Finding the cheapest home insurance in Arizona requires getting quotes from multiple home insurance companies.
Home insurance companies don’t devise rates in all the same way. One may put a greater emphasis on one metric, such as a home’s claims history, while not caring as much about another, such as a person’s credit. That’s one reason why it pays to get quotes from multiple insurance companies.
We found that Nationwide has the cheapest homeowners insurance rates in Arizona with an average annual premium of $1,347 or $112 per month for $300,000 dwelling and $300,000 liability coverage with a $1,000 deductible.
Let’s take a look at the cheapest homeowners insurance in Arizona and how to find the best home insurance rates.
Cheap homeowners insurance companies in Arizona
Home insurance costs are a vital part of finding a homeowners insurance policy. Who has the cheapest homeowners insurance in Arizona?
Nationwide, Allstate and Travelers are the cheapest homeowners insurance companies in Arizona, on average.
Here are average Arizona homeowners insurance rates for a policy with $300,000 dwelling coverage and $300,000 liability protection with a $1,000 deductible.
|Company||Average annual premium||Average monthly premium|
Compare cheap homeowners insurance in Arizona by ratings
It’s a smart move to shop around to look for cheap homeowners insurance and compare policies and coverages from different insurance providers carefully. Here we have compared the cheapest home insurance companies in Arizona based on J.D. power score and AM Best ratings that help you to choose the best among the options available.
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How much is home insurance in Arizona
The average cost of homeowners insurance in Arizona is $1,976 for $300,000 dwelling and $300,000 liability with a $1,000 deductible. The average Arizona home insurance costs are $329 less than the national average.
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Multiple factors play a role in homeowners insurance cost, including:
- Location, including ZIP code
- Level of coverage
- Home construction and age
- Your claims history
- Your home’s claims history
- The area’s claims history
- Credit history
Cheapest homeowners insurance in Arizona by ZIP code
85614 has the cheapest homeowners insurance, among large cities surveyed, with average rate of $1,564 per year, which is $130 per month. Here are how Arizona cities rank for average home insurance rates:
|ZIP code||Average annual premium||Average monthly premium|