Home Insurance My insurance company wants to do interior and exterior inspection on my home. Called inspector who is an employee for the company and he said it was to identify any problems or hazards, etc. Never filed a claim or had inspection ever by insurance company. What generates inspection – I feel like it’s not so much to help me as is to insurance company’s benefit. By Insure.com | Posted on April 11, 2013 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. It’s definitely not to help you, that we can agree on. Inspections by home insurance companies are generally done when you have a claim or when you’re a new customer. This is an odd time for a random inspection. Would there be any reason your insurer would be concerned that the condition of your house has changed? We addressed inspections previously in this reader question. If you don’t agree to the inspection, the insurer could drop you at renewal time. Then you’d be where you are now – a new insurer might request an inspection. In case you missed it What is HO-6 condo insurance and what does it cover? Average homeowners insurance cost by ZIP code in 2024 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Renters insurance quotes: Compare rates Hurricanes and home insurance: How hurricane insurance works Replacement cost policies for your home: Getting what you pay for How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2024 Homeowners insurance basics Home Insurance Advisor The Best Cheap Homeowners Insurance of 2021: Guide How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates Guide to dog liability insurance: cost and coverage Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles Is it legal for my home insurance company to drop my coverage after filing a claim? By Shivani Gite What is HO-6 condo insurance and what does it cover? By Shivani Gite What is hurricane insurance? By Shivani Gite Are landlords responsible for tree damage to your car? By Casey Bond Does homeowners insurance cover rotting wood? By Penny Gusner Can my homeowners insurance get canceled because my house is empty? By Nupur Gambhir Get instant quotes now ! Please enter valid zip Get Quotes