How much is homeowners insurance in Incline Village,NV

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In Incline Village, homeowners pay an average annual rate of $1,446 for a coverage level that includes $300,000 for dwelling, $100,000 for liability protection, and a $1,000 deductible, according to Insure.com’s rate analysis. This is $1,136 less than the national average of $2,582.

Homeowners insurance premiums can vary significantly from one property to another. In Incline Village, the cost of home insurance is influenced by several factors, including:

Size of your home
Age of your home
Amount of coverage required
Location
Your credit score

It’s crucial to compare quotes from multiple insurers to ensure you get the best homeowners insurance policy. This allows you to find the coverage that meets your specific needs.

Read this guide to discover the monthly homeowners insurance cost in Incline Village, explore the insurance costs for different dwelling coverage, and find out which companies offer affordable home insurance in Incline Village.

Key takeaways

Homeowners insurance costs $1,446 per year in Incline Village.
At $1,102 per year, Nationwide offers the cheapest homeowners insurance in Incline Village.
Your home insurance rates increase by $373 more annually if you increase your dwelling coverage from $200,000 to $300,000.

How much is homeowners insurance in Incline Village per month

Incline Village homeowners pay an average of $120 a month, based on our rate analysis. It’s same as the state average of $120 and $95 less than the national average for home insurance across the United States. The price of your homeowners insurance policy in Incline Village may vary depending on where you live, the value of your home, and the coverage you choose.

How much is homeowners insurance for a $200,000 house in Incline Village

Homeowners insurance for dwelling coverage of $200,000 and liability protection of $100,000 costs $1,073 per year in Incline Village, NV. Numerous factors influence your annual home insurance rates, including any natural disaster or event in your locality. For instance, certain regions have a higher risk of natural calamities such as floods, hurricanes, or tornadoes, implying higher expenses for rebuilding in these areas. These increased rebuilding expenses result in increased insurance premiums.

It is important to note that your insurance plan may not cover flood or hurricane damages. So, if you reside in an area prone to flooding, consider buying flood insurance coverage.

How much is homeowners insurance for a $300,000 house in Incline Village

As per rate analysis by Insure.com, homeowners residing in Incline Village typically pay an average of $1,446 annually to insure a home for coverage limits of $300,000 dwelling, $100,000 liability protection with a $1,000 deductible.

Your home insurance rates will be increased by $373 if you increase your dwelling coverage from $200,000 to $300,000. It is advisable to buy enough insurance sufficient insurance to cover the entire cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

How much is homeowners insurance in Incline Village by company

Among the carriers analyzed, Nationwide is the cheapest homeowners insurance company in Incline Village. It’s average annual rate for Incline Village homeowners is $1,102. State Farm ranks second and American Family makes it to the third spot with an average annual home insurance rate of $1,490.

Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Incline Village and prepared a list of the cheapest home insurance providers. You can find below the Incline Village home insurance companies and their average annual premium.

Home insurance company	Annual rate
Nationwide	$1,102
State Farm	$1,309
American Family	$1,490
Farmers	$1,530
CSAA Insurance (AAA)	$1,762
Country Financial	$2,133
USAA*	$1,396

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Incline Village for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.