Average homeowners insurance cost in Green Bay, WI

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The average cost of homeowners insurance in Green Bay is $1,512 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), based on Insure.com’s rate data analysis. It’s $1,070 less than the national average of $2,582.

However, homeowners insurance rates can vary drastically from one home to another. Home insurance rates in Green Bay depend on a number of factors, including:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

To make sure you are getting the best deal on home insurance, it is important to get quotes from multiple insurers to find the right coverage for your needs. Read this guide to know how much homeowners insurance cost per month in Green Bay, home insurance cost for different dwelling coverage, also know which companies offer cheap home insurance in Green Bay.

In this guide, we will explain everything from what coverage options are available to which companies have the cheapest rates for homeowners insurance in Green Bay.

Key takeaways

The cost of your homeowners insurance policy in Green Bay can vary based on factors such as your location, the value of your home, and the coverage options you select.
West Bend Mutual is the cheapest homeowners insurance company in Green Bay with an average annual premium of $993.
If you increase your dwelling coverage from $200,000 to $300,000, you will pay $348 more, annually for home insurance.

Average homeowners insurance cost in Green Bay per month

Green Bay homeowners pay an average of $126 a month, based on our rate analysis. It’s $11 less than the state average of $137 and $89 less than the national average for home insurance across the United States. The price of your homeowners insurance policy in Green Bay may vary depending on where you live, the value of your home, and the coverage you choose.

Average homeowners insurance cost for a $200,000 house in Green Bay

Homeowners insurance for dwelling coverage of $200,000 and liability protection of $100,000 costs $1,164 per year in Green Bay, WI. Numerous factors influence your annual home insurance rates, including any natural disaster or event in your locality. For instance, certain regions have a higher risk of natural calamities such as floods, hurricanes, or tornadoes, implying higher expenses for rebuilding in these areas. These increased rebuilding expenses result in increased insurance premiums.

It is important to note that your insurance plan may not cover flood or hurricane damages. So, if you reside in an area prone to flooding, consider buying flood insurance coverage.

Average homeowners insurance cost for a $300,000 house in Green Bay

According to a rate analysis by Insure.com, homeowners in Green Bay pay an average of $1,512 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible.

If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $348 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home.

However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

Average homeowners insurance cost in Green Bay by Company

Among the carriers analyzed, West Bend Mutual is the cheapest homeowners insurance company in Green Bay. It’s average annual rate for Green Bay homeowners is $993. Allstate ranks second and State Farm makes it to the third spot with an average annual home insurance rate of $1,231.

Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Green Bay and prepared a list of the cheapest home insurance providers. You can find below the Green Bay home insurance companies and their average annual premium.

Home Insurance Company	Annual rate
West Bend Mutual	$993
Allstate	$1,230
State Farm	$1,231
Secura Insurance	$1,449
Acuity A Mutual Ins Co	$1,581
Auto-Owners	$1,636
Farmers	$1,767
American Family	$1,900
Nationwide	$1,358
USAA*	$1,563

*USAA is only available to military community members and their families.

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Green Bay for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.