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Renters insurance costs in Kansas vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Kansas is $251 per year or $21 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ.

Key Takeaways

  • The average cost of renters insurance in Kansas is $251 per year or $21 per month.
  • Allstate provides the least expensive renters insurance in Kansas at an average rate of $162 annually.
  • Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Kansas.

Average renters insurance cost in Kansas per month

In Kansas, the average monthly cost of renters insurance is $21. However, premiums can differ depending on factors such as your rental’s location, the value of your personal belongings and the level of coverage you select. Experts recommend comparing quotes from different insurance companies to find the best deal.

Average renters ins cost per monthDifference compared to national average
$21$1 less

Average renters insurance cost in Kansas by company

According to our data, Allstate provides the most affordable renters insurance in Kansas, with an average annual rate of $162, followed by Iowa Farm bureau and State Farm.

Getting quotes from multiple renters insurance companies in Kansas is a good idea, as prices can differ significantly among insurers.

Below, you can find average annual and monthly renters insurance rates from various companies in Kansas.

CompanyAverage annual rateAverage monthly rate
Allstate$162$14
Iowa Farm bureau$175$15
State Farm$176$15
Shelter Insurance$221$18
Nationwide$248$21
Auto-Owners$277$23
American Family$302$25
Farmers$318$27
Marysville Mutual$380$32

Renters insurance calculator in Kansas

$238/year
Estimated renters insurance rates in Kansas
$20
Monthly renters insurance cost in Kansas
-4%
Compared to national average

Average cost of renters insurance in Kansas by coverage level

On average, Kansas renters pay $251 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.

Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Kansas to $178 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.

Below are the average annual renters insurance costs in Kansas for personal property coverage of $20,000 and $40,000.

Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate
$20,000 with $500 Deductible and $100,000 Liability$183$15
$20,000 with $500 Deductible and $300,000 Liability$194$16
$20,000 with $1,000 Deductible and $100,000 Liability$167$14
$20,000 with $1,000 Deductible and $300,000 Liability$178$15
$40,000 with $500 Deductible and $100,000 Liability$264$22
$40,000 with $500 Deductible and $300,000 Liability$276$23
$40,000 with $1,000 Deductible and $100,000 Liability$238$20
$40,000 with $1,000 Deductible and $300,000 Liability$251$21
$60,000 with $500 Deductible and $100,000 Liability$345$29
$60,000 with $500 Deductible and $300,000 Liability$357$30
$60,000 with $1,000 Deductible and $100,000 Liability$309$26
$60,000 with $1,000 Deductible and $300,000 Liability$322$27

Average cost of renters insurance in Kansas by city

Renters insurance premiums can vary widely between cities. To help you choose the right policy, we’ve compiled average costs by location. Explore renters insurance rates across various cities in Kansas and find the best fit for your budget.

Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below.

Renters insurance rates in Kansas by city

Average cost of renters insurance in Kansas by ZIP code

The cost of renters insurance in Kansas varies by ZIP code. It’s important to note that the affordability of renters insurance can differ significantly depending on your location.

To provide a more comprehensive overview, let’s see some of the most and least affordable ZIP codes for renters insurance in Kansas.

Most affordable ZIP codes for renters insurance in Kansas

The amount Kansas renters pay for insurance largely depends on their ZIP code. Among all the ZIP codes analyzed, 66223 is the state’s most affordable ZIP for renters insurance, with an average annual premium of $232.

Since rates differ by ZIP code, comparing quotes is one of the simplest ways to get the most affordable renters insurance policy in Kansas.

ZIP codeCityAverage annual rateAverage monthly rate
66223Overland Park$232$19
66030Gardner$232$19
66213Overland Park$232$19
66031New Century$233$19
66062Olathe$233$19
66221Overland Park$233$19
66019Clearview City$233$19
66021Edgerton$233$19
66018De Soto$233$19
66085Overland Park$233$19

Least affordable ZIP codes for renters insurance in Kansas

Among the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in Kansas is 67060, with an average cost of $271 a year or $23 monthly.

We analyzed quotes from multiple insurance providers across every ZIP code in Kansas. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.

ZIP codeCityAverage annual rateAverage monthly rate
67060Haysville$271$23
67211Wichita$271$23
67026Clearwater$270$23
67108Mount Hope$270$23
67544Hoisington$269$22
67526Ellinwood$269$22
67515Arnold$269$22
67202Wichita$269$22
67831Ashland$268$22
67218Wichita$268$22

Final thoughts: Average renters insurance in Kansas

Renters insurance is a must-have for renters in Kansas. It protects your belongings in the event of damage from fire, theft, vandalism or any other natural disasters.

To find the best renters insurance at an affordable rate, shop around and compare quotes from multiple insurance companies. In addition to price, consider factors like coverage options, deductibles and customer reviews.

How much is renters insurance in other states

Alaska$257/Year
Alabama$324/Year
Arkansas$363/Year
Arizona$260/Year
California$271/Year
Colorado$191/Year
Connecticut$292/Year
Delaware$181/Year
Florida$248/Year
Georgia$352/Year
Hawaii$247/Year
Iowa$203/Year
Idaho$184/Year
Illinois$246/Year
Indiana$269/Year
Kentucky$207/Year
Louisiana$504/Year
Massachusetts$262/Year
Maryland$256/Year
Maine$198/Year
Michigan$340/Year
Minnesota$211/Year
Missouri$231/Year
Mississippi$387/Year
Montana$275/Year
North Dakota$192/Year
Nebraska$295/Year
New Hampshire$173/Year
New Jersey$207/Year
New Mexico$201/Year
Nevada$246/Year
New York$293/Year
Ohio$252/Year
Oklahoma$281/Year
Oregon$288/Year
Pennsylvania$274/Year
Rhode Island$476/Year
South Dakota$202/Year
Tennessee$290/Year
Texas$226/Year
Utah$204/Year
Virginia$235/Year
Vermont$182/Year
Washington$222/Year
Wisconsin$167/Year
West Virginia$248/Year
Wyoming$136/Year
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Shivani Gite
Contributing Writer

 
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Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.

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