insure.com
  • Auto
    Auto
    • Compare & Shop Auto Insurance
    • Compare Companies
      • Best insurance companies of 2025
      • Best car insurance companies of 2025
      • Best car insurance for teens
      • Best car insurance for speeding tickets
      • Best car insurance for texting tickets
      • Best car insurance for bad credit
    • Car Insurance Basics
      • Car insurance basics
      • How much is car insurance a month
      • Third party car insurance
      • Non owner car insurance
      • Auto insurance for seniors
      • Car insurance rates by state
      • State laws for teen drivers
    • Other Insurance Options
      • Most and least expensive trucks to insure
      • Rental car insurance
      • Rideshare insurance
    • Calculators & Tools
      • Car insurance calculator
      • Monthly car insurance calculator
      • Full coverage car insurance calculator
      • Car insurance calculator for new cars
      • Used car insurance rate calculator
      • Blood alcohol calculator
      • View more tools and calculators
  • Home
    Home
    • Compare & Shop Home Insurance
    • Compare Companies
      • Best home insurance companies of 2025
      • Best home and auto insurance bundle companies
      • Best renters insurance companies
      • Cheap homeowners insurance
    • Home Insurance Basics
      • Home insurance basics
      • Average home insurance rates
      • Homeowners insurance rates by state
      • Cost of living by state
      • Home insurance claims
    • Other Insurance options
      • Renters insurance
      • Condo insurance
      • Mobile home insurance
    • Calculators & Tools
      • Home insurance calculator
      • Renters insurance calculator
      • Home replacement cost calculator
      • Cost of living calculator
      • View more tools and calculators
  • Life
    Life
    • Compare & Shop Life Insurance
    • Compare Companies
      • Best life insurance companies of 2025
      • Best whole life insurance companies of 2023
      • Largest life insurance companies
      • Online life insurance companies
    • Life Insurance Basics
      • Life insurance basics
      • Types of life insurance
      • How to find out if someone has life insurance
      • How to read your life insurance policy
      • Cash value life insurance
    • Other Insurance options
      • Burial insurance
      • Mortgage protection insurance
    • Calculators & Tools
      • Life insurance calculator
      • Life insurance advisor
  • Health
    Health
    • Compare & Shop Health Insurance
    • Compare Companies
      • Best health insurance companies of 2025
    • Health Insurance Basics
      • Health insurance basics
      • How does primary and secondary insurance work?
      • Who can you add to your health plan?
    • Understanding Health Insurance
      • How to deal with a health insurance gap
      • When to enroll in health insurance
      • Health insurance advisor
    • Guide to Health Insurance
      • Guide to short-term health insurance
      • Guide to COBRA insurance
      • How coordination of benefits works
  • Medicare
    Medicare
    • Compare & Shop Medicare Insurance
    • Medicare Basics
      • What is a Medicare advantage plan?
      • What Medicare covers and what it doesn’t
      • How much does Medicare cost?
    • Medicare Eligibility
      • Who is eligible for Medicare?
      • How to sign up for Medicare
      • How do I sign up for Medicare when I turn 65?
    • Understanding Medicare
      • Medicare: How it works with other insurance
      • Do you have to pay back Medicaid
      • Key difference between Medicare and Medicaid
    • Medicare Benefits
      • Long-term care options in Medicare
      • Medicare Advantage additional benefits beyond Original Medicare
      • Medicare advantage open enrollment
Please enter search term.
Site Search Icon
Authors

Cynthia Bowman

Contributing Researcher

  • LinkedIn

About the Author

Cynthia Paez Bowman is a personal finance writer with degrees from American University in International Business and Journalism. Her work has been featured in MSN, Brex, Bankrate, Freshome, The Simple Dollar, GOBankingRates, and more. Cynthia is based between Las Vegas and Europe. In her spare time, she travels throughout Africa and the Middle East helping women entrepreneurs develop and grow their businesses.

Previous Writing

  • https://www.carinsurance.com/best-car-insurance-for-new-drivers/
  • https://www.insurance.com/rental-car-insurance

Education

  • Double Major of International Business and Journalism, American University

Recent Articles By Cynthia Bowman

Can I insure a car that isn’t in my name?
Insuring a car that isn’t in your name can be possible if you have an insurable interest, like regular use of the vehicle. Options include being added as an additional driver, obtaining non-owner car insurance, or providing a strong reason to insure the car, so consulting with an insurance agent is recommended.
April 30, 2025
Permanent life insurance: What it is and how it works
Permanent life insurance provides lifelong coverage with a death benefit and a cash value component that grows over time, making it a long-term financial planning tool.
October 17, 2024
What is universal life insurance?
Universal life insurance is a flexible type of permanent life insurance that offers lifelong coverage with the added benefit of adjustable premiums and a cash value component that grows tax-deferred.
September 26, 2024
Guide to home insurance for new construction
New homes are cheaper to insure than older homes, and the average new home discount is 42%. Find out how to insure a newly built home.
May 22, 2024
How to create a home inventory list
A home inventory list can be invaluable in the event of a major home insurance claim where much or all of your personal property is damaged.
March 25, 2024
What is variable universal life insurance?
Variable universal life insurance offers more investment opportunities than other permanent life insurance. Here's what you need to know about variable universal life insurance.
June 29, 2023
Is health insurance cheaper through work or private?
Employer-sponsored are usually a more affordable option to individual health insurance.
July 6, 2022
The most expensive and cheapest electric cars to insure in 2020
Are you looking for the cheapest electric car insurance? Here are some tips on the most and least affordable EV’s to insure and how to save.
November 25, 2020
Term vs. perm life insurance: Which one is right for you?
Term or perm? This crucial decision is the first you'll face as you evaluate your life insurance options.
November 17, 2020
Secondary health insurance can help pay out-of-pocket costs
Secondary health insurance, also called supplemental insurance, can help you pay for health care. They can also provide dental and vision coverage and provide help if you become disabled.
October 14, 2020
insure.com

Copyright © 2025 Insure.com. All Rights Reserved.

Disclaimer: The advertisers appearing on this website are clients from which QuinStreet receives compensation (“Sponsors”). Compensation may impact where the Sponsors appear on this website (including the order in which they appear). Our websites do not, and are not intended to, provide a comprehensive list of all companies that may provide the products and services you are seeking.

.
.
.
  • About
  • About Us
  • Expert Advisors
  • Editorial Policy
  • Contact Us
  • Partnership
  • Press Room
  • Legal
  • Privacy Notice
  • Terms of Use
  • Privacy Preferences
  • Do Not Sell or Share My Personal Information