Home Car insurance Average car insurance cost Car insurance rates by state Average car insurance cost in Maine Average car insurance cost in Maine The average full coverage car insurance cost in Maine is $1,701 annually, or $142 monthly. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani GiteShivani GiteShivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.VIEW FULL PROFILE | Reviewed by Nupur GambhirNupur GambhirEditor-in-ChiefNupur Gambhir is the editor-in-chief of Insure.com and a licensed life, health and disability insurance agent in New York with seven years of experience covering insurance. Her expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Balance, The Financial Gym and MSN. She holds a BA in Economics from The Ohio State University.VIEW FULL PROFILESee moreSee less | Updated onMay 20, 2026 Why you can trust Insure.com At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. 25 Years of insurance experience 78.5M Quotes reviewed 170 Insurance providers evaluated 34.5K ZIP codes analyzed A full coverage car insurance policy costs around $1,701 a year or $142 per month for Maine drivers. However, if you choose to get the state’s minimum liability coverage, you’ll pay $377 a year.Where you live plays a big role in what you pay for car insurance. Insurers factor in local accident rates, repair and medical costs, theft trends, and even weather risks when setting premiums. If you’re in a crowded city with high traffic or crime rates, you’ll typically pay more, whereas quieter rural areas usually come with lower premiums. But location isn’t everything – your age, driving history, credit score, ZIP code and even the type of car you drive also play a role in determining your final premium. Average annual cost $1,701 Average per month cost $142 Average cost for state minimum coverage $384 / Year Cheapest car insurance company Travelers$964 / Year Average cost for young drivers $3,094 / Year Average cost for Senior drivers $1,616 / Year 012345 1 of 6 Average car insurance cost in Maine Drivers in Maine generally pay an average of $142 per month or $1,701 per year for full coverage car insurance. However, if you go with the state’s minimum coverage, your monthly premium could be as low as $31 or $377 per year. Just keep in mind that opting for minimum coverage means significantly less protection if you’re in an accident.Your exact car insurance costs may vary, as insurers consider multiple factors including your age, driving experience, credit score, where you live and what kind of car you drive.Cheapest car insurance companies in MaineIf you’re looking for affordable insurance, Travelers tops the list of the cheapest car insurance companies. Its average annual cost is $964 per year or $80 monthly for a policy with limits of 100/300/100 and $500 collision and comprehensive deductibles.Auto-Owners also provides affordable insurance rates in Maine for a full coverage policy at an average annual insurance cost of $1,060 or $88 monthly.While these companies offer some of the lowest average premiums in Maine, your actual rate will depend on factors unique to you. Comparing multiple quotes is the best way to find coverage that fits both your budget and needs. Affordable car insurance providers in Maine Graph Table Company nameAverage per month costAverage annual costTravelers$80$964Auto-Owners$88$1,060GEICO$120$1,441Progressive$121$1,454Allstate$171$2,056MMG Insurance$173$2,073Farmers$183$2,196State Farm$196$2,357Frankenmuth Insurance$201$2,415USAA*$83$997*USAA is only available to military community members and their families.Powered by: *USAA is only available to military community members and their families.Powered by: Maine car insurance calculator Tell us about your car to get an estimate. 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Please select a different vehicle. Matching results for your vehicle Add another vehicle Add a vehicle to Compare!!! Acura Integra Maine Vehicle details Vehicle year 2024 Style 2WD 4 Door Hatchback Automatic Turbo State Maine Cylinders 4 Make & model Acura - Integra Vehicle type Luxury Car Your estimated rate State Minimum$481/year Liability coverage$544/year Full Coverage$1,756/yearRecommended Get quotes Get quotes Let's start saving! To save more, tell us about yourself: What is Your Zip Code? What is Your Age? Select age 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+ SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS: I am a homeowner I am currently insured I am a good driver A good driver means: Have no accidents or violations in the last 3 years. Don't have a DUI. Don't need an SR22. Number of vehicles - + Methodology Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2015 to 2024. Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day and drives 10,000 miles annually, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. Rates include uninsured/underinsured motorist coverage (since some states require it, we include it for all states) and PIP or Medical Payments if required by state law. This hypothetical driver has a clean record and good credit. For liability-only comparisons, rates reflect the same hypothetical driver but with liability limits of 100/300/100, uninsured/underinsured motorist coverage in matching amounts and PIP or MedPay if required by state law. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP. Averages were calculated using data from 174 insurance companies across 76 company groups and were averaged across 34,595 ZIP codes covering 29,374 cities and 3,144 counties across 51 jurisdictions. Rates are based on analysis of 4,781 vehicle make-model combinations. Average rates are for comparative purposes; your rate will depend on your personal factors. Data last refreshed in 2026Powered by:Average cost of car insurance by coverage levels in MaineThe cost of your car insurance also depends on the coverage levels you choose.If you opt for just the minimum coverage required by your state, you’ll pay $31 per month, or $377 per year. It’s a low-cost option, but keep in mind that it won’t pay for any repairs to your own car if you’re in an accident.For solid protection, full coverage might be the right choice. It includes liability coverage along with collision and comprehensive insurance. Collision coverage covers damage to your vehicle from accidents, irrespective of fault. Comprehensive coverage protects against non-collision events like theft, vandalism or weather events.In Maine, the average cost for full coverage is $142 per month, or $1,701 per yearWhile it’s more than what you’d pay for minimum coverage, the added protection can be worth it, especially if your car is of significant value.Coverage limitsAverage annual costState minimum liability-only$377Liability only$384Full coverage$1,701Non-owner state minimum liability$201Powered by:Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.Car insurance rates in Maine by citySee rates in your cityBangorPortland Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now Average car insurance cost in Maine by cityCar insurance rates can vary widely depending on where you live, even within Maine.Cities like Lewiston, Augusta, or Auburn tend to have higher premiums due to heavier traffic, more frequent accidents, and a greater risk of theft or damage.On the other hand, car insurance is generally more affordable in cities like Biddeford or Westbrook, with average annual premiums between $1,515 and $1,526.This is largely because these cities have fewer accidents, less traffic, and lower rates of vehicle theft or vandalism.CityAverage annual costBiddeford$1,515Westbrook$1,526Saco$1,536South Portland$1,541Portland$1,586Bangor$1,613Sanford$1,645Auburn$1,659Augusta$1,666Lewiston$1,695Powered by:Average car insurance cost in Maine by ageAge plays a significant role in how insurers calculate car insurance costs. Young drivers usually pay more, as their inexperience on the road makes them a higher risk.Rates are often highest for teenagers, begin to decrease after 25, and then climb again once drivers are in their 70s.Let’s break down what you can expect to pay in Maine for full coverage, depending on your age and gender.Average car insurance cost in Maine for young driversAs a young driver, you’ll likely face higher-than-average insurance rates. Because of limited driving experience, insurers view young drivers as riskier, resulting in higher insurance rates until they gain more experience on the road.In Maine, 20-year-old male drivers pay an average of $4,521 per year for car insurance, while their female counterparts pay $3,733 for the same coverage.However, by age 25, average car insurance costs drop to about $2,211 per year for male drivers and $1,960 for female drivers.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers20$4,521$3,73321$3,381$2,91522$3,108$2,78223$2,858$2,61924$2,641$2,380Powered by:Average car insurance cost in Maine for adult driversAn adult driver aged 25-60 in Maine pays $1,786 per year for full coverage, or $149 each month. Female drivers of the same age pay $1,689 annually or $141 monthly.Keep in mind that rates can vary depending on personal factors, so it’s always a good idea to compare quotes to get the best deal.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers25$2,211$1,96030$1,848$1,77035$1,794$1,72540$1,736$1,66745$1,722$1,64950$1,675$1,60355$1,657$1,57660$1,645$1,566Powered by:Average car insurance cost in Maine for senior driversAs a senior driver, you may notice your car insurance rates increase with age. At 65, men pay $1,627 per year, and women pay $1,550.By age 70, those averages increase to $1,674 for men and $1,589 for women. At 75, premiums rise again, reaching $1,671 for male drivers and $1,585 for female drivers.Older drivers often face higher premiums because insurers view them as higher-risk due to slower reaction times and increased accident severity with age.Still, you can keep your premiums in check by driving safely and taking advantage of senior discounts.