Home Car insurance Average car insurance cost Car insurance rates by state Average car insurance cost in Mississippi Average car insurance cost in Mississippi The average full coverage car insurance cost in Mississippi is $2,455 annually, or $205 monthly. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani GiteShivani GiteShivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.VIEW FULL PROFILE | Reviewed by Nupur GambhirNupur GambhirEditor-in-ChiefNupur Gambhir is the editor-in-chief of Insure.com and a licensed life, health and disability insurance agent in New York with seven years of experience covering insurance. Her expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Balance, The Financial Gym and MSN. She holds a BA in Economics from The Ohio State University.VIEW FULL PROFILESee moreSee less | Updated onApril 9, 2026 Why you can trust Insure.com At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. 25 Years of insurance experience 78.5M Quotes reviewed 170 Insurance providers evaluated 34.5K ZIP codes analyzed If you’re in Mississippi, your monthly cost for full coverage car insurance is $205, which adds up to $2,455 per year. For minimum coverage, expect to pay an average of $42 monthly, or $510 a year.Insurance companies calculate your premiums based partly on where you live. They consider factors such as traffic and accident rates, the number of car thefts in your area, and how expensive it is to repair your vehicle. If you live in a busy city with heavy traffic and high theft rates, you’ll likely pay more for car insurance than someone in a rural area with fewer cars on the road and lower accident risks.Other than location, your age, driving history, credit score and ZIP code also influence your insurance rates. Average annual cost $2,455 Average per month cost $205 Average cost for state minimum coverage $729 / Year Cheapest car insurance company Travelers$1,885 / Year Average cost for young drivers $3,968 / Year Average cost for Senior drivers $2,365 / Year 012345 1 of 6 Average car insurance cost in MississippiIf you live in Mississippi can expect to pay an average of $205 per month for full coverage car insurance – that’s $2,455 per year. If you opt for your state’s minimum required coverage, your insurance cost drops to $42 monthly or $510 annually. Just keep in mind that opting for minimum coverage means significantly less protection if you’re in an accident.However, how much you actually pay for coverage can vary based on several factors, such as your age, driving history, credit score, ZIP code and the type of car you drive.Cheapest car insurance companies in MississippiTravelers has the cheapest rates, at an average annual cost of $1,885 or $157 a month for a full coverage policy with limits of 100/300/100 and $500 collision and comprehensive deductibles.Shelter Insurance also stands out for its affordable premiums, with an average cost of $196 per month or $2,346 annually.While these insurance companies have some of the lowest average rates in Mississippi, your actual premium may vary. It’s always a good idea to compare quotes to find the best deal on auto insurance. Affordable car insurance providers in Mississippi Graph Table Company nameAverage per month costAverage annual costTravelers$157$1,885Shelter Insurance$196$2,346Nationwide$213$2,559GEICO$220$2,637Progressive$224$2,687Southern Farm Bureau$229$2,743Allstate$249$2,992Safeway Insurance$293$3,518USAA*$117$1,405*USAA is only available to military community members and their families.Powered by: *USAA is only available to military community members and their families.Powered by: Mississippi car insurance calculator Tell us about your car to get an estimate. Vehicle year Vehicle year2024202320222021202020192018201720162015 State Select StateAlaskaAlabamaArizonaArkansasCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew MexicoNew YorkNew JerseyNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingNationwide Vehicle make Select MakeAcuraAlfa-RomeoAudiBMWBuickCadillacChevroletChryslerDodgeFiatFordGenesisGMCHondaHyundaiIneosInfinitiJaguarJeepKiaLand RoverLexusLincolnLucidMaseratiMazdaMercedes-AMGMercedes-BenzMercedes-MaybachMiniMitsubishiNissanPolestarPorscheRamRivianSubaruTeslaToyotaVinFastVolkswagenVolvo Vehicle model Select Model Vehicle already present. Please select a different vehicle. Matching results for your vehicle Add another vehicle Add a vehicle to Compare!!! Acura