Home Insurance I can’t find homeowners insurance. I’ve checked with many insurers but no one will sell me a policy. What can I do? View Carriers Please enter valid zip Compare top carriers in your area Written by Insure.com | Posted on: December 7, 2009 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Many states have an “insurer of last resort,” usually called a FAIR Plan. FAIR Plans were created to give those who couldn’t get insurance from the private market a chance to purchase homeowners insurance. Your agent will be able to help you determine if you are eligible for coverage by your state’s FAIR Plan or if there are other options you can explore. You can also read Which states have a FAIR Plan? for more information. In case you missed it What is condo (HO-6) insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2025 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2025 How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles Can insurance companies cancel your policy if your home is vacant? By Nupur Gambhir What is condo (HO-6) insurance and how much does it cost? By Shivani Gite Are landlords responsible for tree damage to your car? By Nupur Gambhir Does homeowners insurance cover TV damage? By Cassidy Horton Does homeowners insurance cover laptop or computer damage? By Mark Vallet Does homeowners insurance cover rotting wood? By Penny Gusner ZIP Code Please enter valid ZIP See rates