Average Renters Insurance Cost in Wyoming

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Renters insurance costs in Wyoming vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Wyoming is $136 per year or $11 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ.

Key Takeaways

The average cost of renters insurance in Wyoming is $136 per year or $11 per month.
Nationwide provides the least expensive renters insurance in Wyoming at an average rate of $136 annually.
Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Wyoming.

Average renters insurance cost in Wyoming per month

In Wyoming, the average cost of renters insurance is $11 per month. However, the exact premiums may vary based on factors like your location, the value of your belongings, and the amount of coverage you choose. It’s always a good idea to compare quotes from multiple insurers to ensure you get the best deal.

Average renters ins cost per month	Difference compared to national average
$11	$11 less

Average renters insurance cost in Wyoming by company

Nationwide offers the most affordable renters insurance in Wyoming at an average annual rate of $136, followed by State Farm and USAA, based on our data.

However, you should get multiple quotes from various renters insurance companies in Wyoming because the prices vary greatly among carriers.

Below, we have compared the average annual and monthly renters insurance rates of insurance companies across Wyoming.

Company	Average annual rate	Average monthly rate
Nationwide	$136	$11
State Farm	$141	$12
USAA*	$131	$11

*USAA is only available to military community members and their families.

Renters insurance calculator in Wyoming

$126/year

Estimated renters insurance rates in Wyoming

$10

Monthly renters insurance cost in Wyoming

-49%

Compared to national average

Average cost of renters insurance in Wyoming by coverage level

The average annual cost of renters insurance in Wyoming is $136, with a personal property coverage limit of $40,000, $300,000 in liability coverage and a $1,000 deductible.

However, if you lower your personal property coverage from $40,000 to $20,000, you can expect to pay $111 a year for renters insurance in Wyoming. Make sure $20,000 is enough to cover your belongings before deciding to adjust your coverage.

The table below shows the average annual renters insurance costs in Wyoming for personal property coverage of $20,000 and $40,000.

Coverage level	Average annual renters insurance rate	Average monthly renters insurance rate
$20,000 with $500 Deductible and $100,000 Liability	$111	$9
$20,000 with $500 Deductible and $300,000 Liability	$121	$10
$20,000 with $1,000 Deductible and $100,000 Liability	$105	$9
$20,000 with $1,000 Deductible and $300,000 Liability	$111	$9
$40,000 with $500 Deductible and $100,000 Liability	$143	$12
$40,000 with $500 Deductible and $300,000 Liability	$153	$13
$40,000 with $1,000 Deductible and $100,000 Liability	$126	$10
$40,000 with $1,000 Deductible and $300,000 Liability	$136	$11
$60,000 with $500 Deductible and $100,000 Liability	$172	$14
$60,000 with $500 Deductible and $300,000 Liability	$182	$15
$60,000 with $1,000 Deductible and $100,000 Liability	$152	$13
$60,000 with $1,000 Deductible and $300,000 Liability	$162	$14

Average cost of renters insurance in Wyoming by city

Renters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Wyoming.

Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below.

Renters insurance rates in Wyoming by city

Average cost of renters insurance in Wyoming by ZIP code

The cost of renters insurance in Wyoming varies by ZIP code. It’s important to note that the affordability of renters insurance can differ significantly depending on your location.

To provide a more comprehensive overview, let’s see some of the most and least affordable ZIP codes for renters insurance in Wyoming.

Most affordable ZIP codes for renters insurance in Wyoming

How much Wyoming renters pay for insurance depends on the ZIP code they live in. 82224 is the most affordable ZIP code for renters insurance in Wyoming among all the ZIP codes analyzed, at $133 a year on average.

Rates vary by ZIP code, so comparing quotes is one of the easiest ways to get the best deal on renters insurance in Wyoming.

ZIP code	City	Average annual rate	Average monthly rate
82224	Lost Springs	$133	$11
82229	Shawnee	$133	$11
82633	Douglas	$133	$11
82637	Glenrock	$133	$11
82222	Lance Creek	$134	$11
82225	Lusk	$134	$11
82227	Manville	$134	$11
82242	Van Tassell	$134	$11
82701	Newcastle	$134	$11
82710	Aladdin	$134	$11

Least affordable ZIP codes for renters insurance in Wyoming

Your ZIP code, among other factors, affects how much you pay for renters insurance in Wyoming. 82082 is the least affordable ZIP code for Wyoming renters at an average cost of $142 a year or $12 monthly.

We have analyzed quotes from the major insurance carriers across all the ZIP codes in Wyoming. Below are the average annual renters insurance costs by ZIP code.

ZIP code	City	Average annual rate	Average monthly rate
82082	Pine Bluffs	$142	$12
82081	Meriden	$142	$12
82061	Horse Creek	$142	$12
82060	Hillsdale	$142	$12
82059	Granite Canon	$142	$12
82054	Carpenter	$142	$12
82053	Burns	$142	$12
82050	Albin	$142	$12
82009	Cheyenne	$142	$12

Final thoughts: Average renters insurance in Wyoming

Renters insurance is essential for residents of Wyoming. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.

To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.

How much is renters insurance in other states

Alaska$257/Year

Alabama$324/Year

Arkansas$363/Year

Arizona$260/Year

California$271/Year

Colorado$191/Year

Connecticut$292/Year

Delaware$181/Year

Florida$248/Year

Georgia$352/Year

Hawaii$247/Year

Iowa$203/Year

Idaho$184/Year

Illinois$246/Year

Indiana$269/Year

Kansas$251/Year

Kentucky$207/Year

Louisiana$504/Year

Massachusetts$262/Year

Maryland$256/Year

Maine$198/Year

Michigan$340/Year

Minnesota$211/Year

Missouri$231/Year

Mississippi$387/Year

Montana$275/Year

North Carolina$366/Year

North Dakota$192/Year

Nebraska$295/Year

New Hampshire$173/Year

New Jersey$207/Year

New Mexico$201/Year

Nevada$246/Year

New York$293/Year

Ohio$252/Year

Oklahoma$281/Year

Oregon$288/Year

Pennsylvania$274/Year

Rhode Island$476/Year

South Carolina$294/Year

South Dakota$202/Year

Tennessee$290/Year

Texas$226/Year

Utah$204/Year

Virginia$235/Year

Vermont$182/Year

Washington$222/Year

Wisconsin$167/Year

West Virginia$248/Year

Shivani Gite

Contributing Writer

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.