Integra Mississippi Vehicle details Vehicle year 2024 Style 2WD 4 Door Hatchback Automatic Turbo State Mississippi Cylinders 4 Make & model Acura - Integra Vehicle type Luxury Car Your estimated rate State Minimum$705/year Liability coverage$1,246/year Full Coverage$2,884/yearRecommended Get quotes Get quotes Let's start saving! To save more, tell us about yourself: What is Your Zip Code? What is Your Age? Select age 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+ SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS: I am a homeowner I am currently insured I am a good driver A good driver means: Have no accidents or violations in the last 3 years. Don't have a DUI. Don't need an SR22. Number of vehicles - + Methodology Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2015 to 2024. Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day and drives 10,000 miles annually, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. Rates include uninsured/underinsured motorist coverage (since some states require it, we include it for all states) and PIP or Medical Payments if required by state law. This hypothetical driver has a clean record and good credit. For liability-only comparisons, rates reflect the same hypothetical driver but with liability limits of 100/300/100, uninsured/underinsured motorist coverage in matching amounts and PIP or MedPay if required by state law. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP. Averages were calculated using data from 174 insurance companies across 76 company groups and were averaged across 34,595 ZIP codes covering 29,374 cities and 3,144 counties across 51 jurisdictions. Rates are based on analysis of 4,781 vehicle make-model combinations. Average rates are for comparative purposes; your rate will depend on your personal factors. Data last refreshed in 2026Powered by:Average cost of car insurance by coverage levels in MississippiThe cost of your car insurance also depends on the coverage levels you choose.If you opt for just the minimum coverage required by your state, you’ll pay $42 per month, or $510 per year. It’s a low-cost option, but keep in mind that it won’t pay for any repairs to your own car if you’re in an accident.For solid protection, full coverage might be the right choice. It includes liability coverage along with collision and comprehensive insurance. Collision coverage covers damage to your vehicle from accidents, irrespective of fault. Comprehensive coverage protects against non-collision events like theft, vandalism or weather events.In Mississippi, the average cost for full coverage is $205 per month, or $2,455 per yearWhile it’s more than what you’d pay for minimum coverage, the added protection can be worth it, especially if your car is of significant value.Coverage limitsAverage annual costState minimum liability-only$510Liability only$729Full coverage$2,455Non-owner state minimum liability$339Powered by:Auto insurance premiums vary significantly from city to city, so drivers need to be sure they’re getting the best deal. Insure.com has done the research for you. Get more information on auto insurance rates by city below.Car insurance rates in Mississippi by citySee rates in your citySouthaven Our agents make it hassle-free to get the right quote. Call (844) 814-8854 Ethan Available Now Jack Available Now Robbie Available Now Ellie Available Now Average car insurance cost in Mississippi by cityBecause car insurance rates vary by location, the city you live in also affects how much you pay. If you’re in cities like Jackson, Gulfport or Biloxi, you’ll likely see higher premiums because of high traffic and accident rates, and greater risk of theft or damage.On the other hand, drivers in cities like Tupelo or Olive Branch pay significantly low insurance rates, on average between $2,049 and $2,235 a year. Insurers typically charge lower premiums in these cities due to fewer accidents, lower population density, vehicle theft and vandalism rates.CityAverage annual costTupelo$2,049Olive Branch$2,235Southaven$2,261Hattiesburg$2,283Madison$2,329Greenville$2,335Meridian$2,375Biloxi$2,418Gulfport$2,426Jackson$2,578Powered by:Average car insurance cost in Mississippi by ageAge plays a significant role in how insurers calculate car insurance costs. Young drivers usually pay more, as their inexperience on the road makes them a higher risk.Rates are often highest for teenagers, begin to decrease after 