Home Home insurance Best home and auto bundle insurance Best and cheapest companies for home and auto bundles in Oklahoma Best and cheapest companies for home and auto bundles in Oklahoma State Farm has the biggest auto and home bundling discount in Oklahoma at an average of 31%, while Allstate has the cheapest overall bundled rate at an average of $4,641 a year. View Carriers Please enter valid zip Compare top carriers in your area Written by Chris Kissell Chris Kissell Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. He is based in Denver. | Reviewed by Leslie Kasperowicz Leslie Kasperowicz Leslie Kasperowicz is an insurance expert and the executive editor of Insurance.com. Before joining QuinStreet, she was managing editor at Quote.com has a decade of experience writing about insurance. She also spent four years in customer service with Farmers Insurance. | Updated on: April 23, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. When shopping for home and auto insurance, some insurers offer better deals on bundled coverage than others. We’ve compared multi-policy discounts from insurance companies in Oklahoma to identify which ones provide significant savings when combining multiple coverage types.State Farm provides the highest percentage discount on home and auto insurance premiums in Oklahoma when you bundle your policies. By choosing this insurer, you can save an average of 31% on your home and auto bundle. On the other hand, Allstate provides the lowest overall rate for bundling in Oklahoma. When you bundle your policies, you can expect to pay an average of $4,641. Key Takeaways In Oklahoma, State Farm is the best home and auto bundle insurance provider, offering an average discount of 31%.Some companies offer bigger savings for bundling than others, so it pays to shop around.Where you live within the state will impact how much you can save by bundling.Bundling usually makes sense, but there are situations where this might not be the case. How we picked the best companies for home and auto bundlingIn 2024, we analyzed home and auto insurance rates provided by Quadrant Data Services, focusing on the average bundling discounts each company offers. We calculated both pre and post bundling insurance costs based on these average discount rates to provide a clear view of potential savings. Our analysis encompassed data from 48 insurance companies across 4,686 ZIP codes, delivering a comprehensive look at bundling benefits nationwide.Our recommendation for the best home and auto bundles in OklahomaWe ranked companies based on the average discounts they provide for home and auto bundles, factoring in both the dollar savings and percentage reduction. Below is our curated list of the top companies for home and auto bundles in Oklahoma.State FarmThe average bundle discount at State Farm is $2,204, or 31%. Before the bundle discount is added, the average cost of home and auto insurance is $7,183. After getting a bundle discount, the cost drops to $4,979. State Farm ranked at No. 6 in our Best Auto Insurance Companies ranking and No. 4 in the Best Home Insurance Companies ranking.AllstateAllstate offers an average bundle discount of $755, or 14%. Before the bundle discount, you’ll pay an average of $5,396, which will decrease to $4,641 after the discount is applied.Farmers InsuranceBundling auto and home insurance with Farmers Insurance can save an average of $1,630, or 17%. Without the discount, the coverage costs $9,430, but after the discount, it’s only $7,800.Compare home and auto bundles in OklahomaThe amount you can save on home and auto insurance with a bundle in Oklahoma varies by company. Here is a breakdown of the rates and savings with top companies.CompanyPremium after BundleAuto and home bundling (Survey)Home surveyA.M. Best Score% DifferenceOverall RatingState Farm$4,979 4787.4A++31%80.91Allstate$4,641 3985A+14%61.6Farmers Insurance$7,800 4382A17%52.94What company offers the cheapest home and auto bundles in Oklahoma?If you bundle your policies, State Farm gives you the highest discount. Allstate has the lowest overall rate for bundling.CompanyHome insurance premiumAuto insurance premiumPremium before BundlePremium after BundleAllstate$2,937$2,459$5,396$4,641State Farm$5,617$1,566$7,183$4,979Oklahoma Farm Bureau$3,929$3,039$6,968$5,408Farmers Insurance$7,113$2,317$9,430$7,800Most and least expensive ZIP codes for home and auto insurance bundles in OklahomaWhere you live can help to determine how big of a discount you will get for bundling coverage, and also the base rates from which that discount is taken. Here are the most and least expensive ZIP codes in Oklahoma for policyholders who bundle their coverage:Most expensive ZIP codesThe most expensive ZIP code in Oklahoma for bundling home and auto insurance is 73132, with an average cost of $6,390. Here are the 10 most expensive ZIP codes:ZIP codeAverage