Home Home insurance Average home insurance cost Cheapest homeowners insurance in Arkansas Cheapest homeowners insurance in Arkansas Written by: Les Masterson Les Masterson Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. In his career, he has covered everything from health insurance to presidential politics. | Reviewed by: Ashlee Tilford Ashlee Tilford Ashlee, a former managing editor, insurance, at QuinStreet, is a journalist and business professional. She earned an MBA in 2014 with a concentration in finance. She has more than 15 years of hands-on experience in the finance industry. | Updated on June 1, 2022 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Finding the cheapest home insurance in Arkansas requires getting quotes from multiple home insurance companies.Home insurance companies don’t devise rates in all the same way. One may put a greater emphasis on one metric, such as a home’s claims history, while not caring as much about another, such as a person’s credit. That’s one reason why it pays to get quotes from multiple insurance companies.We found that Travelers has the cheapest homeowners insurance rates in Arkansas with an average annual premium of $2,823 or $235 per month for $300,000 dwelling and $300,000 liability coverage with a $1,000 deductible.Let’s take a look at the cheapest homeowners insurance in Arkansas and how to find the best home insurance rates.Key TakeawaysIn Arkansas, the cheapest homeowners insurance is offered by Travelers at $2,823 per year for $300,000 dwelling coverage, $300,000 liability protection and $1,000 deductible.The zipcode 71676 in Arkansas offers the homeowners insurance at the cheapest rate of $2,621 per year.Cheap homeowners insurance companies in ArkansasHome insurance costs are a vital part of finding a homeowners insurance policy. Who has the cheapest homeowners insurance in Arkansas?Travelers, Farm Bureau and Farmers are the cheapest homeowners insurance companies in Arkansas, on average.Here are average Arkansas homeowners insurance rates for a policy with $300,000 dwelling coverage and $300,000 liability protection with a $1,000 deductible.CompanyAverage annual premiumAverage monthly premiumTravelers$2,823$235Farm Bureau$3,122$260Farmers$3,265$272Shelter$3,984$332Allstate$4,196$350USAA$4,221$352State Farm$4,613$384Nationwide$4,785$399Safeco$4,806$400Foremost$5,341$445Garrison$5,732$478Compare cheap homeowners insurance in Arkansas by ratingsIt’s a smart move to shop around to look for cheap homeowners insurance and compare policies and coverages from different insurance providers carefully. Here we have compared the cheapest home insurance companies in Arkansas based on J.D. power score and AM Best ratings that help you to choose the best among the options available.CompanyJ.D. Power scoreAM Best ratingUSAA882A++State Farm835A++Allstate829A+Farmers813ANationwide812A+Safeco810ATravelers800A++How much is home insurance in ArkansasThe average cost of homeowners insurance in Arkansas is $3,439 for $300,000 dwelling and $300,000 liability with a $1,000 deductible. The average Arkansas home insurance costs are $1,134 more than the national average.Average annual premiumAverage monthly premium$3,439$287Multiple factors play a role in homeowners insurance cost, including:Location, including ZIP codeLevel of coverageHome construction and ageYour claims history Your home’s claims historyThe area’s claims historyDeductibleCredit historyCheapest homeowners insurance in Arkansas by ZIP code71676 has the cheapest homeowners insurance, among large cities surveyed, with average rate of $2,621 per year, which is $218 per month. Here are how Arkansas cities rank for average home insurance rates:ZIP codeAverage annual premiumAverage monthly premium71676$2,621$21872425$2,860$23871663$2,894$24171661$2,911$24372346$2,956$24672373$2,993$24972324$3,002$25071674$3,025$25272348$3,027$25272396$3,048$25472377$3,052$25472387$3,053$25471638$3,056$25572432$3,058$25572394$3,067$256 Explore other insurance options in Arkansas Average renters insurance cost in Arkansas Average car insurance cost in Arkansas Non-owner auto insurance in Arkansas Home insurance rates vary from one city to another. But with Insure.com, finding the right home insurance policy is easy. Learn more about homeowners insurance costs for different cities below.Home insurance rates in Arkansas by cityFayettevilleFort SmithJonesboroLittle RockHow much is home insurance in other statesAlaska$1,799/YearAlabama$2,981/YearArizona$1,976/YearCalifornia$1,166/YearColorado$3,082/YearConnecticut$1,961/YearWashington D.C.$1,488/YearDelaware$1,521/YearFlorida$3,439/YearGeorgia$2,555/YearHawaii$499/YearIowa$2,540/YearIdaho$1,842/YearIllinois$2,201/YearIndiana$2,423/YearKansas$3,931/YearKentucky$2,862/YearLouisiana$3,270/YearMassachusetts$1,920/YearMaryland$1,518/YearMaine$1,833/YearMichigan$2,153/YearMinnesota$3,010/YearMissouri$3,111/YearMississippi$3,340/YearMontana$2,809/YearNorth Carolina$2,009/YearNorth Dakota$2,601/YearNebraska$3,133/YearNew Hampshire$1,455/YearNew Jersey$1,744/YearNew Mexico$2,299/YearNevada$1,486/YearNew York$1,840/YearOhio$2,107/YearOklahoma$4,445/YearOregon$1,608/YearPennsylvania$1,720/YearRhode Island$2,125/YearSouth Carolina$2,678/YearSouth Dakota$3,172/YearTennessee$2,692/YearTexas$3,429/YearUtah$1,378/YearVirginia$1,956/YearVermont$1,212/YearWashington$1,514/YearWisconsin$1,732/YearWest Virginia$2,486/YearWyoming$2,083/YearShow moreLes MastersonContributor  . .Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. 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Most Americans don’t 1/1 Related Articles Mobile home insurance: What does it cover and how much does it cost? By Chris Kissell Home replacement cost calculator By Nupur Gambhir Personal liability insurance: What it is and why you need it By Barry Eitel Cost of living comparison by state By Chris Kissell How to find a homeowners insurance policy By Shivani Gite Renters insurance calculator: Estimate cost by state or city By Shivani Gite Table of contents Cheap homeowners insurance companies in Arkansas Compare cheap homeowners insurance in Arkansas by ratings How much is home insurance in Arkansas Cheapest homeowners insurance in Arkansas by ZIP code Get instant quotes now ! Please enter valid zip Get Quotes