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Comparison shop for the best rates in your state

Last updated: Nov. 25, 2018

By , Insure.com

Interactive states rate map

A variety of risk factors determine car insurance rates and vary from state to state, but location is a main one looked at by insurers. Other rating factors include coverages and limits, litigation laws, crime and crash rates. Beyond these items, which you don’t have any influence over, there are items that you can control, such as your driving record, credit history and the vehicle you insure and drive. By making sensible choices, driving responsibly and keeping claims to a minimum, you can help keep your car insurance rates low.

Insure.com’s annual state-by-state comparison of car insurance rates features an interactive map providing you with average state rates at a glance. This tool, combined with our average rates by vehicle tool, gives you an idea of what you should be paying annually for car insurance.

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