Nationwide offers competitive full coverage rates at $205 per month, performing above average in customer satisfaction, trust and claims handling in our survey. Although its discounts and bundling options score lower, Nationwide’s consistent service and strong renewal rates make it a reliable choice for many drivers.
Laura Longero is an insurance expert and executive editor of CarInsurance.com. With 15 years of experience simplifying complex financial topics, Laura provides clear, expert-backed guidance to help drivers make smart, confident decisions. Before joining CarInsurance.com, she was an award-winning editor for the USA Today Network.
Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance.
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Nationwide delivers substantial overall value for drivers who want solid coverage at a competitive price. According to our rate data, the full coverage premium of $205 per month falls slightly below the category average. It is lower than those of major competitors, such as State Farm and Progressive.
Nationwide also performs well in our survey for customer satisfaction, trust and renewals, signaling that policyholders feel confident in the company’s reliability. While discounts and bundling options lag behind some rivals, Nationwide’s steady performance across claims handling, service and digital tools makes it a dependable choice for many drivers.
Keep reading to see how Nationwide stacks up against other top insurers in this year’s survey.
Insure.com surveyed 2,000 auto insurance customers, who rated their insurers on service quality, claims handling, policy options, discounts, digital tools and bundling. Scores were combined with AM Best financial strength ratings, NAIC complaint data and premium rate data from Quadrant Information Services to produce each insurer’s final rating.
Nationwide is a good choice for you if:
It might not be the best choice if:
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When it comes to insurance shopping, cost is typically one of the most critical factors for people. Nationwide’s monthly rates for full coverage, at $205 per month, are $4 less than the category average in this year’s survey and are lower than those of its national competitors, such as State Farm and Progressive.
The table below displays the monthly premiums for full coverage from the carriers included in our 2026 survey.
Nationwide scored in the top half of companies in our survey for customer satisfaction with a score of 88%, which is higher than the category average of 85%. The company’s score for how customers feel about the ease of accessing policy documents and services was one point lower than the category average.
As was Nationwide’s score for policy offerings – the metric measuring how expansive the company’s policy offerings are according to survey respondents – 85%, one point higher than the category average.
When asked whether they would recommend their auto insurer to their friends or family, 88% of Nationwide customers said they would. This score is slightly higher than the category average.
Trustworthiness is typically a category where insurance companies struggle to earn high scores – most companies earned scores in the 90th percentile this year – and Nationwide was no different, with a score of 94%. Finally, 94% of Nationwide auto insurance customers planned to renew their policies with the company.
Nationwide’s customers were more satisfied than average with the company’s claims handling – it earned a score of 81% compared to the average score of 78%. However, it scored significantly higher for digital experience, a metric that measures the user experience of a company’s mobile app and website.
When it comes to discounts, Nationwide performed below average in both the overall discounts and the auto/home bundling category.
From liability and collision to roadside assistance and rental car coverage, Nationwide offers multiple car insurance coverages that you can combine to create a policy that works for you.
Nationwide makes it easier to save on auto insurance with discounts tailored to your lifestyle, vehicle and coverage choices. See how things like safe driving, bundling policies or insuring multiple cars can help you lower your premiums.
It’s important to note that actual savings vary by state, coverage limits, rating factors and policy changes.
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Note: Availability is subject to change.
Founded in 1926 as the Farm Bureau Mutual Automobile Insurance Company, Nationwide has grown into one of the largest insurance and financial services providers in the United States.
Today, the company protects more than 16 million policies in force across auto, home and specialty lines. Nationwide operates through a broad network of more than 26,000 independent agents, providing customers with personalized support in communities nationwide, while also offering robust digital tools for online account management.
Financially, Nationwide is considered one of the most stable insurers in the industry, with annual revenues exceeding $50 billion and a long-standing A+ (Superior) rating from AM Best for financial strength. This stability helps ensure the company can reliably pay claims and continue innovating across personal and commercial insurance products.
Contact Nationwide: Call 1-877-669-6877 or visit www.nationwide.com.
Methodology
In 2025, Insure.com surveyed more than 2,000 insurance consumers through an independent research firm, Dynata. Customers named their insurer and rated it on customer satisfaction, ease of service, policy options, claims handling, digital experience, discounts and bundling home with auto. We also asked whether they planned to renew, would recommend their insurer to friends and family and trusted their insurer.
For insurers with enough survey responses, we added:
With guidance from Prof. David Marlett, Ph.D., we applied the following weights to calculate each company’s final rating:
Each insurer received a rating between 0.5 and 5 stars.