Average homeowners insurance cost in Juneau, AK

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The average cost of homeowners insurance in Juneau is $1,322 per year (for the coverage level of $300,000 for dwelling, $100,000 for liability protection and $1000 deductible), based on Insure.com’s rate data analysis. It’s $1,260 less than the national average of $2,582.

However, homeowners insurance rates can vary drastically from one home to another. Home insurance rates in Juneau depend on a number of factors, including:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

To make sure you are getting the best deal on home insurance, it is important to get quotes from multiple insurers to find the right coverage for your needs. Read this guide to know how much homeowners insurance cost per month in Juneau, home insurance cost for different dwelling coverage, also know which companies offer cheap home insurance in Juneau.

In this guide, we will explain everything from what coverage options are available to which companies have the cheapest rates for homeowners insurance in Juneau.

Key takeaways

In Juneau, homeowners insurance costs $1,322 annually.
Country Financial offers the most affordable homeowners insurance in Juneau with an average annual premium of $1,155.
If you increase your dwelling coverage from $200,000 to $300,000, your annual home insurance premium will be $273 higher.

Average homeowners insurance cost in Juneau per month

Juneau homeowners pay an average of $110 a month, based on our rate analysis. It’s $31 less than the state average of $141 and $105 less than the national average for home insurance across the United States. The price of your homeowners insurance policy in Juneau may vary depending on where you live, the value of your home, and the coverage you choose.

Average homeowners insurance cost for a $200,000 house in Juneau

In Juneau, AK, homeowners pay an average of $1,049 annually for a $200,000 house. The amount you pay for home insurance each year depends on factors such as – natural disasters or events within your locality.

Some regions are more at risk for natural disasters, like floods, hurricanes, or tornadoes, implying higher rebuilding rates in these areas are higher, resulting in higher insurance premiums. It’s essential to note that your insurance policy might not cover damages caused by floods or hurricanes. If you reside in an area prone to flooding, consider buying flood insurance.

Average homeowners insurance cost for a $300,000 house in Juneau

According to a rate analysis by Insure.com, homeowners in Juneau pay an average of $1,322 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible.

If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $273 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home.

However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

Average homeowners insurance cost in Juneau by company

After evaluating several carriers, Country Financial is the least expensive homeowners insurance provider in Juneau. It’s average annual rate for homeowners in Juneau is $1,155.

Western National Mutual holds the second position, while Allstate secures the third spot with an average annual home insurance rate of $1,378.

Researching the insurance company is crucial before selecting a homeowners insurance policy. Our experts have analyzed all insurance providers in Juneau and compiled a list of the cheapest home insurance providers. Below, you’ll find the home insurance companies in Juneau and their average annual premiums.

Home Insurance Company	Annual rate
Western National Mutual	$1,232
Allstate	$1,378
State Farm	$1,569
Country Financial	$1,155
USAA*	$1,306

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Juneau for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.