Home Home insurance Average home insurance cost Iowa Davenport, IA Average homeowners insurance cost in Davenport, IA View Carriers Please enter valid zip Compare top carriers in your area Written by By Insure.com's EditorUpdated on: September 3, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Davenport, homeowners pay an average annual rate of $2,312 (for the coverage level of $300,000 for dwelling, $100,000 for liability protection, and $1,000 deductible), according to Insure.com’s rate analysis. It’s $270 less than the national average of $2,582. Homeowners insurance rates change from one home to another. The home insurance premium in Davenport depends on various factors, such as: Size of your home Age of your home Amount of coverage you need Location Your credit score To ensure you secure the best homeowners insurance policy, compare quotes from multiple insurers, enabling you to find the right coverage that aligns with your specific requirements. Read this guide to learn how much homeowners insurance costs monthly in Davenport, what home insurance costs for different dwelling coverage, and which companies offer cheap home insurance in Davenport. Key takeawaysThe average cost of homeowners insurance in Davenport is $2,312 per year. West Bend Mutual is the cheapest homeowners insurance company in Davenport with an average annual premium of $1,372. If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $527 more a year for home insurance. Average homeowners insurance cost in Davenport per month Residents of Davenport pay an average of $193 a month for homeowners insurance, as per Insure.com’s rate analysis. It’s $27 less than the state average of $220 and $22 less than the national average for home insurance across the United States. The cost of your homeowners insurance policy in Davenport may change based on location, property value, and selected coverage options. Average homeowners insurance cost for a $200,000 house in Davenport In Davenport, IA, homeowners pay an average of $1,785 annually for a $200,000 home. The annual cost of home insurance is influenced by factors such as the risk of natural disasters in your area. Regions more susceptible to natural disasters, such as floods, hurricanes, or tornadoes, typically face higher rebuilding costs, leading to increased insurance premiums. It is important to understand that standard insurance policies might not cover damages caused by floods or hurricanes. If you live in a flood-prone area, it is advisable to purchase flood insurance. Average homeowners insurance cost for a $300,000 house in Davenport According to Insure.com’s rate analysis, homeowners in Davenport typically pay an average of $2,312 annually for a home insurance policy with $300,000 in dwelling coverage, $100,000 in liability protection, and a $1,000 deductible. If you increase your dwelling coverage from $200,000 to $300,000, your home insurance rates will rise by $527. It is advisable to purchase enough insurance to cover the entire cost of rebuilding your home. The required amount of dwelling coverage can vary based on factors such as the size of your home, its features, and the cost of living in your area. Average homeowners insurance cost in Davenport by Company Among the carriers analyzed, West Bend Mutual is the cheapest homeowners insurance company in Davenport. It’s average annual rate for Davenport homeowners is $1,372. Auto-Owners ranks second and Nationwide makes it to the third spot with an average annual home insurance rate of $1,935. Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Davenport and prepared a list of the cheapest home insurance providers. You can find below the Davenport home insurance companies and their average annual premium. Home Insurance Company Annual rate West Bend Mutual$1,372Auto-Owners$1,490Nationwide$1,935State Farm$2,077American Family$2,225IMT Insurance$2,341Farmers$2,780Iowa Farm bureau$2,935Allstate$2,574USAA*$2,350 Methodology Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Davenport for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is home insurance in other citiesCedar RapidsDes Moines In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2024 What is dwelling coverage and how much do you need? 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