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When shopping for a new vehicle, most people focus on the sticker price, fuel efficiency or available features – but insurance cost is also an important factor when calculating the cost of ownership.

Car insurance rates for a 2023 Acura Integra vary based on the coverage level you choose. Costs differ because insurers weigh the amount of protection you’re buying, the risk they take on, and how much you’d pay out of pocket if you file a claim.

If you stick with your state’s minimum liability requirements, you can expect to pay around $614 per year, or $51 each month.

For full coverage-which generally includes liability, collision, and comprehensive protection-the average price is $2,461 per year ($205 per month). This estimate is based on coverage limits of 100/300/100 with $500 deductibles for collision and comprehensive.

2023 Acura Integra insurance premiums by state

Location is one of the biggest factors in your premium. ZIP codes matter as much as driving history. That’s why the cost to insure a Integra in California may look very different from the price in Florida.

Below, you’ll find the states where 2023 Acura Integra insurance is cheapest, and where it’s most expensive.

Cheapest states to insure a 2023 Acura Integra

Ohio has the lowest average premium for 2023 Acura Integra drivers at $1,576 per year ($131 per month). Other states with affordable coverage include Idaho, Vermont, Maine, and Virginia.

The table below shows the cheapest states to insure a 2023 Acura Integra.

State nameAverage annual premium
Ohio$1,576
Idaho$1,577
Vermont$1,712
Maine$1,737
Virginia$1,773
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Most expensive states to insure a 2023 Acura Integra

On the flip side, Texas is the most expensive state, with an average annual premium of $3,854. It’s followed by California ($3,745 a year) and Louisiana ($3,718 a year).

The table below shows which states have the most expensive 2023 Acura Integra insurance rates.

State nameAverage annual premium
Texas$3,854
California$3,745
Louisiana$3,718
Georgia$3,360
Florida$3,204
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2023 Acura Integra insurance premiums by trim level

Insurance costs also shift depending on the trim. Higher trims often bring more horsepower, advanced tech, and higher price tags – all of which can drive up insurance premiums.

Below, you’ll see how car insurance rates for the 2023 Acura Integra compare across trim levels.

TrimAverage annual premium
Integra$2,412
Integra A-Spec$2,428
Integra A-Spec Tech$2,502
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Factors that influence 2023 Acura Integra insurance premiums

Insurance rates for a 2023 Acura Integra aren’t set in stone. What you’ll pay depends on things like the car’s age, the trim you choose, who’s behind the wheel, and the coverage limits in the policy. Here’s a closer look at the factors that make a difference.

Vehicle-related factors

  • Vehicle value. Newer or pricier models cost more to insure.
  • Repair costs. Higher repair or parts costs drive up premiums.
  • Safety ratings. Strong crash-test results and advanced safety features may reduce rates.
  • Theft risk. Models frequently targeted by thieves cost more to cover.

Driver-related factors

  • Age and gender. Younger drivers usually pay more.
  • Location. City drivers face higher premiums than rural drivers.
  • Driving history. Clean records lower costs, while tickets and accidents increase them.
  • Annual mileage. More time on the road means more risk, and higher premiums.

Policy-related factors

  • Coverage level. Full coverage costs more than liability-only, but offers broader protection.
  • Deductible amount. Higher deductibles lower premiums but increase out-of-pocket costs after a claim.
  • Optional add-ons. Coverage like roadside assistance, gap insurance, or rental reimbursement adds convenience but raises the total premium.

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Cheapest insurance companies for insuring a 2023 Acura Integra

GEICO offers the cheapest car insurance rates for a 2023 Acura Integra, averaging $1,831 per year. Other insurers with competitive prices include State Farm, Progressive, and Nationwide. The table below shows the companies with the most affordable 2023 Acura Integra insurance rates.

Company groupAverage annual premium
GEICO$1,831
State Farm$2,002
Progressive$2,053
Nationwide$2,677
Farmers$2,936
Allstate$3,380
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How to lower 2023 Acura Integra insurance premiums

Here are some ways to bring down your car insurance costs.

  • Shop around for quotes. Compare rates from multiple insurers, since each company evaluates risk differently.
  • Adjust your coverage. If your vehicle is older or you don’t drive often, you may save by lowering your limits or dropping extras you don’t need.
  • Raise your deductible. A higher deductible means paying more out of pocket after a claim, but it usually lowers your monthly premium.
  • Take advantage of discounts. Look for savings tied to safe driving, bundling home and auto, low mileage, or built-in safety features.
  • Keep a clean driving record. Avoiding accidents and tickets is one of the most reliable ways to keep premiums low.
  • Consider usage-based insurance. Some insurers offer telematics programs that track driving habits and reward safe drivers with discounts.

Integra insurance premiums by model year

Insurance rates for the Integra change depending on the model year. In most cases, newer vehicles cost more to insure because they carry a higher market value and advanced technology that makes repairs more expensive. Rising labor and repair costs over the years have also pushed premiums higher across the board.

Below, you can compare average insurance premiums for the 2023 Acura Integra by model year.

Model yearAverage annual premium
2023$2,461
2024$2,598
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How expensive is it to insure a 2023 Acura Integra?

It costs an average of $2,461 per year to insure a 2023 Acura Integra, which is $141 less than the national average of $2,602.

Insurance premiums are influenced by many factors, including the vehicle’s make and model. The best way to find savings is to compare quotes from several insurers, ensuring you get coverage that balances affordability with solid protection for your 2023 Acura Integra.

Methodology

Insure.com commissioned Quadrant Information Services to get insurance rates for new and used vehicles. The rates are based on a sample profile of a 40-year-old male driver with a full coverage policy with limits of 100/300/100 and $500 collision and comprehensive deductibles. We’ve compared 1,661 makes and models and 67,566,780 insurance quotes from 57 companies across 510 ZIP codes. The rates are for insurance purposes only; your exact rates may vary.

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Shivani Gite
Contributing Writer

 
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Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.

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