25, and then climb again once drivers are in their 70s.Let’s break down what you can expect to pay in Mississippi for full coverage, depending on your age and gender.Average car insurance cost in Mississippi for young driversAs a young driver, you’ll likely face higher-than-average insurance rates. Because of limited driving experience, insurers view young drivers as riskier, resulting in higher insurance rates until they gain more experience on the road.In Mississippi, 20-year-old male drivers pay an average of $5,559 per year for car insurance, while their female counterparts pay $4,803 for the same coverage.However, by age 25, average car insurance costs drop to about $2,999 per year for male drivers and $2,951 for female drivers.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers20$5,559$4,80321$4,183$3,77422$3,830$3,57223$3,579$3,32624$3,421$3,185Powered by:Average car insurance cost in Mississippi for adult driversAn adult driver aged 25-60 in Mississippi pays $2,460 per year for full coverage, or $205 each month. Female drivers of the same age pay $2,426 annually or $202 monthly.Keep in mind that rates can vary depending on personal factors, so it’s always a good idea to compare quotes to get the best deal.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers25$2,999$2,95130$2,679$2,67335$2,543$2,55140$2,455$2,45445$2,380$2,38250$2,285$2,23655$2,227$2,15360$2,194$2,112Powered by:Average car insurance cost in Mississippi for senior driversAs a senior driver, you may notice your car insurance rates increase with age. At 65, men pay $2,216 per year, and women pay $2,114.By age 70, those averages increase to $2,340 for men and $2,220 for women. At 75, premiums rise again, reaching $2,714 for male drivers and $2,555 for female drivers.Older drivers often face higher premiums because insurers view them as higher-risk due to slower reaction times and increased accident severity with age.Still, you can keep your premiums in check by driving safely and taking advantage of senior discounts.Age of driverAverage annual cost for Male driversAverage annual cost for Female drivers65$2,216$2,11470$2,340$2,22075$2,714$2,555Powered by:Minimum car insurance requirements in MississippiWhether you’re buying insurance for the first time or moving to a new state, understanding the required liability limits in Mississippi can help you avoid fines and make smarter choices about your coverage.Drivers in Mississippi must carry at least the following minimum coverage limits to meet the state’s legal requirements:Bodily injury per person: $25,000Bodily injury per accident: $50,000Property damage liability: $25,000Cheapest cars to insure in MississippiInsurance premiums vary significantly depending on the type of vehicle you drive. Cars that are more expensive to repair, have higher theft rates, or are statistically involved in more accidents typically cost more to insure. On the other hand, vehicles with excellent safety ratings, affordable repair costs, and fewer claims history tend to have lower insurance premiums.Chevrolet TrailBlazer has the lowest premium, at an average of $1,853 a year, closely followed by Ford Maverick, with an average annual car insurance cost of $1,892.The table below shows the cheapest cars to insure and their average annual rates.Make ModelAverage annual premiumChevrolet TrailBlazer$1,853Ford Maverick$1,892Volkswagen Taos$1,893Hyundai Venue$1,895Mazda CX-30$1,948Toyota Corolla Cross$1,962GMC Savana$1,980Toyota Corolla Cross Hybrid$1,990Kia Seltos$2,000Honda HR-V$2,004Powered by:Most expensive cars to insure in MississippiMaserati Quattroporte is one of the most expensive vehicles to insure in Mississippi, with an average annual cost of $8,250.Below is a list of the costliest vehicles to insure in Mississippi and their average premiums.Make ModelAverage annual premiumMaserati Quattroporte$8,250Porsche 911 Turbo$7,350Nissan GT-R$7,013Audi S8$6,996BMW M8 Gran Coupe$6,927BMW i7$6,772BMW M8$6,661Audi e-tron GT$6,638Maserati Ghibli$6,620Tesla Model S$6,599Powered by:Premiums vary based on where you live and your driving history. To make sure you’re getting the right coverage at a fair price, it’s important to compare quotes from different insurers. Shopping around can help you find coverage that fits your needs and budget.MethodologyInsure.com commissioned Quadrant Information Service to get 2025 car insurance data. Our team of data analysts and expert editors