Home Home insurance Average home insurance cost Wisconsin Green Bay, WI Average homeowners insurance cost in Green Bay, WI In Green Bay, homeowners insurance costs an average of $1,512 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: August 12, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Our data shows that the average cost of homeowners insurance in Green Bay is $1,512 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1,000 deductible). It’s $1,070 less than the national average of $2,582 .Homeowners insurance rates differ significantly from one home to another. Home insurance rates in Green Bay depend on several factors, including:Size of your homeAge of your homeAmount of coverage you needLocationYour credit score It’s crucial to compare quotes from multiple insurers to ensure you get the best homeowners insurance policy. This allows you to find the coverage that meets your specific needs.Read our guide to discover the monthly homeowners insurance cost in Green Bay, explore the insurance costs for different dwelling coverage, and find out which companies offer affordable home insurance in Green Bay. Key Takeaways Homeowners insurance costs $1,512 per year in Green Bay.At $993 per year, West Bend Mutual offers the cheapest homeowners insurance in Green Bay.Your home insurance rates increase by $348 more annually if you increase your dwelling coverage from $200,000 to $300,000. Average homeowners insurance cost in Green Bay per monthResidents of Green Bay pay an average of $126 a month for homeowners insurance. It’s $11 less than the state average of $137 and $89 less than the national average for home insurance across the nation.The cost of your homeowners insurance policy in Green Bay may change based on location, property value, and selected coverage options.Average homeowners insurance cost for a $200,000 houseIn Green Bay, WI, homeowners pay an average of $1,164 annually for a $200,000 house. The amount you pay for home insurance each year depends on factors such as natural disasters or events within your locality.Some regions are more at risk for natural disasters, like floods, hurricanes, or tornadoes, implying higher rebuilding rates in these areas, resulting in costlier insurance premiums. It’s essential to note that your insurance policy might not cover damages caused by floods or hurricanes. If you reside in an area prone to flooding, consider buying flood insurance.Average homeowners insurance cost for a $300,000 houseGreen Bay residents pay an average of $1,512 per year to insure a home for coverage limits of $300,000 dwelling, $100,000 liability with a $1,000 deductible. To increase your dwelling coverage from $200,000 to $300,000, you’ll pay an additional $348 per year.The smartest approach is to carry enough insurance to cover the full cost of rebuilding your home.Average homeowners insurance cost in Green Bay by companyAfter comparing several homeowners insurance companies, West Bend Mutual offers the lowest rates in Green Bay. Its average annual rate for homeowners in Green Bay is $993 , while Allstate is the second-cheapest.Researching the insurance company is crucial before selecting a homeowners insurance policy. Our experts have analyzed all insurance providers in Green Bay and compiled a list of the cheapest home insurance providers. Below, you’ll find the home insurance companies in Green Bay and their average annual premiums.Home Insurance Company Annual rate West Bend Mutual$993Allstate$1,230State Farm$1,231Secura Insurance$1,449Acuity A Mutual Ins Co$1,581Auto-Owners$1,636Farmers$1,767American Family$1,900Nationwide$1,358USAA*$1,563*USAA is only available to military community members and their families.Powered by:Bundling your home insurance with other policies, like auto insurance, can lead to significant savings. Insurance companies often offer discounts for customers who combine multiple policies. By bundling, you can reduce your premiums and manage your insurance needs with one company.Natural disasters in Wisconsin that can impact your home insuranceNatural disasters are a part of life in Wisconsin, often leading to expensive insurance claims. That’s why it’s so important to understand which disasters are most likely in your area before choosing a home insurance policy.When you’re aware of the specific risks in your region, you can tailor your coverage to match – whether that means increasing your policy limits, choosing a deductible you’re comfortable with, or adding extra protection for uncovered events. Taking these steps now can help you avoid being underinsured and give you more financial security if a natural disaster hits your area.Wisconsin is commonly affected by Cold wave.How home insurance protects you against natural disastersHome insurance protects your property and belongings from the financial impact of natural disasters. Home insurance can help pay for structural damage repairs, replace lost or damaged items, and provide funds for temporary housing if you can’t live in your home. This coverage provides financial relief, making it easier for homeowners to recover quickly from the effects of natural disasters.While standard policies generally cover damage from windstorms, hail and lightning, additional coverage is required for disasters like floods, earthquakes and wildfires.These types of damage are usually not covered by homeowners insurance, so homeowners need to buy separate flood or earthquake insurance to ensure complete protection. Make sure your coverage is disaster-readyThe best time to review your homeowners insurance is before a storm hits. If you’ve made upgrades to your home or live in a disaster-prone area, you may need more coverage than you think. A quick policy check now can prevent big financial losses later. MethodologyInsure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Green Bay for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is home insurance in other cities?KenoshaMadisonMilwaukeeShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2025 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2025 How much flood insurance do I need? 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By Kat Tretina On this page Average homeowners insurance cost in Green Bay per monthAverage homeowners insurance cost for a $200,000 houseAverage homeowners insurance cost for a $300,000 houseAverage homeowners insurance cost in Green Bay by companyNatural disasters in Wisconsin that can impact your home insuranceHow home insurance protects you against natural disastersMethodology ZIP Code Please enter valid ZIP See rates (844)-761-9316