Home Home insurance Average home insurance cost Nebraska Bellevue, NE Average homeowners insurance cost in Bellevue, NE View Carriers Please enter valid zip Compare top carriers in your area Written by By Insure.com's EditorUpdated on: August 28, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Bellevue, homeowners pay an average annual rate of $4,255 (for the coverage level of $300,000 for dwelling, $100,000 for liability protection, and $1,000 deductible), according to Insure.com’s rate analysis. It’s $1,673 more than the national average of $2,582. Homeowners insurance rates change from one home to another. The home insurance premium in Bellevue depends on various factors, such as: Size of your home Age of your home Amount of coverage you need Location Your credit score To ensure you secure the best homeowners insurance policy, compare quotes from multiple insurers, enabling you to find the right coverage that aligns with your specific requirements. Read this guide to learn how much homeowners insurance costs monthly in Bellevue, what home insurance costs for different dwelling coverage, and which companies offer cheap home insurance in Bellevue. Key takeawaysThe average cost of homeowners insurance in Bellevue is $4,255 per year. Allstate is the cheapest homeowners insurance company in Bellevue with an average annual premium of $3,074. If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $645 more a year for home insurance. Average homeowners insurance cost in Bellevue per monthBellevue homeowners pay an average of $355 a month, based on our rate analysis. It’s $44 less than the state average of $399 and $140 more than the national average for home insurance across the United States. The price of your homeowners insurance policy in Bellevue may vary depending on where you live, the value of your home, and the coverage you choose. Average homeowners insurance cost for a $200,000 house in BellevueThe average cost of homeowners insurance in Bellevue, NE is $3,610 annually for the dwelling coverage of $200,000 and the liability protection of $100,000. The amount you pay for home insurance each year depends on many different things. The types of natural disasters or events that take place in your area affect how much you pay for coverage in your city. Some areas are more at risk for natural disasters, like flood, hurricanes, or tornadoes. This means that if something happens, the cost of rebuilding would be higher in those areas, thereby leading to higher insurance premiums. Your insurance policy might not cover damage caused by floods or hurricanes. So, if you live in a flood-prone area, consider buying flood insurance coverage. Average homeowners insurance cost for a $300,000 house in Bellevue According to a rate analysis by Insure.com, homeowners in Bellevue pay an average of $4,255 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible. If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $645 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area. Average homeowners insurance cost in Bellevue by company Among the carriers analyzed, Allstate is the most affordable homeowners insurance company in Bellevue. It’s average annual rate for homeowners in Bellevue is $3,074.American Family, ranks second and Iowa Farm bureau makes it to the third spot with an average annual home insurance rate of $4,076.Research on the company is essential before selecting a homeowners insurance policy. Insure.com has thoroughly examined all insurance companies operating in Bellevue and compiled a list of the most affordable home insurance companies.Below are details of Bellevue home insurance companies and their average annual premiums.Home Insurance Company Annual rate Allstate$3,074American Family$3,483Iowa Farm bureau$4,076State Farm$4,120Farmers$4,157Farmers Mutual Ins Co of NE$4,242Nationwide$6,987USAA*$4,005 Methodology Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Bellevue for $300,000 dwelling coverage, $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is home insurance in other citiesGrand IslandKearneyLincolnOmaha In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2024 What is dwelling coverage and how much do you need? 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