How much does insurance cost for a 2023 Jeep Renegade?

Why you can trust Insure.com

Quality Verified

At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

When most people shop for a car, the focus is usually on the sticker price, gas mileage, or features. But insurance is a big part of the total cost of ownership – and it can vary a lot.

For a 2023 Jeep Renegade, premiums depend on the type of coverage you choose. Minimum liability coverage is the cheapest, costing $639 per year (or $53 per month).

Full coverage – liability, collision, and comprehensive – costs $2,084 per year ($174 per month) with 100/300/100 limits and $500 deductibles.

2023 Jeep Renegade insurance premiums by state

Insurance rates can look very different depending on where you live. Your ZIP code plays just as big a role in what you pay as factors like your age or driving record. That means the cost to insure a Renegade in California could be much higher-or lower-than in Florida.

Below, we break down the states where car insurance is the most affordable, and where it’s the most expensive.

Cheapest states to insure a 2023 Jeep Renegade

Idaho has the cheapest car insurance rates for 2023 Jeep Renegade drivers at an average cost of $1,301 a year or $108 per month. Other affordable states include Hawaii, Vermont, Maine and Ohio.

The table below shows the cheapest states to insure a 2023 Jeep Renegade.

State name	Average annual premium
Idaho	$1,301
Hawaii	$1,365
Vermont	$1,384
Maine	$1,390
Ohio	$1,442

Most expensive states to insure a 2023 Jeep Renegade

On the flip side, Louisiana is the most expensive state, with an average annual premium of $3,502. It’s followed by Texas ($3,041 a year) and Georgia ($2,847 a year).

The table below shows which states have the most expensive 2023 Jeep Renegade insurance rates.

State name	Average annual premium
Louisiana	$3,502
Texas	$3,041
Georgia	$2,847
Kentucky	$2,738
California	$2,728

2023 Jeep Renegade insurance premiums by trim level

Insurance costs also shift depending on the trim. Higher trims often bring more horsepower, advanced tech, and higher price tags – all of which can drive up insurance premiums.

Below, you’ll see how car insurance rates for the 2023 Jeep Renegade compare across trim levels.

Trim	Average annual premium
Renegade Altitude	$2,065
Renegade Latitude	$2,041
Renegade Limited	$2,083
Renegade Trailhawk	$2,118

Factors that affect 2023 Jeep Renegade car insurance premiums

Insurance for a 2023 Jeep Renegade doesn’t come with a one-size-fits-all price. Premiums vary based on factors like the vehicle’s age, trim level, driver profile, and the coverage limits selected. Here’s how it breaks down:

Vehicle-related factors

Vehicle value. Newer or higher-priced models generally cost more to insure since repairs and replacements are more expensive.
Repair costs. If the Renegade has above-average repair or parts expenses, insurers factor that in with higher premiums.
Safety ratings. Strong crash-test scores and features like airbags, lane assist, and anti-lock brakes can lower rates and may even earn discounts.
Theft risk. Models that are commonly stolen tend to have higher insurance costs.

Personal factors

Age and gender. Younger and less experienced drivers usually face higher premiums.
Location. Living in a densely populated area with more accidents or thefts often leads to higher insurance rates.
Driving history. A clean record can help lower your costs, while tickets or accidents can quickly raise them.
Annual mileage. The more time your Renegade spends on the road, the greater the risk, and insurers typically charge more as a result.

Policy choices

Coverage level. Full coverage policies cost more than liability-only, but they offer broader protection.
Deductible amount. A higher deductible can lower your premium, but it also means paying more out of pocket if you file a claim.
Optional add-ons. Features like roadside assistance, gap insurance, or rental reimbursement provide extra peace of mind but increase the total premium.

Our agents make it hassle-free to get the right quote.

Call (844) 814-8854

Ethan Available Now

Jack Available Now

Robbie Available Now

Ellie Available Now

Cheapest insurance companies for a 2023 Jeep Renegade

State Farm offers the lowest average premium for a 2023 Jeep Renegade at $1,743 per year. Other companies with competitive rates include GEICO, Progressive, and Nationwide.

The table below shows the companies with the most affordable 2023 Jeep Renegade insurance rates.

Company group	Average annual premium
State Farm	$1,743
GEICO	$1,770
Progressive	$1,987
Nationwide	$2,015
Farmers	$2,283
Allstate	$2,750

How to lower 2023 Jeep Renegade insurance premiums

Looking to save? Here are some practical ways to cut your costs.

Shop around for quotes. Each insurer calculates risk differently.
Adjust your coverage. If the car is older or you don’t drive often, lowering limits or dropping extras may save you money.
Raise your deductible. This lowers premiums but means paying more after a claim.
Take advantage of discounts. Safe driving, bundling home and auto, low mileage, and built-in safety features can all qualify.
Keep a clean record. Tickets and accidents can send rates soaring, while safe driving helps keep them low.
Try usage-based insurance. Some companies offer discounts if you opt into telematics programs that track driving behavior.

Renegade insurance premiums by model year

Insurance rates also change depending on the model year. Newer vehicles typically cost more to cover because they have higher values and more complex technology, which can make repairs expensive. Industry-wide labor and repair costs have also risen over time, driving premiums higher across all years.

Below, you can compare average insurance premiums for the 2023 Jeep Renegade by model year.

Model year	Average annual premium
2015	$1,640
2016	$1,687
2017	$1,752
2018	$1,786
2019	$1,857
2020	$1,906
2021	$1,952
2022	$1,999
2023	$2,084

How expensive is it to insure a 2023 Jeep Renegade?

On average, insuring a 2023 Jeep Renegade costs $2,084 per year, which is $518 less than the national average of $2,602.

Insurance premiums vary widely, but comparing multiple quotes is the best way to make sure you’re paying a fair price while still getting strong protection.

Methodology

Insure.com commissioned Quadrant Information Services to get insurance rates for new and used vehicles. The rates are based on a sample profile of a 40-year-old male driver with a full coverage policy with limits of 100/300/100 and $500 collision and comprehensive deductibles. We’ve compared 1,661 makes and models and 67,566,780 insurance quotes from 57 companies across 510 ZIP codes. The rates are for insurance purposes only; your exact rates may vary.

You might find interesting

Explore related topics

Shivani Gite

Contributing Writer

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.

On this page

2023 Jeep Renegade insurance premiums by state
2023 Jeep Renegade insurance premiums by trim level
Factors that affect 2023 Jeep Renegade car insurance premiums
Cheapest insurance companies for a 2023 Jeep Renegade
How to lower 2023 Jeep Renegade insurance premiums
Renegade insurance premiums by model year
How expensive is it to insure a 2023 Jeep Renegade?
Methodology