Home Car insurance Car insurance calculator New Hampshire car insurance calculator New Hampshire car insurance calculator View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: October 14, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. If you’re a driver in New Hampshire, you probably know the importance of having car insurance. But finding the right coverage at a price that fits your budget isn’t always easy. That’s where our New Hampshire car insurance calculator comes in.Our auto insurance calculator estimates your average annual and monthly costs in New Hampshire based on your vehicle’s make and model, helping you make smarter coverage decisions. How to use our car insurance calculator to estimate your rates in New Hampshire:Step 1: Choose the model year of your car.Step 2: Choose the make and model of your car.Step 3: Choose your state.Step 4: Click on the “Get My Rates” button to get a car insurance estimate.Step 5: Expand your options by adding more vehicles, or take the next step by clicking the “Get quotes” button to compare policies and prices. New Hampshire car insurance calculator Tell us about your car to get an estimate. 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Please select a different vehicle. Matching results for your vehicle Add another vehicle Add a vehicle to Compare!!! Acura Integra New Hampshire Vehicle details Vehicle year 2024 Style 2WD 4 Door Hatchback Automatic Turbo State New Hampshire Cylinders 4 Make & model Acura - Integra Vehicle type Luxury Car Your estimated rate State MinimumNA* Liability coverage$674/year Full Coverage$1,931/yearRecommended Get Quotes Get Quotes Let's start saving! To save more, tell us about yourself: What is Your Zip Code? What is Your Age? 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+ SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS: I am a homeowner I am currently insured I am a good driver A good driver means: Have no accidents or violations in the last 3 years. Don't have a DUI. Don't need an SR22. Number of vehicles - + Note: It is recommended that you should get full coverage car insurance for vehicles 2020 or newer. Methodology Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2006 to 2023. Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. Rates for vehicles up until 2021 includes uninsured motorist coverage (since some states require it, we do it for all) and PIP or Medical Payments, if it is required by state law. This hypothetical driver has a clean record and good credit. For liability 100/300 is rates the same hypothetical driver but with liability limits of 100/300/50, uninsured/underinsured motorist in matching amounts and PIP or MedPay, if required by state. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP. Averages were calculated using data from six large carriers, such as Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. Rates were averaged across multiple ZIP codes and insurance companies. Average rates are for comparative purposes; your rate will depend on your personal factors. Data last refreshed in 2025Powered by:Does your vehicle model affect car insurance rates in New Hampshire?Your car’s make and model play a major role in determining your insurance rates, along with other factors insurers use when setting premiums.For example, the average annual full coverage cost for a Honda Accord LX in New Hampshire is $1,769, while the average premium for a Honda CR-V is $1,443 – that’s a difference of $326 annually.How your car’s model year affects insurance rates in New HampshireIn New Hampshire, insurance premiums often change depending on the car’s model year. For instance, a 2023 Honda Accord LX costs an average of $2,699 year to insure, whereas the 2024 model costs $1,752 annually. Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now How your car’s trim affects insurance rates in New HampshireIn New Hampshire, insurance premiums vary depending on your vehicle’s trim. Higher trims with upgraded technology or more powerful engines are often more expensive to insure because of their costly replacement and repair costs.For instance, full coverage car insurance for a 2023 Honda Accord LX in New Hampshire costs $2,699 per year. On the other hand, the Honda Accord EX-L trim costs $2,261 annually to insure – a difference of $438.Luxury features such as premium audio systems can increase a vehicle’s value, leading to higher premiums. Similarly, performance trims with larger engines may raise insurance premiums due to the higher risk of accidents or speeding. You might find interesting Average car insurance cost in New HampshireCar insurance calculator for teens in New HampshireCheapest SR-22 insurance in New HampshireDo you need insurance to register a car in New Hampshire?How much is gap insurance in New HampshireLow-cost car insurance in New HampshireNon-owner auto insurance in New Hampshire: Which company has the cheapest rates?The best, cheapest car insurance in New HampshireBest and cheapest companies for home and auto bundles in New Hampshire What drivers pay for car insurance in New HampshireIn New Hampshire, the average cost of full coverage car insurance is $1,650 per year, or $137 per month. Your rate may be higher or lower depending on the coverage you choose.Below, you’ll find estimates for different coverage levels in New Hampshire, but keep in mind that factors like your vehicle, driving history, and other personal details can affect your final premium.Coverage levelAverage annual rateAverage monthly rateFull Coverage – 100/300/100 BI/PD – 500 Comp/Coll$1,650$137Liability Only – 50/100/50 BI/PD$486$41State Minimum BI/PD$447$37Non-Owners$379$32Powered by:How much is car insurance in New Hampshire by cityIn New Hampshire, where you live, greatly impact your car insurance costs. Factors including congestion, accident rates, climate conditions and crime rates affect premiums. As a result, drivers in Manchester pay about $1,914 per year for a full coverage policy, where as drivers in Bartlett pay $1,511 annually.Top 20 cities with cheapest car insurance rates in New HampshireCityAvg. Annual PremiumAvg. Monthly PremiumBartlett$1,511$126Glen$1,522$127Conway$1,525$127Rumney$1,527$127Swanzey$1,530$127Silver Lake$1,531$128Keene$1,532$128Madison$1,535$128Eaton Center$1,540$128Grafton$1,540$128Twin Mountain$1,540$128Cornish Flat$1,541$128Moultonborough$1,542$128New London$1,542$129Georges Mills$1,545$129Bristol$1,546$129Chocorua$1,546$129Freedom$1,548$129Lebanon$1,550$129Hill$1,554$129Powered by:Top 20 cities with most expensive car insurance in rates New HampshireCityAvg. Annual PremiumAvg. Monthly PremiumManchester$1,914$159East Hampstead$1,835$153Kingston$1,832$153Atkinson$1,831$153Newton$1,817$151Plaistow$1,816$151Salem$1,812$151Hampstead$1,808$151Pelham$1,807$151Derry$1,805$150Windham$1,804$150Newton Junction$1,781$148Hudson$1,770$147Bedford$1,762$147Goffstown$1,761$147Londonderry$1,760$147Sandown$1,760$147Auburn$1,752$146Danville$1,750$146Northwood$1,745$145Powered by:Want to know what you’ll pay? Use our New Hampshire car insurance calculatorOur car insurance calculator for New Hampshire factors in your location, vehicle make, and model year to provide an estimate tailored to your situation. Actual quotes may vary, so shop around and compare multiple quotes to get the best deal. Looking to simplify insurance cost estimation? Try our calculators: Monthly car insurance calculator Full coverage car insurance calculator State minimum car insurance calculator Blood alcohol content (BAC) calculator Liability coverage car insurance calculator Car insurance calculator for adults Car insurance calculator for young adults Car insurance calculator for teens Car insurance calculator for seniors California car insurance calculator Texas car insurance calculator Auto Insurance Advisor Find ratings for top insurance companies Car insurance estimate by model 2025 How much used car insurance costs: Most and least expensive models to insure Car insurance calculator: Use our tool to estimate your auto premiums 1/1 How much is car insurance in other statesAlaska$2,215/YearAlabama$2,107/YearArkansas$2,723/YearArizona$2,333/YearCalifornia$3,010/YearColorado$3,222/YearConnecticut$2,726/YearWashington, D.C.$3,394/YearDelaware$3,097/YearFlorida$3,852/YearGeorgia$2,739/YearHawaii$1,721/YearIowa$2,228/YearIdaho$1,791/YearIllinois$1,901/YearIndiana$1,856/YearKansas$2,410/YearKentucky$2,976/YearLouisiana$4,180/YearMassachusetts$2,430/YearMaryland$2,273/YearMaine$1,701/YearMichigan$3,146/YearMinnesota$2,561/YearMissouri$2,410/YearMississippi$2,455/YearMontana$2,541/YearNorth Carolina$2,587/YearNorth Dakota$2,079/YearNebraska$2,387/YearNew Jersey$2,736/YearNew Mexico$2,486/YearNevada$3,284/YearNew York$2,898/YearOhio$1,739/YearOklahoma$2,705/YearOregon$1,927/YearPennsylvania$2,428/YearRhode Island$2,706/YearSouth Carolina$2,367/YearSouth Dakota$2,635/YearTennessee$2,214/YearTexas$2,631/YearUtah$2,250/YearVirginia$1,837/YearVermont$1,504/YearWashington$2,175/YearWisconsin$2,026/YearWest Virginia$2,557/YearWyoming$1,984/YearShow more Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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What to know about six-month car insurance How much does car insurance cost a month in 2025? How much used car insurance costs: Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page How to use our car insurance calculator to estimate your rates in New Hampshire:Does your vehicle model affect car insurance rates in New Hampshire?How your car's model year affects insurance rates in New HampshireHow your car's trim affects insurance rates in New HampshireWhat drivers pay for car insurance in New HampshireHow much is car insurance in New Hampshire by cityWant to know what you'll pay? Use our New Hampshire car insurance calculator ZIP Code Please enter valid ZIP See rates (844) 645-3330