Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Wisconsin Best and cheapest companies for home and auto bundles in Wisconsin State Farm has the biggest auto and home bundling discount in Wisconsin at an average of 25%, and also has the cheapest overall bundled rate at an average of $2,361 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: April 23, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When shopping for home and auto insurance, some insurers offer better deals on bundled coverage than others. We’ve compared multi-policy discounts from insurance companies in Wisconsin to identify which ones provide significant savings when combining multiple coverage types.State Farm provides the highest percentage discount on home and auto insurance premiums in Wisconsin when you bundle your policies. By choosing this insurer, you can save an average of 24% on your home and auto bundle. On the other hand, State Farm provides the lowest overall rate for bundling in Wisconsin. When you bundle your policies, you can expect to pay an average of $2,083. Key Takeaways In Wisconsin, State Farm is the best home and auto bundle insurance provider, offering an average discount of 24%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre and post bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in WisconsinWe assessed companies based on the average savings they offer for home and auto insurance bundles, considering both dollar amounts and percentage discounts. Here are the top insurance companies in Wisconsin for home and auto bundling.State FarmState Farm offers an average bundle discount of $672, which is a 24% savings on your premiums. Before the discount, the combined home and auto insurance cost is $2,755, and after applying the bundle discount, the total cost drops to $2,083.American FamilyThe average bundle discount at American Family is $466, or 16%. Without a bundle discount, customers pay $2,866 for coverage. After the bundle discount, customers pay $2,400 on average. American Family ranked at No. 9 in our Best Auto Insurance Companies ranking and No. 5 in the Best Home Insurance Companies ranking.NationwideBundling auto and home insurance with Nationwide can save an average of $414, or 15%. Without the discount, the coverage costs $2,690, but after the discount, it’s only $2,276.Farmers InsuranceThe average bundle discount at Farmers Insurance is $659, which is a 19% savings. The cost of home and auto insurance before the discount is $3,422, but it lowers to $2,763 after applying the discount.AllstateThe average bundle discount at Allstate is $561, or 16%. Before getting a bundle discount, customers see average rates of $3,511 for coverage. With the bundle discount, customers see average rates of $2,950. Allstate ranked at No. 11 in our Best Auto Insurance Companies ranking and No. 5 in the Best Home Insurance Companies ranking.Compare home and auto bundles in WisconsinBundling your home and auto insurance in Wisconsin can result in significant savings, though the exact amount depends on the insurer. The table below highlights rates and potential savings with leading companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$2,083 4787.4A++24%82.03American Family$2,400 5085A16%64.89Nationwide$2,276 4286.6A15%64.17Farmers Insurance$2,763 4382A19%62.88Allstate$2,950 3985A+16%57.83Auto-Owners$2,903 4981.2A++11%53.66What company offers the cheapest home and auto bundles in Wisconsin?State Farm offers the biggest percentage discount if you bundle. State Farm offers the cheapest rate overall if you bundle.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleState Farm$1,568$1,187$2,755$2,083Nationwide$1,449$1,241$2,690$2,276American Family$1,668$1,198$2,866$2,400Farmers Insurance$1,595$1,827$3,422$2,763Auto-Owners$1,814$1,465$3,279$2,903Allstate$1,084$2,427$3,511$2,950Most and least expensive ZIP codes for home and auto insurance bundles in WisconsinWhere you live can help to determine how big of a discount you will get for bundling coverage, and also the base rates from which that discount is taken. Here are the most and least expensive ZIP codes in Wisconsin for policyholders who bundle their coverage:Most expensive ZIP codesThe ZIP code 53206 in Wisconsin has the highest average cost for bundling home and auto insurance, at $3,347. See the top 10 most expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference53206$3,34717%53216$3,34317%53218$3,24617%53205$3,22917%53212$3,20817%53210$3,18717%53208$3,13517%53204$3,12917%53209$3,10917%53233$3,07017%Least expensive ZIP codesThe least expensive ZIP code in Wisconsin for bundling home and auto insurance is 53081, with an average cost of $2,153. Here are the 10 cheapest ZIP codes:ZIP codeAverage auto and home after discountAverage difference53081$2,15317%54301$2,16917%54313$2,17417%54311$2,17417%54303$2,17917%53083$2,18017%54304$2,18517%54302$2,19517%54915$2,19517%54914$2,21517% Frequently asked questions about bundling home and auto insurance Is bundling home and auto insurance right for everyone in Wisconsin? Bundling your insurance can help you save money and make managing your policies easier. With one company handling everything, you can check all your coverages in one place.However, bundling isn’t always the cheapest move. If you find a great deal on car insurance but your homeowners insurance is much more expensive with the same company, you might save more by getting separate policies from different insurers.It’s also possible that a company has the right coverage for one type of insurance but not for the other.Instead of assuming a bundle is the best deal, it’s always a good idea to shop around and compare quotes.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in Wisconsin? Switching to a bundled policy is simple, and many people take this step when their insurance comes up for renewal. For example, if your car insurance is with one company and your homeowners insurance with another, you can easily combine them under one insurer when it’s time to renew.However, you don’t have to wait until renewal to bundle your policies. If you cancel one of your policies before it expires, you might get a refund for the months you won’t be covered by that insurer.But before canceling coverage on any of your policies, make sure your new coverage is set up and active. Don’t cancel the old one until you’re fully covered. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in WisconsinCheapest car insurance in WisconsinWisconsin car insurance calculatorNon-owner auto insurance in Wisconsin: Which company has the cheapest rates?Cheapest SR-22 insurance in Wisconsin How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOklahoma$4,641/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. 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Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in WisconsinCompare home and auto bundles in WisconsinWhat company offers the cheapest home and auto bundles in Wisconsin?Most and least expensive ZIP codes for home and auto insurance bundles in WisconsinFrequently asked questions about bundling home and auto insuranceMethodology ZIP Code Please enter valid ZIP See rates