How much is homeowners insurance in South Jordan,UT

Why you can trust Insure.com

Quality Verified

At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

In South Jordan, homeowners pay an average annual rate of $1,735 (for the coverage level of $300,000 for dwelling, $100,000 for liability protection, and $1,000 deductible), according to Insure.com’s rate analysis. It’s $847 less than the national average of $2,582.

Homeowners insurance rates change from one home to another. The home insurance premium in South Jordan depends on various factors, such as:

Size of your home
Age of your home
Amount of coverage you need
Location
Your credit score

To ensure you secure the best homeowners insurance policy, compare quotes from multiple insurers, enabling you to find the right coverage that aligns with your specific requirements.

Read this guide to learn how much homeowners insurance costs monthly in South Jordan, what home insurance costs for different dwelling coverage, and which companies offer cheap home insurance in South Jordan.

Key takeaways

In South Jordan, homeowners insurance costs $1,735 annually.
State Farm offers the most affordable homeowners insurance in South Jordan with an average annual premium of $1,056.
If you increase your dwelling coverage from $200,000 to $300,000, your annual home insurance premium will be $365 higher.

How much is homeowners insurance in South Jordan per month

According to our rate analysis, homeowners in South Jordan pay an average of $145 per month. It’s $4 less than the state average of $149 and $70 less than the national average for home insurance across the United States.

In South Jordan, the cost of your homeowners insurance policy depends on the value of your home, location, and the coverage options you select.

How much is homeowners insurance for a $200,000 house in South Jordan

Homeowners insurance for dwelling coverage of $200,000 and liability protection of $100,000 costs $1,370 per year in South Jordan, UT. Numerous factors influence your annual home insurance rates, including any natural disaster or event in your locality. For instance, certain regions have a higher risk of natural calamities such as floods, hurricanes, or tornadoes, implying higher expenses for rebuilding in these areas. These increased rebuilding expenses result in increased insurance premiums.

It is important to note that your insurance plan may not cover flood or hurricane damages. So, if you reside in an area prone to flooding, consider buying flood insurance coverage.

How much is homeowners insurance for a $300,000 house in South Jordan

According to a rate analysis by Insure.com, homeowners in South Jordan pay an average of $1,735 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible.

If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $365 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home.

However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area.

How much is homeowners insurance in South Jordan by company

Among the carriers analyzed, State Farm is the most affordable homeowners insurance company in South Jordan. It’s average annual rate for homeowners in South Jordan is $1,056.

American Family, ranks second and Nationwide makes it to the third spot with an average annual home insurance rate of $1,247.

Research on the company is essential before selecting a homeowners insurance policy. Insure.com has thoroughly examined all insurance companies operating in South Jordan and compiled a list of the most affordable home insurance companies.

Below are details of South Jordan home insurance companies and their average annual premiums.

Home insurance company	Annual rate
State Farm	$1,056
American Family	$1,142
Nationwide	$1,247
Farmers	$1,497
Auto-Owners	$1,663
USAA*	$2,371

Methodology

Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in South Jordan for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment.