Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in New Hampshire Best and cheapest companies for home and auto bundles in New Hampshire State Farm has the biggest auto and home bundling discount in New Hampshire at an average of 31%, while Allstate has the cheapest overall bundled rate at an average of $4,641 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: July 9, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When shopping for home and auto insurance, some insurers offer better deals on bundled coverage than others. We’ve compared multi-policy discounts from insurance companies in New Hampshire to identify which ones provide significant savings when combining multiple coverage types.State Farm provides the highest percentage discount on home and auto insurance premiums in New Hampshire when you bundle your policies. By choosing this insurer, you can save an average of 24% on your home and auto bundle. On the other hand, State Farm provides the lowest overall rate for bundling in New Hampshire. When you bundle your policies, you can expect to pay an average of $1,615. Key Takeaways In New Hampshire, State Farm offers the biggest average discount of 24% on home and auto insurance bundles.Different companies offer varying discounts for bundling, so it’s worth shopping around.Where you live in the state can affect how much you save by bundling.Bundling is generally a good idea, but in a few situations, it might not save you money. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre and post bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in New HampshireWe ranked companies based on the average discounts they provide for home and auto bundles, factoring in both the dollar savings and percentage reduction. Below is our curated list of the top companies for home and auto bundles in New Hampshire.State FarmThe average bundle discount at State Farm is $524, or 24%. Before the bundle discount is added, the average cost of home and auto insurance is $2,139. After getting a bundle discount, the cost drops to $1,615. State Farm ranked at No. 6 in our Best Auto Insurance Companies ranking and No. 4 in the Best Home Insurance Companies ranking.NationwideNationwide offers an average bundle discount of $473, or 19%. Before the bundle discount, you’ll pay an average of $2,445, which will decrease to $1,972 after the discount is applied.AllstateBundling auto and home insurance with Allstate can save an average of $695, or 22%. Without the discount, the coverage costs $3,200, but after the discount, it’s only $2,505.Auto-OwnersThe average bundle discount at Auto-Owners is $354, or 14%. Before the discount is added, the average cost of home and auto insurance is $2,443. After adding the bundle discount, the average cost is $2,089. Auto-Owners ranked at No. 2 in our Best Auto Insurance Companies ranking and at No. 3 in the Best Home Insurance Companies ranking.Compare home and auto bundles in New HampshireThe amount you can save on home and auto insurance with a bundle in New Hampshire varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$1,615 4787.4A++24%82.03Nationwide$1,972 4286.6A19%65.66Allstate$2,505 3985A+22%65.1Auto-Owners$2,089 4981.2A++14%58What company offers the cheapest home and auto bundle in New Hampshire?State Farm provides the largest discount on premiums for bundled insurance, while State Farm offers the lowest overall rate when you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$1,154$985$2,139$1,615Nationwide$1,428$1,017$2,445$1,972Auto-Owners$1,060$1,383$2,443$2,089MMG Insurance$1,907$1,009$2,916$2,442Allstate$1,049$2,151$3,200$2,505Most and least expensive ZIP codes for home and auto insurance bundles in New HampshireThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in New Hampshire for bundling insurance.Most expensive ZIP codesThe ZIP code 3102 in New Hampshire has the highest average cost for bundling home and auto insurance, at $2,309. See the top 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference3102$2,30919%3104$2,30819%3101$2,30319%3103$2,27219%3109$2,26019%3060$2,20219%3064$2,18319%3062$2,18319%3801$2,18119%3042$2,15819%Least expensive ZIP codesThe least expensive ZIP code in New Hampshire for home and auto insurance bundling is 3755 at an average rate of $2,020. See the 10 least expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference3755$2,02019%3766$2,02319%3431$2,02419%3756$2,03419%3458$2,04319%3743$2,05119%3260$2,05319%3774$2,06119%3435$2,06319%3235$2,06919% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in New Hampshire? Bundling your insurance can help you save money and make managing your policies easier. With one company handling everything, you can check all your coverages in one place.However, bundling isn’t always the cheapest move. If you find a great deal on car insurance but your homeowners insurance is much more expensive with the same company, you might save more by getting separate policies from different insurers.It’s also possible that a company has the right coverage for one type of insurance but not for the other.Instead of assuming a bundle is the best deal, it’s always a good idea to shop around and compare quotes.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in New Hampshire? Switching to a bundled policy is simple, and many people take this step when their insurance comes up for renewal. For example, if your car insurance is with one company and your homeowners insurance with another, you can easily combine them under one insurer when it’s time to renew.However, you don’t have to wait until renewal to bundle your policies. If you cancel one of your policies before it expires, you might get a refund for the months you won’t be covered by that insurer.But before canceling coverage on any of your policies, make sure your new coverage is set up and active. Don’t cancel the old one until you’re fully covered. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in New HampshireNew Hampshire car insurance calculatorNon-owner auto insurance in New Hampshire: Which company has the cheapest rates?Cheapest SR-22 insurance in New Hampshire How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWashington, D.C.$2,506/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. 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Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in New HampshireCompare home and auto bundles in New HampshireWhat company offers the cheapest home and auto bundle in New Hampshire?Most and least expensive ZIP codes for home and auto insurance bundles in New HampshireFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates (844)-645-3330