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Renters insurance costs in Delaware vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Delaware is $181 per year or $15 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ.

Key Takeaways

  • The average cost of renters insurance in Delaware is $181 per year or $15 per month.
  • Cumberland Insurance provides the least expensive renters insurance in Delaware at an average rate of $104 annually.
  • Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Delaware.

Average renters insurance cost in Delaware per month

The average cost of renters insurance in Delaware is $15 per month. Your premium may vary depending on your location, the value of your belongings, and the coverage limits you select. It’s recommended that you compare multiple insurance quotes to find the best price.

Average renters ins cost per monthDifference compared to national average
$15$7 less

Average renters insurance cost in Delaware by company

According to our data, Cumberland Insurance provides the most affordable renters insurance in Delaware, with an average annual rate of $104, followed by State Farm and American Family.

Getting quotes from multiple renters insurance companies in Delaware is a good idea, as prices can differ significantly among insurers.

Below, you can find average annual and monthly renters insurance rates from various companies in Delaware.

CompanyAverage annual rateAverage monthly rate
Cumberland Insurance$104$9
State Farm$125$10
American Family$163$14
Travelers$222$18
Allstate$236$20

Renters insurance calculator in Delaware

$170/year
Estimated renters insurance rates in Delaware
$14
Monthly renters insurance cost in Delaware
-31%
Compared to national average

Average cost of renters insurance in Delaware by coverage level

As we discussed above, the average cost of renters insurance in Delaware is $181 per year. These rates are for a coverage level of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible.

However, if you lower the personal property coverage from $40,000 to $20,000, you will pay $140 per year for renters insurance in Delaware, which provides $300,000 in liability protection with a $1000 deductible.

Below are the average renters insurance costs in Delaware for personal property coverage amounts of $20,000 and $40,000.

Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate
$20,000 with $500 Deductible and $100,000 Liability$141$12
$20,000 with $500 Deductible and $300,000 Liability$150$13
$20,000 with $1,000 Deductible and $100,000 Liability$131$11
$20,000 with $1,000 Deductible and $300,000 Liability$140$12
$40,000 with $500 Deductible and $100,000 Liability$185$15
$40,000 with $500 Deductible and $300,000 Liability$198$16
$40,000 with $1,000 Deductible and $100,000 Liability$170$14
$40,000 with $1,000 Deductible and $300,000 Liability$181$15
$60,000 with $500 Deductible and $100,000 Liability$252$21
$60,000 with $500 Deductible and $300,000 Liability$266$22
$60,000 with $1,000 Deductible and $100,000 Liability$229$19
$60,000 with $1,000 Deductible and $300,000 Liability$243$20

Average cost of renters insurance in Delaware by city

Renters insurance premiums can vary widely between cities. To help you choose the right policy, we’ve compiled average costs by location. Explore renters insurance rates across various cities in Delaware and find the best fit for your budget.

Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below.

Renters insurance rates in Delaware by city

Average cost of renters insurance in Delaware by ZIP code

In Delaware, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.

Most affordable ZIP codes for renters insurance in Delaware

How much Delaware renters pay for insurance depends on the ZIP code they live in. 19802 is the most affordable ZIP code for renters insurance in Delaware among all the ZIP codes analyzed, at $173 a year on average.

Rates vary by ZIP code, so comparing quotes is one of the easiest ways to get the best deal on renters insurance in Delaware.

ZIP codeCityAverage annual rateAverage monthly rate
19802Edgemoor$173$14
19801Wilmington$174$15
19701Bear$175$15
19703Claymont$175$15
19706Delaware City$175$15
19713Brookside$175$15
19720Bear$175$15
19733St. Georges$175$15
19809Bellefonte$175$15
19730Odessa$175$15

Least affordable ZIP codes for renters insurance in Delaware

Your ZIP code, among other factors, affects how much you pay for renters insurance in Delaware. 19930 is the least affordable ZIP code for Delaware renters at an average cost of $209 a year or $17 monthly.

We have analyzed quotes from the major insurance carriers across all the ZIP codes in Delaware. Below are the average annual renters insurance costs by ZIP code.

ZIP codeCityAverage annual rateAverage monthly rate
19930Bethany Beach$209$17
19944Fenwick Island$208$17
19967Millville$196$16
19975Selbyville$196$16
19971Dewey Beach$193$16
19970Ocean View$192$16
19958Lewes$191$16
19966Long Neck$190$16
19945Frankford$190$16
19939Dagsboro$190$16

Final thoughts: Average renters insurance in Delaware

Renters insurance is essential for residents of Delaware. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.

To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.

How much is renters insurance in other states

Alaska$257/Year
Alabama$324/Year
Arkansas$363/Year
Arizona$260/Year
California$271/Year
Colorado$191/Year
Connecticut$292/Year
Florida$248/Year
Georgia$352/Year
Hawaii$247/Year
Iowa$203/Year
Idaho$184/Year
Illinois$246/Year
Indiana$269/Year
Kansas$251/Year
Kentucky$207/Year
Louisiana$504/Year
Massachusetts$262/Year
Maryland$256/Year
Maine$198/Year
Michigan$340/Year
Minnesota$211/Year
Missouri$231/Year
Mississippi$387/Year
Montana$275/Year
North Dakota$192/Year
Nebraska$295/Year
New Hampshire$173/Year
New Jersey$207/Year
New Mexico$201/Year
Nevada$246/Year
New York$293/Year
Ohio$252/Year
Oklahoma$281/Year
Oregon$288/Year
Pennsylvania$274/Year
Rhode Island$476/Year
South Dakota$202/Year
Tennessee$290/Year
Texas$226/Year
Utah$204/Year
Virginia$235/Year
Vermont$182/Year
Washington$222/Year
Wisconsin$167/Year
West Virginia$248/Year
Wyoming$136/Year
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Shivani Gite
Contributing Writer

 
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Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.

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