Home Insurance My insurance company wants to do interior and exterior inspection on my home. Called inspector who is an employee for the company and he said it was to identify any problems or hazards, etc. Never filed a claim or had inspection ever by insurance company. What generates inspection – I feel like it’s not so much to help me as is to insurance company’s benefit. By Insure.com | Posted on April 11, 2013 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. It’s definitely not to help you, that we can agree on. Inspections by home insurance companies are generally done when you have a claim or when you’re a new customer. This is an odd time for a random inspection. Would there be any reason your insurer would be concerned that the condition of your house has changed? We addressed inspections previously in this reader question. If you don’t agree to the inspection, the insurer could drop you at renewal time. Then you’d be where you are now – a new insurer might request an inspection. In case you missed it What is HO-6 insurance? Average home insurance cost in 2023 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Renters insurance quotes: Compare rates Hurricanes and home insurance: 14 key questions answered Replacement cost policies for your home: Getting what you pay for How much do claims increase home insurance rates? Mobile home insurance: What does it cover and how much does it cost? Homeowners insurance basics Home Insurance Advisor The Best Cheap Homeowners Insurance of 2021: Guide How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home Insurance Discounts Guide to dog liability insurance: cost and coverage Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles What is HO-6 insurance? By Shivani Gite Are landlords responsible for tree damage to your car? By Casey Bond Can my homeowners insurance get canceled because my house is empty? By Nupur Gambhir Does homeowners insurance cover a leaking washing machine? By Laura Longero Home insurance inspection: how to prepare a checklist By Daniel Bortz How renters insurance works for pit bulls By Nupur Gambhir