Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Oklahoma Best and cheapest companies for home and auto bundles in Oklahoma State Farm has the biggest auto and home bundling discount in Oklahoma at an average of 31%, while Allstate has the cheapest overall bundled rate at an average of $4,641 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie is a home and auto insurance expert, educator and content creation professional. She has nearly two decades of experience in the insurance industry, first as a customer service representative at Farmers Insurance and now as a researcher and writer for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. She also has written for insurance shopping sites such as ExpertInsuranceReviews.com and InsuranceHotline.com. | Updated on: December 26, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When shopping for home and auto insurance, some insurers offer better deals on bundled coverage than others. We’ve compared multi-policy discounts from insurance companies in Oklahoma to identify which ones provide significant savings when combining multiple coverage types.State Farm provides the highest percentage discount on home and auto insurance premiums in Oklahoma when you bundle your policies. By choosing this insurer, you can save an average of 31% on your home and auto bundle. On the other hand, Allstate provides the lowest overall rate for bundling in Oklahoma. When you bundle your policies, you can expect to pay an average of $4,641. Key Takeaways In Oklahoma, State Farm is the best home and auto bundle insurance provider, offering an average discount of 31%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingInsure.com analyzed home and auto insurance rates from Quadrant Data Services in 2024 for all 50 states and Washington, D.C. Home and auto bundling discount percentages, based on the average discount from each company were also analyzed. Before and after bundling rates were calculated using the average discount percentage. We included 48 companies and 4,686 ZIP codes in our analysis.Our recommendation for the best home and auto bundles in OklahomaInsure.com’s analysis ranked companies based on the average bundle discount they offer both in terms of dollar amount and percentage. Based on those criteria, these are the best companies for home and auto bundles in Oklahoma.State FarmThe average bundle discount at State Farm is $2,204, or 31%. Before the bundle discount is added, the average cost of home and auto insurance is $7,183. After getting a bundle discount, the cost drops to $4,979. State Farm ranked at No. 6 in our Best Auto Insurance Companies ranking and No. 4 in the Best Home Insurance Companies ranking.AllstateAllstate offers an average bundle discount of $755, or 14%. Before the bundle discount, you’ll pay an average of $5,396, which will decrease to $4,641 after the discount is applied.Farmers InsuranceFarmers Insurance offers an average discount of $1,630 when you bundle your auto and home insurance, which is about 17%. Without the discount, the average cost is $9,430, but with the discount, it drops to $7,800.Compare home and auto bundles in OklahomaThe amount you can save on home and auto insurance with a bundle in Oklahoma varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$4,979 4787.4A++31%80.91Allstate$4,641 3985A+14%61.6Farmers Insurance$7,800 4382A17%52.94What company offers the cheapest home and auto bundles in Oklahoma?State Farm offers the biggest percentage discount if you bundle. Allstate offers the cheapest rate overall if you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleAllstate$2,937$2,459$5,396$4,641State Farm$5,617$1,566$7,183$4,979Oklahoma Farm Bureau$3,929$3,039$6,968$5,408Farmers Insurance$7,113$2,317$9,430$7,800Most and least expensive ZIP codes for home and auto insurance bundles in OklahomaThe ZIP code you live in can influence the discount you’ll get for bundling your coverage and the base rates before the discount is applied. Here’s a list of the most and least expensive ZIP codes in Oklahoma for bundling insurance.Most expensive ZIP codesThe most expensive ZIP code in Oklahoma for bundling home and auto insurance is 73132, with an average cost of $6,390. Here are the 10 most expensive ZIP codes:ZIP codeAverage auto and home after discountAverage difference73132$6,39021%73162$6,37621%73131$6,37521%73114$6,31121%73134$6,30121%73142$6,29921%73129$6,29521%73120$6,27221%73116$6,25121%73102$6,25121%Least expensive ZIP codesThe most affordable ZIP code in Oklahoma for bundling home and auto insurance is 74955, with an average rate of $4,909. Below are the 10 least expensive ZIP codes.ZIP codeAverage auto and home after discountAverage difference74955$4,90921%74027$4,92520%74960$4,93020%74116$4,95121%74103$5,02721%74119$5,04821%74130$5,05521%74727$5,06021%74120$5,06121%74108$5,06421% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Oklahoma? Bundling your insurance policies can save you money and add convenience. With a single insurer, you’ll have one point of contact and easy access to all your coverage details on one website.While bundling can be a good deal, it’s not always the right choice. Sometimes, a company may offer great auto insurance rates but have higher prices for homeowners insurance, so it might be worth looking elsewhere for your homeowners coverage.Also, some insurers might provide the right coverage you need for one type of insurance but not for the other.Instead of relying on a bundle, it’s worth checking out other options to ensure you get the best deal.Remember when buying insurance that you’re doing so to protect your most valuable assets, says Christine O’Brien, president of the Insurance Council of New Jersey. Take the time to learn about policy limits and coverages and get several quotes. How can you switch to a home and auto bundle in Oklahoma? Bundling your policies is a quick process. When one of your insurance policies is up for renewal, you can decide to bundle your car and homeowners insurance with the same company.You don’t have to wait until renewal to bundle. If you cancel any of your policies early, you’ll likely get a refund for the months you won’t be covered.Remember not to cancel your old policy until your new coverage is in place to avoid any gaps in coverage. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. 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How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher . .Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in OklahomaCompare home and auto bundles in OklahomaWhat company offers the cheapest home and auto bundles in Oklahoma?Most and least expensive ZIP codes for home and auto insurance bundles in OklahomaFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates