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Esurance Car Insurance Ratings

   Effective Date: April 07, 2016
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Customer Satisfaction Ratings

(161 reviews)

For Price
% Who Would
Recommend to
a Friend
% Who Plan
to Renew

A+    April 07, 2016

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Reason for buying from Esurance
Customers of Esurance originally decided to purchase from the company for these reasons:
22%The insurer offered the best price.
21%Financial stability.
21%The insurer was recommended by a friend.
10%The insurer's reputation.
9%Ease of use.
8%Was the company their parents had.
7%Saw a commercial.
2%Other reason.
Would you recommend this company?
  • already have
  • yes
  • not sure
  • probably not
  • no
  • 45%
  • 40%
  • 12%
  • 3%
  • 0%

Would you renew?
  • yes
  • no
  • 82%
  • 18%

About Esurance

Best Auto Insurance Companies 2017

Esurance, with an overall score of 83.5, earned its spot on our list with a 4.5 in claims processing and 4 stars for both customer service and price. Eighty-two percent of Esurance customers report they are planning to renew with the insurer, but 85 percent would recommend them to friends or family.

The technology age

Esurance launched its online car insurance company in 1999 with a goal of allowing customers to find the policy they needed in only a few minutes online. Supporting its online presence is 24/7 customer service, and with your smartphone, you can manage your account and track car repairs. Esurance is backed by Allstate, the nation’s largest publicly held personal lines insurer.

Esurance mobile allows you to submit photos or video chat to get an appraisal of your costs if you have minor damage to claim. These are a few reasons why it says it offers “Insurance for the Modern World.”

The company aims to be as efficient as possible with time, money and the environment. The company promotes several green initiatives, one of which is being a paperless customer experience. 

Types of auto coverage

Offerings can vary by state.

  • Personal and commercial auto
  • Motorcycle
  • Classic car
  • Scooter
  • All-terrain vehicle
  • RVs
  • Boat
  • Golf cart
  • Segway

Other types of coverage

  • Homeowners
  • Renters
  • Flood
  • Umbrella
  • Life
  • Health
  • Pet
  • Phone
  • Business
  • Canada
  • Mexico


Consider Esurance if you prefer to take matters into your own hands

Esurance provides customers the ability to complete quotes and policy purchases online, and uses mobile devices and numerous website resources to provide customers with as much information as possible. If you’re someone who likes reading tips and blogs and using online tools and apps, this could be the right company for you.

Like its parent company, Esurance offers a pay-as-you-drive system called DriveSense  (DriveSafe  for teens), providing up to a 30 percent discount based on metrics received from a telematics device you insert into your car. 

Contact information

Corporate headquarters
650 Davis Street
San Francisco, CA 94111

Customer service and claims: 1-800-378-7262

Twitter: @EsuranceCares

What's covered
Coverage Options
Usage-based. Rates can be based on your mileage and how you drive.
Mobile app. The insurer offers an app for smartphones.

Multi-policy. Discount for more than one type of policy with the same insurance provider.
Multi-vehicle. Discount for two or more vehicles on the same car insurance policy.
Defensive driver. Discount for an approved defensive driving or driver improvement class.
Academic achievement. Discount for full-time students who meet certain academic criteria.
Passive restraint/air bag. Discount for factory-installed safety devices such as an air bag.
Safe driver/clean record. Discount for no accidents or traffic violations, usually for three or five years.

Note: Not all discounts will be available in all states or for all customers. Details and eligibility will vary by insurer. Insurers may offer additional discounts not included on this list.

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