GEICO auto insurance review 2026: Compare rates, discounts and satisfaction ratings. GEICO is No. 2 among national carriers in our ranking of the Best Car Insurance Companies for 2026, with 4.50 stars out of 5.
Laura Longero is an insurance expert and executive editor of CarInsurance.com. With 15 years of experience simplifying complex financial topics, Laura provides clear, expert-backed guidance to help drivers make smart, confident decisions. Before joining CarInsurance.com, she was an award-winning editor for the USA Today Network.
Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance.
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GEICO is No. 2 among national carriers in our ranking of the Best Car Insurance Companies for 2026, with 4.50 stars out of 5, thanks to low rates and good service.
GEICO continues to offer competitive rates and a strong mobile experience, making it a favorite among tech-savvy drivers. In Insure.com’s annual consumer survey, GEICO customers rated it highly for how easily they can access policy documents and services.
Though it lacks in-person service, it’s one of the highest-rated insurers for pricing and for digital experience through the company’s app and website. People also rate it highly for customer service, and it has received an A++ credit rating for financial stability from AM Best, indicating the company has a strong ability to fulfill its financial obligations.
Insure.com surveyed 2,000 auto insurance customers, who rated their insurers on service quality, claims handling, policy options, discounts, digital tools and bundling. Scores were combined with AM Best financial strength ratings, NAIC complaint data and premium rate data from Quadrant Information Services to produce each insurer’s final rating.
GEICO is a good choice for you if:
It might not be the best choice if:
Our agents make it hassle-free to get the right quote.
GEICO’s average monthly premium is $179 — about 7% below the national average. It has one of the cheapest average rates nationwide – only American Family, Auto-Owners and Travelers are cheaper.
Eighty-three percent of GEICO customers say they’re satisfied with the company. This score is six points below the top national carrier for customer satisfaction, Travelers.
When it comes to ease of service, 90% of GEICO customers rate the service highly, particularly when using the company’s app and online tools. This is the top score for national insurers – Allstate and Liberty Mutual also scored 90%.
Eighty-three percent say GEICO’s policy offerings meet their needs — most insurers had scores in the 80th percentile for policy offerings. Some of GEICO’s policy offerings include motorcycle insurance, rideshare coverage, and renters and homeowners insurance.
Eighty-eight percent of drivers surveyed would recommend GEICO to friends and family, and 89% said they trust GEICO — likely bolstered by strong brand recognition and pricing transparency.
When it comes to renewals, 89% plan to renew with GEICO — most companies achieved scores in the 90th percentile in this category.
GEICO scored a 76% satisfaction rate for how well it handles claims, according to surveyed customers. It scored 85% for its digital experience, comprising the app and website. It was among the top five companies for digital experience, which isn’t surprising given that it was one of the pioneers in the online landscape for auto insurers.
Discounts were not GEICO’s best category, with 56% of surveyed customers reporting their satisfaction with the company’s discounts; however, most insurers had low scores (in the 50th-60th percentile) in this category.
When it comes to satisfaction with the company’s policy bundling options for home and auto, GEICO scored 63%.
GEICO offers the following coverage options to the policyholders:
Below are the car insurance discounts GEICO offers to its policyholders to lower insurance rates.
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Founded in 1936, GEICO is the second-largest auto insurer in the U.S. and a subsidiary of Berkshire Hathaway. The insurer has been providing auto insurance for the last 85 years. Whether you’re in the market for auto, motorcycle or RV coverage, GEICO offers tailored policies for every driver.
According to its latest survey, GEICO reported that a new policyholder saves an average of $900 per year on their premiums. You can use our analysis of the insurer as a starting point and decide if GEICO is the right match for you.
Contact: You can download GEICO’s mobile app or call GEICO at 800-207-7847.
Methodology
In 2025, Insure.com surveyed more than 2,000 insurance consumers through an independent research firm, Dynata. Customers named their insurer and rated it on customer satisfaction, ease of service, policy options, claims handling, digital experience, discounts and bundling home with auto. We also asked whether they planned to renew, would recommend their insurer to friends and family and trusted their insurer.
For insurers with enough survey responses, we added:
With guidance from Prof. David Marlett, Ph.D., we applied the following weights to calculate each company’s final rating:
Each insurer received a rating between 0.5 and 5 stars.