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers65$1,627$1,55070$1,674$1,58975$1,671$1,585Powered by:Minimum car insurance requirements in MaineWhether you’re buying your first insurance policy or just moved to Maine, it’s important to understand the state’s car insurance requirements.To stay on the right side of the law, drivers in Maine must carry at least the following minimum liability coverage:Bodily injury per person: $50,000Bodily injury per accident: $100,000Property damage liability: $25,000Cheapest cars to insure in MaineYour car’s make and model can significantly impact its insurance costs. Vehicles that are expensive to repair or have higher theft or accident rates typically come with higher premiums. On the other hand, vehicles with high safety ratings and affordable repairs are more affordable to insure.Hyundai Venue tops the list for cheapest car to insure in Maine at an average cost of $1,176 a year, followed closely by Honda HR-V at $1,221 per year.The table below outlines the vehicles with the lowest insurance costs.Make ModelAverage annual premiumHyundai Venue$1,176Honda HR-V$1,221Chevrolet TrailBlazer$1,245Hyundai Kona$1,282Kia Niro Hybrid$1,299Chevrolet Express$1,303Kia Seltos$1,317Ford Escape Hybrid$1,321Ford Escape$1,327Chevrolet Trax$1,327Powered by:Most expensive cars to insure in MaineMaserati Quattroporte stands out as the most expensive car to insure in Maine, with an average annual cost of $5,361.The table below shows the most expensive vehicles to insure in Maine along with their average annual insurance costs.Make ModelAverage annual premiumMaserati Quattroporte$5,361Maserati Ghibli$4,734Porsche 911 Turbo$4,453Mercedes-AMG G63$4,416Mercedes-AMG EQS$4,400Audi S8$4,389BMW M8 Gran Coupe$4,383BMW M8$4,315Audi RS7$4,181Audi RS6$4,171Powered by:Car insurance rates can differ widely based on your location and driving profile. The best way to find the right coverage at the best price is to compare quotes from at least three insurance companies. Shopping around can help you save money on your car insurance premiums.MethodologyInsure.com commissioned Quadrant Information Service to get 2025 car insurance data. Our team of data analysts and expert editors has analyzed 78,451,280 insurance quotes from 170 insurance companies across 34,588 ZIP codes to determine the average premiums. The insurance rates are based on a sample profile of a 40-year-old male and female drivers with a clean driving record and a good insurance score. Quotes premiums are for different coverage limits, includingFull coverage policy limits of $100,000 per person for bodily injury, $300,000 total for all bodily injuries per accident and $100,000 for property damage per accident.State minimum limitsLiability-only policy with limits of $50,000 per person for bodily injury, $100,000 in bodily injury per accident and $100,000 for property damage per accident. We also collected average car insurance rates for drivers of different age groups:Teen drivers aged 16-19Young drivers aged 20-24Adult drivers aged 25-60Senior drivers aged 65-75The quoted insurance rates are for comparison purposes, and your rates may vary.78.5MQuotes reviewed170No. of carriers analyzed34.5KZIP codes analyzedHow much is car insurance in other statesAlaska$2,215/YearAlabama$2,107/YearArkansas$2,723/YearArizona$2,333/YearCalifornia$3,010/YearColorado$3,222/YearConnecticut$2,726/YearDelaware$3,097/YearFlorida$3,852/YearGeorgia$2,739/YearHawaii$1,721/YearIowa$2,228/YearIdaho$1,791/YearIllinois$1,901/YearIndiana$1,856/YearKansas$2,410/YearKentucky$2,976/YearLouisiana$4,180/YearMassachusetts$2,430/YearMaryland$2,273/YearMichigan$3,146/YearMinnesota$2,561/YearMissouri$2,410/YearMississippi$2,455/YearMontana$2,541/YearNorth Carolina$2,587/YearNorth Dakota$2,079/YearNebraska$2,387/YearNew Hampshire$1,650/YearNew Jersey$2,736/YearNew Mexico$2,486/YearNevada$3,284/YearNew York$2,898/YearOhio$1,739/YearOklahoma$2,705/YearOregon$1,927/YearPennsylvania$2,428/YearRhode Island$2,706/YearSouth Carolina$2,367/YearSouth Dakota$2,635/YearTennessee$2,214/YearTexas$2,631/YearUtah$2,250/YearVirginia$1,837/YearVermont$1,504/YearWashington$2,175/YearWisconsin$2,026/YearWest Virginia$2,557/YearWyoming$1,984/YearShow more states No matches are found Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page Average car insurance cost in MaineCheapest car insurance companies in MaineAverage cost of car insurance by coverage levels in MaineAverage car insurance cost in Maine by cityAverage car insurance cost in Maine by ageMinimum car insurance requirements in MaineCheapest cars to insure in MaineMost expensive cars to insure in MaineMethodology ZIP Code Please enter valid ZIP See rates (844) 645-3330