How much does insurance cost for a 2023 Chevrolet TrailBlazer?

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When people shop for a car, most focus on the sticker price, fuel economy, or the features that stand out. But insurance is another big part of the total cost of ownership – and it can change quite a bit from one driver to the next.

For a 2023 Chevrolet TrailBlazer, what you’ll pay depends on the type of policy you carry. State-minimum liability is the cheapest option, averaging $602 per year ($50 per month).

Full coverage – which includes liability, collision, and comprehensive – costs closer to $1,971 per year ($164 per month) based on limits of 100/300/100 with $500 deductibles.

2023 Chevrolet TrailBlazer insurance premiums by state

Location is one of the biggest factors in your premium. ZIP codes matter as much as driving history. That’s why the cost to insure a TrailBlazer in California may look very different from the price in Florida.

Below, you’ll find the states where 2023 Chevrolet TrailBlazer insurance is cheapest, and where it’s most expensive.

Cheapest states to insure a 2023 Chevrolet TrailBlazer

Maine has the cheapest car insurance rates for 2023 Chevrolet TrailBlazer drivers at an average cost of $1,265 a year or $105 per month. Other affordable states include Idaho, Vermont, Hawaii and New Hampshire.

The table below shows the cheapest states to insure a 2023 Chevrolet TrailBlazer.

State name	Average annual premium
Maine	$1,265
Idaho	$1,266
Vermont	$1,328
Hawaii	$1,346
New Hampshire	$1,351

Most expensive states to insure a 2023 Chevrolet TrailBlazer

On the flip side, Louisiana is the most expensive state, with an average annual premium of $3,254. It’s followed by California ($2,691 a year) and Texas ($2,629 a year).

The table below shows which states have the most expensive 2023 Chevrolet TrailBlazer insurance rates.

State name	Average annual premium
Louisiana	$3,254
California	$2,691
Texas	$2,629
Georgia	$2,625
Florida	$2,584

2023 Chevrolet TrailBlazer insurance premiums by trim level

Insurance costs also shift depending on the trim. Higher trims often bring more horsepower, advanced tech, and higher price tags – all of which can drive up insurance premiums.

Below, you’ll see how car insurance rates for the 2023 Chevrolet TrailBlazer compare across trim levels.

Trim	Average annual premium
TrailBlazer ACTIV	$1,982
TrailBlazer LS	$1,951
TrailBlazer LT	$1,972
TrailBlazer RS	$1,982

Factors that influence 2023 Chevrolet TrailBlazer insurance premiums

Premiums for a 2023 Chevrolet TrailBlazer aren’t one-size-fits-all. They change based on the car itself, who’s driving it, and the policy you choose. Here are some of the main factors.

Vehicle-related factors

Vehicle value. Newer or higher-priced models are more expensive to insure.
Repair costs. Cars with above-average parts or repair expenses carry higher premiums.
Safety ratings. Good crash-test scores and advanced safety features can lower costs.
Theft risk. If a model is frequently stolen, insurers raise the price to cover the risk.

Driver-related factors

Age and gender. Younger, less experienced drivers usually pay more.
Location. Urban drivers see higher rates than those in rural areas.
Driving history. Clean records help lower premiums, while tickets and accidents raise them.
Annual mileage. The more miles you drive, the greater the risk – and the higher the cost.

Policy-related factors

Coverage level. Full coverage policies cost more but offer broader protection.
Deductible amount. Higher deductibles reduce premiums but mean higher out-of-pocket costs after a claim.
Optional add-ons. Things like roadside assistance, gap insurance, or rental reimbursement add convenience but also add to the bill.

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Cheapest insurance companies for insuring a 2023 Chevrolet TrailBlazer

State Farm offers the cheapest car insurance rates for a 2023 Chevrolet TrailBlazer, averaging $1,612 per year. Other insurers with competitive prices include GEICO, Nationwide, and Progressive. The table below shows the companies with the most affordable 2023 Chevrolet TrailBlazer insurance rates.

Company group	Average annual premium
State Farm	$1,612
GEICO	$1,659
Nationwide	$1,715
Progressive	$1,763
Farmers	$2,449
Allstate	$2,678

How to lower 2023 Chevrolet TrailBlazer insurance premiums

Here are some ways to lower your auto insurance rates.

Shop around for quotes. Compare rates from multiple insurers, since each company evaluates risk differently.
Adjust your coverage. If your vehicle is older or you don’t drive often, you may save by lowering your limits or dropping extras you don’t need.
Raise your deductible. A higher deductible means paying more out of pocket after a claim, but it usually lowers your monthly premium.
Take advantage of discounts. Look for savings tied to safe driving, bundling home and auto, low mileage, or built-in safety features.
Keep a clean driving record. Avoiding accidents and tickets is one of the most reliable ways to keep premiums low.
Consider usage-based insurance. Some insurers offer telematics programs that track driving habits and reward safe drivers with discounts.

TrailBlazer insurance premiums by model year

Insurance rates also change depending on the model year. Newer vehicles typically cost more to cover because they have higher values and more complex technology, which can make repairs expensive. Industry-wide labor and repair costs have also risen over time, driving premiums higher across all years.

Below, you can compare average insurance premiums for the 2023 Chevrolet TrailBlazer by model year.

Model year	Average annual premium
2021	$1,905
2022	$1,921
2023	$1,971
2024	$2,012

How expensive is it to insure a 2023 Chevrolet TrailBlazer?

On average, insuring a 2023 Chevrolet TrailBlazer costs $1,971 per year, which is $631 less than the national average of $2,602.

Insurance premiums vary widely, but comparing multiple quotes is the best way to make sure you’re paying a fair price while still getting strong protection.

Methodology

Insure.com commissioned Quadrant Information Services to get insurance rates for new and used vehicles. The rates are based on a sample profile of a 40-year-old male driver with a full coverage policy with limits of 100/300/100 and $500 collision and comprehensive deductibles. We’ve compared 1,661 makes and models and 67,566,780 insurance quotes from 57 companies across 510 ZIP codes. The rates are for insurance purposes only; your exact rates may vary.

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Shivani Gite

Contributing Writer

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.

On this page

2023 Chevrolet TrailBlazer insurance premiums by state
2023 Chevrolet TrailBlazer insurance premiums by trim level
Factors that influence 2023 Chevrolet TrailBlazer insurance premiums
Cheapest insurance companies for insuring a 2023 Chevrolet TrailBlazer
How to lower 2023 Chevrolet TrailBlazer insurance premiums
TrailBlazer insurance premiums by model year
How expensive is it to insure a 2023 Chevrolet TrailBlazer?
Methodology