Home Home insurance Average home insurance cost New York Appleton, NY How much is Homeowners Insurance in Appleton, NY View Carriers Please enter valid zip Compare top carriers in your area Written by By Insure.com's EditorUpdated on: September 3, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Appleton, homeowners pay an average annual rate of $1,267 for a coverage level that includes $300,000 for dwelling, $100,000 for liability protection, and a $1,000 deductible, according to Insure.com’s rate analysis. This is $1,237 less than the national average of $2,504. Homeowners insurance premiums can vary significantly from one property to another. In Appleton, the cost of home insurance is influenced by several factors, including: Size of your home Age of your home Amount of coverage required Location Your credit score It’s crucial to compare quotes from multiple insurers to ensure you get the best homeowners insurance policy. This allows you to find the coverage that meets your specific needs. Read this guide to discover the monthly homeowners insurance cost in Appleton, explore the insurance costs for different dwelling coverage, and find out which companies offer affordable home insurance in Appleton. Key takeawaysThe cost of your homeowners insurance policy in Appleton can vary based on factors such as your location, the value of your home, and the coverage options you select. American Family is the cheapest homeowners insurance company in Appleton with an average annual premium of $684. If you increase your dwelling coverage from $200,000 to $300,000, you will pay $314 more, annually for home insurance. How much is homeowners insurance in Appleton per month According to Insure.com’s rate analysis, residents of Appleton pay an average of $106 per month for homeowners insurance. This is $42 less than the state average of $148 and $103 less than the national average for home insurance across the United States. The cost of your homeowners insurance policy in Appleton can vary depending on your location, property value, and selected coverage options. How much is homeowners insurance for a $200,000 house in Appleton In Appleton, NY, homeowners pay an average of $953 annually for a $200,000 house. The amount you pay for home insurance each year depends on factors such as – natural disasters or events within your locality. Some regions are more at risk for natural disasters, like floods, hurricanes, or tornadoes, implying higher rebuilding rates in these areas are higher, resulting in higher insurance premiums. It’s essential to note that your insurance policy might not cover damages caused by floods or hurricanes. If you reside in an area prone to flooding, consider buying flood insurance. How much is homeowners insurance for a $300,000 house in Appleton Based on a rate analysis conducted by Insure.com, Appleton residents pay an average of $1,267 per year to insure a home for coverage limits of $300,000 dwelling, $100,000 liability with a $1,000 deductible. If you plan to increase your dwelling coverage from $200,000 to $300,000, you must pay an additional $314 per year for home insurance. Buying adequate insurance to cover the entire expense of rebuilding your home is best advisable. However, the amount of dwelling coverage you need may vary depending on your home’s size, amenities, and the cost of living in your area. How much is homeowners insurance in Appleton by company Among the carriers analyzed, American Family is the cheapest homeowners insurance company in Appleton. It’s average annual rate for Appleton homeowners is $684. NYCM Insurance ranks second and Nationwide makes it to the third spot with an average annual home insurance rate of $960. Before choosing a homeowners insurance policy, it is important to do some research on the company. Our experts have analyzed all the insurance companies across Appleton and prepared a list of the cheapest home insurance providers. You can find below the Appleton home insurance companies and their average annual premium. Home insurance company Annual rate American Family$684NYCM Insurance$827Nationwide$960State Farm$1,004Travelers$1,117AIG$1,193Heritage Insurance Holdings$1,343Chubb Ltd$1,412Allstate$1,820Farmers$1,864 Methodology Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in Appleton for $300,000 dwelling coverage, $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is home insurance in other citiesAtlantaBloomingtonDenverHamiltonMemphisNew YorkPhiladelphiaPhoenixStafford In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2024 What is dwelling coverage and how much do you need? 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