auto and home after discountAverage difference73132$6,39021%73162$6,37621%73131$6,37521%73114$6,31121%73134$6,30121%73142$6,29921%73129$6,29521%73120$6,27221%73116$6,25121%73102$6,25121%Least expensive ZIP codesThe least expensive ZIP code in Oklahoma for home and auto insurance bundling is 74955 at an average rate of $4,909. See the 10 least expensive ZIP codes below.ZIP codeAverage auto and home after discountAverage difference74955$4,90921%74027$4,92520%74960$4,93020%74116$4,95121%74103$5,02721%74119$5,04821%74130$5,05521%74727$5,06021%74120$5,06121%74108$5,06421% Frequently asked questions about home and auto bundle insurance Is bundling home and auto insurance right for everyone in Oklahoma? Bundling your coverage can be one of the best ways to save on insurance. It also can be convenient to have all of your coverage with the same insurer. By bundling, you have one insurance company and can check all your coverages on a single website.However, bundling might not always be the wisest option. For example, an insurer that offers a great deal on auto insurance might charge higher rates on homeowners insurance. In such a circumstance, you might be better off purchasing your auto insurance from one insurer and your homeowners coverage from another.In addition, it is possible that an insurer might offer the coverage options you need for one type of insurance but not for the other.Rather than simply assuming that a bundle is your best deal, it always pays to shop around.“Remember when buying insurance that you’re doing so to protect your most valuable assets,” says Christine O’Brien, president of the Insurance Council of New Jersey. “Take the time to learn about policy limits and coverages and get several quotes.” How can you switch to a home and auto bundle in Oklahoma? Switching to a bundle is easy. Many people make this change when one of their policies is up for renewal. For example, if your auto insurance is with one company and your homeowners insurance is with another, you can decide to bundle your coverage with a single insurer the next time the coverage term for one of the two policies ends.However, you do not have to wait until renewal to bundle your policies. If you decide to cancel one of your policies prior to the end of its coverage term, you should receive a refund for the months you will no longer be insured with the company.If you decide to end coverage on one of your policies, be careful not to do so until you are sure your new coverage is in place and has been activated. MethodologyInsure.com analyzed rates and discount averages provided by Quadrant Data Services in 2024 fielded from all 50 states and Washington, D.C. Rates were compared based on average home and auto premiums before bundling and after bundling based on the average multi-policy discount offered by each insurance company. The average total rate after the discount was calculated by subtracting a dollar amount equal to the average discount percentage from the pre-discount total rate. You might find interesting The best, cheapest car insurance in OklahomaCheapest car insurance in OklahomaOklahoma car insurance calculatorNon-owner auto insurance in Oklahoma: Which company has the cheapest rates? How much is home and auto bundle insurance in other statesAlabama$2,543/YearArizona$2,478/YearArkansas$3,119/YearCalifornia$2,866/YearColorado$3,605/YearDelaware$1,952/YearFlorida$3,408/YearGeorgia$3,022/YearIdaho$1,993/YearIllinois$2,678/YearIndiana$2,437/YearIowa$2,564/YearKansas$3,865/YearKentucky$3,465/YearLouisiana$3,987/YearMaine$1,385/YearMaryland$2,935/YearMichigan$3,651/YearMinnesota$2,949/YearMississippi$3,255/YearMissouri$3,393/YearMontana$3,188/YearNebraska$4,496/YearNevada$2,442/YearNew Hampshire$1,615/YearNew York$3,450/YearNorth Carolina$1,823/YearNorth Dakota$3,244/YearOhio$2,229/YearOregon$1,701/YearPennsylvania$2,589/YearRhode Island$1,739/YearSouth Carolina$2,766/YearSouth Dakota$3,482/YearTennessee$2,843/YearUtah$1,972/YearVermont$1,553/YearVirginia$1,995/YearWashington$1,762/YearWest Virginia$2,361/YearWisconsin$2,083/YearWyoming$2,619/YearShow moreChris KissellContributing Researcher | . .Specializing in insurance and personal finance, Chris Kissell is a writer and editor whose work has been featured at Forbes, U.S. News & World Report, MSN Money, Fox Business, Yahoo Finance, Bankrate and Money Talks News. 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Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How we picked the best companies for home and auto bundlingOur recommendation for the best home and auto bundles in OklahomaCompare home and auto bundles in OklahomaWhat company offers the cheapest home and auto bundles in Oklahoma?Most and least expensive ZIP codes for home and auto insurance bundles in OklahomaFrequently asked questions about home and auto bundle insuranceMethodology ZIP Code Please enter valid ZIP See rates