurance Program is regualated by the government. It is designed to make insurance affordable to everyone. Cities, towns, and states can improve their cost of flood insurance by making special improvements requested by the Federal Flood Insurance Program. If these improvements are made and they reduce the risk of area flooding, state residents could receive valuable flood insurance discounts.
Being able to afford flood insurance is the greatest benefit of the Federal Flood Insurance Program, but there is another way that a homeowner could save additional money on coverage. The Federal Flood Insurance Program enables licensed agents to sell their flood insurance plans. Unlike the federal government, licensed agents are able to offer additional savings and discounts on all policy plans. These discounts are optional and not all agents may offer them, but it is possible to find one that does.
AmeriFlood is a licensed agent that sells coverage offered by the National Flood Insurance Program. The coverage is the same coverage that every other American receives, but it is offered at an amazing discount. AmeriFlood currently offers a 12% discount on all flood insurance policies. The discount comes in the form of an upfront rebate, making savings almost immediate.
Thanks to the Federal Flood Insurance Program and valuable discounts offered by flood insurance agents, all homeowners should be able to afford flood insurance coverage. This could be the greatest assistance that you may ever need in your life.
CJ Preston is a writer for www.ameriflood.com where you can find more information about flood insurance and how to receive a 12% rebate on your flood insurance policy.