has analyzed 78,451,280 insurance quotes from 170 insurance companies across 34,588 ZIP codes to determine the average premiums. The insurance rates are based on a sample profile of a 40-year-old male and female drivers with a clean driving record and a good insurance score. Quotes premiums are for different coverage limits, includingFull coverage policy limits of $100,000 per person for bodily injury, $300,000 total for all bodily injuries per accident and $100,000 for property damage per accident.State minimum limitsLiability-only policy with limits of $50,000 per person for bodily injury, $100,000 in bodily injury per accident and $100,000 for property damage per accident.We also collected average car insurance rates for drivers of different age groups:Teen drivers aged 16-19Young drivers aged 20-24Adult drivers aged 25-60Senior drivers aged 65-75The quoted insurance rates are for comparison purposes, and your rates may vary.78.5MQuotes reviewed170No. of carriers analyzed34.5KZIP codes analyzedHow much is car insurance in other statesAlaska$2,215/YearAlabama$2,107/YearArkansas$2,723/YearArizona$2,333/YearCalifornia$3,010/YearColorado$3,222/YearConnecticut$2,726/YearDelaware$3,097/YearFlorida$3,852/YearGeorgia$2,739/YearHawaii$1,721/YearIowa$2,228/YearIdaho$1,791/YearIllinois$1,901/YearIndiana$1,856/YearKansas$2,410/YearKentucky$2,976/YearLouisiana$4,180/YearMassachusetts$2,430/YearMaryland$2,273/YearMaine$1,701/YearMichigan$3,146/YearMinnesota$2,561/YearMissouri$2,410/YearMontana$2,541/YearNorth Carolina$2,587/YearNorth Dakota$2,079/YearNebraska$2,387/YearNew Hampshire$1,650/YearNew Jersey$2,736/YearNew Mexico$2,486/YearNevada$3,284/YearNew York$2,898/YearOhio$1,739/YearOklahoma$2,705/YearOregon$1,927/YearPennsylvania$2,428/YearRhode Island$2,706/YearSouth Carolina$2,367/YearSouth Dakota$2,635/YearTennessee$2,214/YearTexas$2,631/YearUtah$2,250/YearVirginia$1,837/YearVermont$1,504/YearWashington$2,175/YearWisconsin$2,026/YearWest Virginia$2,557/YearWyoming$1,984/YearShow more states No matches are found Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. You might find interesting Explore related topics Car insurance calculator for teens in MississippiCheapest SR-22 insurance in MississippiDo you need insurance to register a car in Mississippi?How much is gap insurance in MississippiLow-cost car insurance in MississippiMississippi car insurance calculatorMississippi car insurance: Rates, state minimum requirements and best companiesNon-owner car insurance in Mississippi: Which company has the cheapest rates?The best and cheapest car insurance in MississippiBest and cheapest companies for home and auto bundles in MississippiSee more Explore other insurance options in Mississippi The best and cheapest car insurance in Mississippi Average renters insurance cost in Mississippi Average homeowners insurance cost in Mississippi In case you missed it The most expensive and cheapest cars to insure in 2026 Do you have to add a teenage driver to your car insurance policy? Teenage car insurance rates: How much is car insurance for teens? Most and least expensive trucks to insure in 2026 How much does car insurance cost for seniors in 2026? Non-owner car insurance: How to get car insurance if you don’t own a car i... The most and least expensive states for car insurance Do your car insurance and registration have to be under the same name? Car insurance mileage brackets: How your annual mileage affects your premiums What to do after a car accident that’s not your fault How to keep your totaled car Most expensive and cheapest SUVs to insure in 2026 Average cost of gap insurance in 2026 Is $200 a month high for car insurance? Blood alcohol content (BAC) calculator Can I insure a car that isn’t in my name? What to know about six-month car insurance How much does car insurance cost a month in 2026? How much does used car insurance cost? Most and least expensive models to insure Average car insurance rates by age and gender 1/1 On this page Average car insurance cost in MississippiCheapest car insurance companies in MississippiAverage cost of car insurance by coverage levels in MississippiAverage car insurance cost in Mississippi by cityAverage car insurance cost in Mississippi by ageMinimum car insurance requirements in MississippiCheapest cars to insure in MississippiMost expensive cars to insure in MississippiMethodology ZIP Code Please enter valid ZIP See rates (844) 645-3330