Recent Articles By Cynthia Bowman

What is universal life insurance?
Universal life is designed to be flexible life insurance. As long as you pay enough in premium to keep the insurance part of the policy in force, you can vary the frequency and amount of your premium payments.
What is variable universal life insurance?
Variable universal life insurance offers more investment opportunities than other permanent life insurance. Here's what you need to know about variable universal life insurance & how does it works.
Can I insure a car that isn’t in my name?
Standard car insurance only covers vehicles that the policyholder owns. What happens if you need to insure a car that is not in your name?
Is health insurance cheaper through work or private?
Employer-sponsored are usually a more affordable option to individual health insurance.
How to create a home inventory list
Know why you need a home inventory list and how to create the one to list down details about all of your furniture and possessions.
The most expensive and cheapest electric cars to insure in 2020
Are you looking for the cheapest electric car insurance? Here are some tips on the most and least affordable EV’s to insure and how to save.
Term vs. perm life insurance: Which one is right for you?
Term or perm? This crucial decision is the first you'll face as you evaluate your life insurance options.
Permanent life insurance: How it works
Permanent life insurance guarantees your loved ones receive a death benefit when you die. Learn more about permanent life insurance and how it compares to term life insurance.
Secondary health insurance can help pay out-of-pocket costs
Secondary health insurance, also called supplemental insurance, can help you pay for health care. They can also provide dental and vision coverage and provide help if you become disabled.
Guide to home insurance for new construction
This guide shares everything you need to know about new home construction home insurance, the average home construction insurance cost and how you can save.