Home Home insurance Average home insurance cost Utah West Jordan, UT How much is homeowners insurance in West Jordan, UT The average annual cost for homeowners insurance in West Jordan is $1,680 for $300,000 in dwelling coverage, $100,000 in liability protection and a $1,000 deductible. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur Gambhir is an insurance expert and managing editor of Insure.com. She specializes in life and health insurance content, and has experience as a marketing consultant. | Updated on: March 24, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In West Jordan, homeowners pay an average annual rate of $1,680 for a coverage level that includes $300,000 for dwelling, $100,000 for liability protection, and a $1,000 deductible, according to Insure.com’s rate analysis. This is $902 less than the national average of $2,582.Homeowners insurance premiums can vary significantly from one property to another. In West Jordan, the cost of home insurance is influenced by several factors, including: Size of your home Age of your home Amount of coverage required Location Your credit score It’s crucial to compare quotes from multiple insurers to ensure you get the best homeowners insurance policy. This allows you to find the coverage that meets your specific needs. Read this guide to discover the monthly homeowners insurance cost in West Jordan, explore the insurance costs for different dwelling coverage, and find out which companies offer affordable home insurance in West Jordan. Key Takeaways Homeowners insurance costs $1,680 per year in West Jordan.At $1,054 per year, State Farm offers the cheapest homeowners insurance in West Jordan.Your home insurance rates increase by $355 more annually if you increase your dwelling coverage from $200,000 to $300,000. How much is homeowners insurance in West Jordan per month Residents of West Jordan pay an average of $140 a month for homeowners insurance, as per Insure.com’s rate analysis. It’s $9 less than the state average of $149 and $75 less than the national average for home insurance across the United States. The cost of your homeowners insurance policy in West Jordan may change based on location, property value, and selected coverage options. How much is homeowners insurance for a $200,000 house in West Jordan Homeowners insurance for dwelling coverage of $200,000 and liability protection of $100,000 costs $1,325 per year in West Jordan, UT. Numerous factors influence your annual home insurance rates, including any natural disaster or event in your locality. For instance, certain regions have a higher risk of natural calamities such as floods, hurricanes, or tornadoes, implying higher expenses for rebuilding in these areas. These increased rebuilding expenses result in increased insurance premiums. It is important to note that your insurance plan may not cover flood or hurricane damages. So, if you reside in an area prone to flooding, consider buying flood insurancecoverage. How much is homeowners insurance for a $300,000 house in West Jordan According to a rate analysis by Insure.com, homeowners in West Jordan pay an average of $1,680 per year for a $300,000 house. These rates are for the coverage limits of $100,000 for liability protection and $1000 deductible. If you increase your dwelling coverage from $200,000 to $300,000, you will just have to pay $355 more a year for home insurance. It would be best to buy enough insurance to cover the full cost of rebuilding your home. However, the amount of dwelling coverage you need may vary depending on the size of your home, the features in your home, and the cost of living in your area. How much is homeowners insurance in West Jordan by company After evaluating several carriers, State Farm is the least expensive homeowners insurance provider in West Jordan. It’s average annual rate for homeowners in West Jordan is $1,054, while American Family holds the second position. Researching the insurance company is crucial before selecting a homeowners insurance policy. Our experts have analyzed all insurance providers in West Jordan and compiled a list of the cheapest home insurance providers. Below, you’ll find the home insurance companies in West Jordan and their average annual premiums. Home insurance company Annual rate State Farm$1,054American Family$1,077Nationwide$1,222Farmers$1,508Auto-Owners$1,650USAA*$2,239 TIPCombining your home insurance with other policies, like auto insurance, can result in significant savings. Insurers often provide discounts to policyholders who bundle their policies, helping you reduce premiums. Bundling lowers your premiums and simplifies managing your insurance with one company. Common natural disasters in Utah that may affect home insuranceNatural disasters are unpredictable events that can cause significant damage to homes and property. Understanding these risks is important to ensure that your home insurance policy provides adequate protection in the event of a disaster.Avalanche is the common natural disasters in Utah that may influence your home insurance rates.How home insurance protects you against natural disastersHome insurance can provide valuable protection against the financial impact of natural disasters. Standard home insurance policies typically cover damages from fire, windstorms, hail and lightning. However, events such as floods, earthquakes or landslides are often excluded and require purchasing additional policies or endorsements. For example, flood insurance must be purchased separately, as it is not typically covered by a standard home insurance policy.Home insurance helps pay for home repairs, replacement belongings and temporary living expenses if your dwelling becomes uninhabitable due to damage. The protection offered by home insurance can significantly reduce the financial impact of natural disasters. Methodology Insure.com, with the help of Quadrant Information Services, gathered data for homeowners insurance rates in West Jordan for $300,000 dwelling coverage and $100,000 liability coverage with a $1,000 deductible. The data presented are those with a good credit tier alignment. How much is home insurance in other citiesRedmondSanta ClaraSouth JordanShivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is condo (HO-6) insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2025 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance rates? Mobile home insurance cost and coverage in 2025 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2025 How much flood insurance do I need? How to bundle home and auto insurance policies to save money The largest home insurance companies by market share Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles Renters insurance calculator: How much renters insurance costs by state and city in 2025 By Shivani Gite Cost of living calculator By Nupur Gambhir Mobile home insurance cost and coverage in 2025 By Chris Kissell Best renters insurance companies in 2025 By Shivani Gite How to prevent tornado damage By Ashlee Tilford Does homeowners insurance cover code upgrades? By Nupur Gambhir On this page How much is homeowners insurance in West Jordan per month How much is homeowners insurance for a $200,000 house in West Jordan How much is homeowners insurance for a $300,000 house in West Jordan How much is homeowners insurance in West Jordan by company Common natural disasters in Utah that may affect home insuranceHow home insurance protects you against natural disasters Methodology ZIP Code Please enter valid ZIP See rates