Progressive Car Insurance Ratings

   Effective Date: December 18, 2014
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Customer Satisfaction Ratings

(278 reviews)

For Price
% Who Would
Recommend to
a Friend
% Who Plan
to Renew

A+    December 18, 2014

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Reason for buying from Progressive
Customers of Progressive originally decided to purchase from the company for these reasons:
47%The insurer offered the best price.
21%The insurer's reputation.
14%The insurer was recommended by a friend.
6%Was the company their parents had.
6%Other reason.
5%Saw a commercial.
1%Had other insurance with this company.
Would you recommend this company?
  • already have
  • yes
  • not sure
  • probably not
  • no
  • 37%
  • 45%
  • 17%
  • 2%
  • 0%

Would you renew?
  • yes
  • no
  • 96%
  • 4%

About Progressive

Progressive car insurance received 4.5 out of 5 stars overall on our best car insurance companies survey.  The company’s “value for price” was given 5 out of 5 stars, and 82% of those surveyed said they plan to renew.  Progressive is the 4th-largest personal auto insurance provider and is known for its pay-as-you-drive program, Snapshot.  Snapshot drivers volunteer to be monitored and receive significant discounts through the program if found to be following safe driving practices.

Progressive's background:

Two young lawyers, Joseph Lewis and Jack Green, started the Progressive Mutual Insurance Co. in Cleveland, Ohio, in March 1937. They believed that providing automobile owners with security and protection would be a good investment.

By 1951, the company had grown large enough to need new offices and moved to a new location downtown. In 1955, Green was named CEO after Joe Lewis died and Joe's son, Peter, joined the company.

Peter Lewis assumed the role of CEO in 1965 and held the title for 35 years. Current CEO and President, Glenn Renwick, was named in 2000.

The company grew and expanded over the years. In 1971, its expansion fueled its decision to become a public company. Three years later, in 1974, it moved its headquarters from downtown Cleveland to Mayfield Village, a suburb.

Growth continued and in 1987, Progressive surpassed $1 billion in premiums. That same year it was listed on the New York Stock Exchange under the symbol PGR.

Its growth has continued at a steady pace. Between 1996 and 2005, Progressive grew at an average rate of 17 percent per year. It went from $3.4 billion to $14 billion in premiums.

Progressive is known for a number of firsts in the auto insurance industry including:

  • Writing insurance for high-risk drivers. Today, it offers coverage to drivers of all types.
  • Providing customers with personal service and support immediately after they report a claim 24/7. Specially marked vehicles bring claims professionals to wherever customers need them including the site of an accident.
  • A concierge service to help customers find a replacement vehicle at a competitive price and financing for it.

Progressive offers policies for motorcycles, boats/private water craft, business vehicles, snowmobiles and Segway HTs.

It offers discounts for buying a policy online and having more than one policy with Progressive.

What's covered
Coverage Options
Usage-based. Rates can be based on your mileage and how you drive.
Accident forgiveness. Your rates won't increase after your first accident.
Vanishing deductible. Your deductible will be reduced as long as you have no accidents or moving violations.
Pet injury coverage. Pays vet bills for dogs or cats injured in a crash (up to specificed limits).
Mobile app. The insurer offers an app for smartphones.

Multi-policy. Discount for more than one type of policy with the same insurance provider.
Multi-vehicle. Discount for two or more vehicles on the same car insurance policy.
Defensive driver. Discount for an approved defensive driving or driver improvement class.
Academic achievement. Discount for full-time students who meet certain academic criteria.

Note: Not all discounts will be available in all states or for all customers. Details and eligibility will vary by insurer. Insurers may offer additional discounts not included on this list.