Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Nebraska Best and cheapest companies for home and auto bundles in Nebraska State Farm has the biggest auto and home bundling discount in Nebraska at an average of 28%, and also has the cheapest overall bundled rate at an average of $4,496 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: April 23, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Some insurance companies offer better bundle deals than others when shopping for home and auto coverage. We’ve reviewed multi-policy discounts from Nebraska insurers to help you find the carriers that offer the most affordable rates after bundling.In Nebraska, State Farm offers the highest percentage of savings on home and auto bundles. Bundling your policies with State Farm can help you save an average of 28%. State Farm provides the lowest bundled rate in Nebraska, with an average cost of $4,496 for combining your home and auto policies. Key Takeaways In Nebraska, State Farm is the top choice for bundling home and auto insurance. It offers an average savings of 28%.Some insurance companies offer more significant bundling discounts, so comparing quotes is a good idea.Your ZIP code plays a major role in determining how much you can save on your home and auto insurance bundle.Bundling is usually a smart move, but sometimes it might not be the best option. How we picked the best companies for home and auto bundlingIn 2024, we conducted an analysis of home and auto insurance rates across all 50 states and Washington, D.C. using data from Quadrant Data Services. We examined the average bundling discounts offered by various insurance companies, calculating both pre and post bundling rates based on these discounts. Our analysis covered 48 insurance companies and data from 4,686 ZIP codes, providing a comprehensive view of bundling benefits nationwide.Our recommendation for the best home and auto bundles in NebraskaInsure.com’s analysis ranked companies based on the average bundle discount they offer both in terms of dollar amount and percentage. Based on those criteria, these are the best companies for home and auto bundles in Nebraska.State FarmState Farm offers an average bundle discount of $1,782, which is a 28% savings on your premiums. Before the discount, the combined home and auto insurance cost is $6,278, and after applying the bundle discount, the total cost drops to $4,496.Farmers InsuranceThe average bundle discount at Farmers Insurance is $2,588, or 25%. Without a bundle discount, customers pay $10,217 for coverage. After the bundle discount, customers pay $7,629 on average. Farmers Insurance ranked at No. 12 in our Best Auto Insurance Companies ranking and No. 8 in the Best Home Insurance Companies ranking.AllstateBundling auto and home insurance with Allstate can save an average of $524, or 9%. Without the discount, the coverage costs $5,998, but after the discount, it’s only $5,474.NationwideNationwide offers an average bundle discount of $688, which is about 9%. Without the discount, the combined cost of home and auto insurance is $7,949. After applying the discount, the total cost drops to $7,261.Compare home and auto bundles in NebraskaThe amount you can save on home and auto insurance with a bundle in Nebraska varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$4,496 4787.4A++28%82.03Farmers Insurance$7,629 4382A25%64.59Allstate$5,474 3985A+9%58.32Nationwide$7,261 4286.6A9%51.85What company offers the cheapest home and auto bundles in Nebraska?If you bundle your policies, State Farm gives you the highest discount. State Farm has the lowest overall rate for bundling.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$4,365$1,913$6,278$4,496Farmers Mutual Ins Co of NE$3,964$1,516$5,480$4,731Iowa Farm bureau$4,220$2,055$6,275$5,199Allstate$3,493$2,505$5,998$5,474Nationwide$6,701$1,248$7,949$7,261Farmers Insurance$8,003$2,214$10,217$7,629Most and least expensive ZIP codes for home and auto insurance bundles in NebraskaThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Nebraska for bundling insurance.Most expensive ZIP codesThe ZIP code 68110 in Nebraska has the highest average cost for bundling home and auto insurance, at $6,671. See the top 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference68110$6,67117%68111$6,54117%68112$6,54017%69021$6,50217%68102$6,45817%68108$6,43317%68152$6,41117%68131$6,40817%68879$6,39417%68104$6,36117%Least expensive ZIP codesThe least expensive ZIP code in Nebraska for home and auto insurance bundling is 68510 at an average rate of $5,073. See the 10 least expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference68510$5,07317%68505$5,07417%68522$5,08917%68506$5,09717%68521$5,10317%68516$5,10817%68502$5,12717%68512$5,13717%68503$5,17217%68507$5,20117% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Nebraska? Bundling your insurance can help you save money and make managing your policies easier. With one company handling everything, you can check all your coverages in one place.However, bundling isn’t always the cheapest move. If you find a great deal on car insurance but your homeowners insurance is much more expensive with the same company, you might save more by getting separate policies from different insurers.It’s also possible that a company has the right coverage for one type of insurance but not for the other.Instead of assuming a bundle is the best deal, it’s always a good idea to shop around and compare quotes.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in Nebraska? Switching to a bundled policy is simple, and many people take this step when their insurance comes up for renewal. For example, if your car insurance is with one company and your homeowners insurance with another, you can easily combine them under one insurer when it’s time to renew.However, you don’t have to wait until renewal to bundle your policies. If you cancel one of your policies before it expires, you might get a refund for the months you won’t be covered by that insurer.But before canceling coverage on any of your policies, make sure your new coverage is set up and active. Don’t cancel the old one until you’re fully covered. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in NebraskaCheapest car insurance in NebraskaNebraska car insurance calculatorNon-owner car insurance in Nebraska: Which company has the cheapest rates?Cheapest SR-22 insurance in Nebraska How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. 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Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in NebraskaCompare home and auto bundles in NebraskaWhat company offers the cheapest home and auto bundles in Nebraska?Most and least expensive ZIP codes for home and auto insurance bundles in NebraskaFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates