Home Renters insurance Renters insurance cost Average renters insurance cost in Vermont Average renters insurance cost in Vermont Discover the average cost of renters insurance in Vermont and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Reviewed by Nupur Gambhir Nupur Gambhir Nupur is a licensed life, health, and disability insurance agent and an auto and home insurance expert. She has written extensively on insurance topics for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com as well as for Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker and The Financial Gym. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Vermont vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Vermont is $182 per year or $15 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Vermont is $182 per year or $15 per month.Vermont Mutual provides the least expensive renters insurance in Vermont at an average rate of $100 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Vermont. Average renters insurance cost in Vermont per monthIn Vermont, the average monthly cost of renters insurance is $15. However, premiums can differ depending on factors such as your rental’s location, the value of your personal belongings and the level of coverage you select. Experts recommend comparing quotes from different insurance companies to find the best deal.Average renters ins cost per monthDifference compared to national average$15$7 lessAverage renters insurance cost in Vermont by companyAccording to our data, Vermont Mutual provides the most affordable renters insurance in Vermont, with an average annual rate of $100, followed by State Farm and MMG Insurance.Getting quotes from multiple renters insurance companies in Vermont is a good idea, as prices can differ significantly among insurers.Below, you can find average annual and monthly renters insurance rates from various companies in Vermont.CompanyAverage annual rateAverage monthly rateVermont Mutual$100$8State Farm$148$12MMG Insurance$150$13Frankenmuth Insurance$153$13Co-operative Insurance$154$13Auto-Owners$187$16Union Mutual$247$21Travelers$398$33 Renters insurance calculator in Vermont Select your state Vermont Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $166/year Estimated renters insurance rates in Vermont $14 Monthly renters insurance cost in Vermont -33% Compared to national average Get quotes Average cost of renters insurance in Vermont by coverage levelAs we discussed above, the average cost of renters insurance in Vermont is $182 per year. These rates are for a coverage level of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible.However, if you lower the personal property coverage from $40,000 to $20,000, you will pay $144 per year for renters insurance in Vermont, which provides $300,000 in liability protection with a $1000 deductible.Below are the average renters insurance costs in Vermont for personal property coverage amounts of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$138$12$20,000 with $500 Deductible and $300,000 Liability$151$13$20,000 with $1,000 Deductible and $100,000 Liability$133$11$20,000 with $1,000 Deductible and $300,000 Liability$144$12$40,000 with $500 Deductible and $100,000 Liability$176$15$40,000 with $500 Deductible and $300,000 Liability$192$16$40,000 with $1,000 Deductible and $100,000 Liability$166$14$40,000 with $1,000 Deductible and $300,000 Liability$182$15$60,000 with $500 Deductible and $100,000 Liability$225$19$60,000 with $500 Deductible and $300,000 Liability$245$20$60,000 with $1,000 Deductible and $100,000 Liability$207$17$60,000 with $1,000 Deductible and $300,000 Liability$227$19Average cost of renters insurance in Vermont by cityRenters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Vermont.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Vermont by cityBarreBurlingtonEssex JunctionRutlandSouth BurlingtonAverage cost of renters insurance in Vermont by ZIP codeIn Vermont, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.Most affordable ZIP codes for renters insurance in VermontThe amount Vermont renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 5676 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $176.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Vermont.ZIP codeCityAverage annual rateAverage monthly rate5676Waterbury$176$155826Craftsbury$176$155827Craftsbury Common$176$155847Lowell$176$155859North Troy$176$155874Westfield$176$155820Albany$176$155830Derby Line$176$155833East Charleston$176$155839Glover$176$15Least affordable ZIP codes for renters insurance in VermontAmong the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in Vermont is 5741, with an average cost of $213 a year or $18 monthly.We analyzed quotes from multiple insurance providers across every ZIP code in Vermont. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate5741East Poultney$213$185357West Dummerston$213$185059Quechee$213$185750Hydeville$213$185746Gaysville$213$185745Forest Dale$213$185159Westminster Station$213$185049Hartland Four Corners$213$185030Ascutney$213$185665North Hyde Park$212$18Final thoughts: Average renters insurance in VermontRenters insurance is a must for Vermont renters. It protects personal belongings from damage caused by fire, theft, vandalism and natural disasters, giving renters confidence and peace of mind.Finding the most affordable renters insurance requires shopping around and comparing quotes from multiple insurers. To make an informed choice, consider not just the price but also the coverage options, deductibles, and customer reviews.How much is renters insurance in other statesAlaska$257/YearAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Vermont Average homeowners insurance cost in Vermont Average car insurance cost in Vermont Non-owner car insurance in Vermont Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Working from home: The remote worker’s guide to insurance By Susan Manning The 10 costliest wildfires By Zack Sigel Homeowners insurance calculator: Estimate the cost of homeowners insurance By Jessica Olson How to bundle home and auto insurance policies to save money By Lena Borrelli Homeowners insurance basics By Shivani Gite Home insurance claims: How to file and what you should know By Chris Kissell On this page Average renters insurance cost in Vermont per monthAverage renters insurance cost in Vermont by companyAverage cost of renters insurance in Vermont by coverage levelAverage cost of renters insurance in Vermont by cityAverage cost of renters insurance in Vermont by ZIP codeFinal thoughts: Average renters insurance in Vermont ZIP Code Please enter valid ZIP See rates