Home Car insurance Insurance rates by car How much does insurance cost for a 2023 Buick Envision? How much does insurance cost for a 2023 Buick Envision? View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Posted on: October 21, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When shopping for a new vehicle, most people focus on the sticker price, fuel efficiency or available features – but insurance cost is also an important factor when calculating the cost of ownership.Car insurance rates for a 2023 Buick Envision vary based on the coverage level you choose. Costs differ because insurers weigh the amount of protection you’re buying, the risk they take on, and how much you’d pay out of pocket if you file a claim. If you stick with your state’s minimum liability requirements, you can expect to pay around $621 per year, or $52 each month.For full coverage-which generally includes liability, collision, and comprehensive protection-the average price is $2,243 per year ($187 per month). This estimate is based on coverage limits of 100/300/100 with $500 deductibles for collision and comprehensive.2023 Buick Envision insurance premiums by stateLocation is one of the biggest factors in your premium. ZIP codes matter as much as driving history. That’s why the cost to insure a Envision in California may look very different from the price in Florida.Below, you’ll find the states where 2023 Buick Envision insurance is cheapest, and where it’s most expensive.Cheapest states to insure a 2023 Buick EnvisionHawaii has the lowest average premium for 2023 Buick Envision drivers at $1,361 per year ($113 per month). Other states with affordable coverage include Idaho, Maine, New Hampshire, and Wisconsin.The table below shows the cheapest states to insure a 2023 Buick Envision.State nameAverage annual premiumHawaii$1,361Idaho$1,425Maine$1,546New Hampshire$1,573Wisconsin$1,641Powered by:Most expensive states to insure a 2023 Buick EnvisionAt the other end of the spectrum, Louisiana is the most expensive state for car insurance at $3,686 per year. Texas comes next at $3,132 annually, followed by Georgia at $3,082.The table below shows which states have the most expensive 2023 Buick Envision insurance rates.State nameAverage annual premiumLouisiana$3,686Texas$3,132Georgia$3,082Michigan$2,969Colorado$2,928Powered by:Breaking down 2023 Buick Envision insurance cost by trim level Insurance costs don’t just depend on the make and model of your car – the trim level you choose can also affect your premium. Higher trims often come with bigger price tags, more powerful engines, or advanced tech features, all of which can raise the cost of coverage.Below, you’ll see how car insurance rates for the 2023 Buick Envision compare across trim levels.TrimAverage annual premiumEnvision Avenir$2,306Envision Essence$2,226Envision Preferred$2,195Powered by:Factors that influence 2023 Buick Envision insurance premiumsPremiums for a 2023 Buick Envision aren’t one-size-fits-all. They change based on the car itself, who’s driving it, and the policy you choose. Here are some of the main factors.Vehicle-related factorsVehicle value. Newer or higher-priced models are more expensive to insure.Repair costs. Cars with above-average parts or repair expenses carry higher premiums.Safety ratings. Good crash-test scores and advanced safety features can lower costs.Theft risk. If a model is frequently stolen, insurers raise the price to cover the risk.Driver-related factorsAge and gender. Younger, less experienced drivers usually pay more.Location. Urban drivers see higher rates than those in rural areas.Driving history. Clean records help lower premiums, while tickets and accidents raise them.Annual mileage. The more miles you drive, the greater the risk – and the higher the cost.Policy-related factorsCoverage level. Full coverage policies cost more but offer broader protection.Deductible amount. Higher deductibles reduce premiums but mean higher out-of-pocket costs after a claim.Optional add-ons. Things like roadside assistance, gap insurance, or rental reimbursement add convenience but also add to the bill. Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now Cheapest insurance companies for insuring a 2023 Buick EnvisionState Farm offers the cheapest car insurance rates for a 2023 Buick Envision, averaging $1,706 per year. Other insurers with competitive prices include Nationwide, GEICO, and Progressive. The table below shows the companies with the most affordable 2023 Buick Envision insurance rates.Company groupAverage annual premiumState Farm$1,706Nationwide$1,852GEICO$1,989Progressive$2,438Farmers$2,650Allstate$2,863Powered by:How to lower 2023 Buick Envision insurance premiumsHere are some ways to bring down your car insurance costs.Shop around for quotes. Compare rates from multiple insurers, since each company evaluates risk differently.Adjust your coverage. If your vehicle is older or you don’t drive often, you may save by lowering your limits or dropping extras you don’t need.Raise your deductible. A higher deductible means paying more out of pocket after a claim, but it usually lowers your monthly premium.Take advantage of discounts. Look for savings tied to safe driving, bundling home and auto, low mileage, or built-in safety features.Keep a clean driving record. Avoiding accidents and tickets is one of the most reliable ways to keep premiums low.Consider usage-based insurance. Some insurers offer telematics programs that track driving habits and reward safe drivers with discounts.Envision insurance premiums by model yearInsurance rates for the Envision change depending on the model year. In most cases, newer vehicles cost more to insure because they carry a higher market value and advanced technology that makes repairs more expensive. Rising labor and repair costs over the years have also pushed premiums higher across the board.Below, you can compare average insurance premiums for the 2023 Buick Envision by model year.Model yearAverage annual premium2016$1,8722017$1,8682018$1,9832019$2,0632020$2,1192021$2,1312022$2,1992023$2,2432024$2,338Powered by:How expensive is it to insure a 2023 Buick Envision?It costs an average of $2,243 per year to insure a 2023 Buick Envision, which is $359 less than the national average of $2,602.Insurance premiums are influenced by many factors, including the vehicle’s make and model. The best way to find savings is to compare quotes from several insurers, ensuring you get coverage that balances affordability with solid protection for a 2023 Buick Envision.MethodologyInsure.com commissioned Quadrant Information Services to get insurance rates for new and used vehicles. The rates are based on a sample profile of a 40-year-old male driver with a full coverage policy with limits of 100/300/100 and $500 collision and comprehensive deductibles. We’ve compared 1,661 makes and models and 67,566,780 insurance quotes from 57 companies across 510 ZIP codes. The rates are for insurance purposes only; your exact rates may vary. 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What to know about six-month car insurance How much does car insurance cost a month in 2025? How much used car insurance costs: Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page 2023 Buick Envision insurance premiums by stateBreaking down 2023 Buick Envision insurance cost by trim level Factors that influence 2023 Buick Envision insurance premiumsCheapest insurance companies for insuring a 2023 Buick EnvisionHow to lower 2023 Buick Envision insurance premiumsEnvision insurance premiums by model yearHow expensive is it to insure a 2023 Buick Envision?Methodology ZIP Code Please enter valid ZIP See rates (844) 645-3330