Home Renters insurance Renters insurance cost Average renters insurance cost in Kansas Average renters insurance cost in Kansas Discover the average cost of renters insurance in Kansas and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani GiteShivani GiteShivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.VIEW FULL PROFILE | Reviewed by Nupur GambhirNupur GambhirEditor-in-ChiefNupur Gambhir is the editor-in-chief of Insure.com and a licensed life, health and disability insurance agent in New York with seven years of experience covering insurance. Her expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Balance, The Financial Gym and MSN. She holds a BA in Economics from The Ohio State University.VIEW FULL PROFILESee moreSee less | Updated onApril 9, 2026 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Kansas vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Kansas is $254 per year or $21 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Kansas is $254 per year or $21 per month.Allstate provides the least expensive renters insurance in Kansas at an average rate of $162 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Kansas. Average renters insurance cost in Kansas per monthIn Kansas, the average cost of renters insurance is $21 per month. However, the exact premiums may vary based on factors like your location, the value of your belongings, and the amount of coverage you choose. It’s always a good idea to compare quotes from multiple insurers to ensure you get the best deal.Average renters ins cost per monthDifference compared to national average$21$3 lessPowered by:Average renters insurance cost in Kansas by companyAccording to our data, Allstate provides the most affordable renters insurance in Kansas, with an average annual rate of $162, followed by Iowa Farm Bureau and State Farm.Getting quotes from multiple renters insurance companies in Kansas is a good idea, as prices can differ significantly among insurers.Below, you can find average annual and monthly renters insurance rates from various companies in Kansas.CompanyAverage annual rateAverage monthly rateAllstate$162$14Iowa Farm Bureau$169$14State Farm$175$15Shelter Insurance$235$20Nationwide$245$20Auto-Owners$268$22American Family$316$26Farmers$318$27Marysville Mutual$403$34Powered by: Renters insurance calculator in Kansas Select your state Kansas Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $241/year Estimated renters insurance rates in Kansas $20 Monthly renters insurance cost in Kansas -11% Compared to national average Get quotes Average cost of renters insurance in Kansas by coverage levelThe average annual cost of renters insurance in Kansas is $254, with a personal property coverage limit of $40,000, $300,000 in liability coverage and a $1,000 deductible.However, if you lower your personal property coverage from $40,000 to $20,000, you can expect to pay $181 a year for renters insurance in Kansas. Make sure $20,000 is enough to cover your belongings before deciding to adjust your coverage.The table below shows the average annual renters insurance costs in Kansas for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$184$15$20,000 with $500 Deductible and $300,000 Liability$196$16$20,000 with $1,000 Deductible and $100,000 Liability$169$14$20,000 with $1,000 Deductible and $300,000 Liability$181$15$40,000 with $500 Deductible and $100,000 Liability$266$22$40,000 with $500 Deductible and $300,000 Liability$279$23$40,000 with $1,000 Deductible and $100,000 Liability$241$20$40,000 with $1,000 Deductible and $300,000 Liability$254$21$60,000 with $500 Deductible and $100,000 Liability$346$29$60,000 with $500 Deductible and $300,000 Liability$360$30$60,000 with $1,000 Deductible and $100,000 Liability$312$26$60,000 with $1,000 Deductible and $300,000 Liability$326$27Powered by:Average cost of renters insurance in Kansas by cityRenters insurance premiums can differ significantly depending on the city. To help you find the best policy for your needs, we’ve compiled a breakdown of average costs by city. Explore the typical renters insurance rates across various locations in Kansas.Renters insurance rates in Kansas by citySee rates in your cityOlatheOverland ParkTopekaWichitaAverage cost of renters insurance in Kansas by ZIP codeRenters insurance costs in Kansas vary by ZIP code. Below, we’ll cover which ZIP codes have the most affordable coverage and which areas have the highest premiums.Most affordable ZIP codes for renters insurance in KansasThe amount Kansas renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 66030 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $236.Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Kansas.ZIP codeCityAverage annual rateAverage monthly rate66030Gardner$236$2066223Overland Park$236$2066019Clearview City$237$2066018De Soto$237$2066021Edgerton$237$2066031New Century$237$2066062Olathe$237$2066085Stilwell$237$2066025Eudora$238$2066047Lawrence$238$20Powered by:Least affordable ZIP codes for renters insurance in KansasAmong the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in Kansas is 67518, with an average cost of $273 a year or $23 monthly.We analyzed quotes from multiple insurance providers across every ZIP code in Kansas. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate67518Beeler$273$2367544Hoisington$273$2367515Arnold$272$2367516Bazine$272$2367525Claflin$272$2367526Ellinwood$272$2367559Nekoma$272$2367564Olmitz$272$2367575Rush Center$272$2367831Ashland$271$23Powered by:Final thoughts: Average renters insurance in KansasRenters insurance is essential for residents of Kansas. It safeguards possessions against damage from fire, theft, vandalism, and natural disasters, ensuring protection in unforeseen circumstances.To get the best renters insurance at an affordable price, shop around and compare quotes from various insurance carriers. In addition to insurance premiums, consider factors such as coverage options, deductibles, and customer reviews to make an informed decision.Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.How much is renters insurance in other statesAlaska$269/YearAlabama$390/YearArkansas$406/YearArizona$275/YearCalifornia$300/YearColorado$224/YearConnecticut$325/YearDelaware$207/YearFlorida$215/YearGeorgia$353/YearHawaii$252/YearIowa$216/YearIdaho$190/YearIllinois$294/YearIndiana$268/YearKentucky$209/YearLouisiana$579/YearMassachusetts$229/YearMaryland$251/YearMaine$211/YearMichigan$471/YearMinnesota$218/YearMissouri$249/YearMississippi$429/YearMontana$284/YearNorth Carolina$436/YearNorth Dakota$200/YearNebraska$314/YearNew Hampshire$160/YearNew Jersey$238/YearNew Mexico$195/YearNevada$263/YearNew York$328/YearOhio$255/YearOklahoma$299/YearOregon$295/YearPennsylvania$325/YearRhode Island$560/YearSouth Carolina$314/YearSouth Dakota$208/YearTennessee$309/YearTexas$223/YearUtah$246/YearVirginia$270/YearVermont$181/YearWashington$249/YearWisconsin$185/YearWest Virginia$244/YearWyoming$142/YearShow more states No matches are found You might find interesting Explore related topics Average homeowners insurance cost in KansasBest and cheapest homeowners insurance companies in KansasCost of Living in Kansas in 2025How much does condo insurance cost in Kansas in 2025? Explore other insurance options in Kansas Average homeowners insurance cost in Kansas Average car insurance cost in Kansas Non-owner car insurance in Kansas In case you missed it What is HO-6 condo insurance and how much does it cost? Average homeowners insurance cost by ZIP code in 2026 What is dwelling coverage and how much do you need? Personal liability insurance: What it is and why you need it Hurricanes and home insurance: How hurricane insurance works How replacement cost coverage works when you file a claim How much do claims increase home insurance premiums? Mobile home insurance cost and coverage in 2026 Homeowners insurance basics Home Insurance Advisor Cheapest homeowners insurance in 2025 How much flood insurance do I need? How to bundle home and auto insurance policies to save money Home insurance discounts for cheaper rates How much does dog liability insurance cost and do you need it? Do you have an emergency go-bag? Most Americans don’t 1/1 Related Articles $400K home insurance cost calculator By Zack Sigel Cost of living by state By Chris Kissell Cost of living calculator By Nupur Gambhir How much do claims increase home insurance premiums? By Les Masterson How to file a successful mold claim By Chris Kissell Home and auto insurance bundle: Best companies and rates By Chris Kissell On this page Average renters insurance cost in Kansas per monthAverage renters insurance cost in Kansas by companyAverage cost of renters insurance in Kansas by coverage levelAverage cost of renters insurance in Kansas by cityAverage cost of renters insurance in Kansas by ZIP codeFinal thoughts: Average renters insurance in Kansas ZIP Code Please enter valid ZIP See rates (844) 761-9316