My insurance company wants to do interior and exterior inspection on my home. Called inspector who is an employee for the company and he said it was to identify any problems or hazards, etc. Never filed a claim or had inspection ever by insurance company. What generates inspection – I feel like it’s not so much to help me as is to insurance company's benefit.

My insurance company wants to do interior and exterior inspection on my home. Called inspector who is an employee for the company and he said it was to identify any problems or hazards, etc. Never filed a claim or had inspection ever by insurance company. What generates inspection – I feel like it’s not so much to help me as is to insurance company’s benefit.

Written by | Posted on: April 11, 2013

Why you can trust Insure.com

Quality Verified

At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

It’s definitely not to help you, that we can agree on. Inspections by home insurance companies are generally done when you have a claim or when you’re a new customer. This is an odd time for a random inspection. Would there be any reason your insurer would be concerned that the condition of your house has changed?

We addressed inspections previously in this reader question. If you don’t agree to the inspection, the insurer could drop you at renewal time. Then you’d be where you are now – a new insurer might request an inspection.

In case you missed it

Related Articles