Home Home insurance Renters insurance Renters insurance cost Average renters insurance cost in Alaska Average renters insurance cost in Alaska Discover the average cost of renters insurance in Alaska and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on: January 16, 2025 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. In Alaska, renters insurance rates depend on factors like your insurer, chosen coverage limits and personal circumstances. On average, renters pay $257 annually or $21 monthly for a policy with $40,000 in personal property coverage, $300,000 in liability protection, and a $1,000 deductible. Key Takeaways The average cost of renters insurance in Alaska is $257 per year or $21 per month.Western National Mutual provides the least expensive renters insurance in Alaska at an average rate of $152 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Alaska. Average renters insurance cost in Alaska per monthIn Alaska, the average cost of renters insurance is $21 per month. However, the exact premiums may vary based on factors like your location, the value of your belongings, and the amount of coverage you choose. It’s always a good idea to compare quotes from multiple insurers to ensure you get the best deal.Average renters ins cost per monthDifference compared to national average$21$1 lessAverage renters insurance cost in Alaska by companyWestern National Mutual offers the most affordable renters insurance in Alaska at an average annual rate of $152, followed by Allstate and State Farm, based on our data.However, you should get multiple quotes from various renters insurance companies in Alaska because the prices vary greatly among carriers.Below, we have compared the average annual and monthly renters insurance rates of insurance companies across Alaska.CompanyAverage annual rateAverage monthly rateWestern National Mutual$152$13Allstate$157$13State Farm$194$16Country Financial$196$16USAA$367$31 Renters insurance calculator in Alaska Select your state Alaska Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $233/year Estimated renters insurance rates in Alaska $19 Monthly renters insurance cost in Alaska -6% Compared to national average Get quotes Average cost of renters insurance in Alaska by coverage levelOn average, Alaska renters pay $257 each year for insurance for a coverage limit of $40,000 in personal property, $300,000 in liability protection and a $1,000 deductible.Reducing your personal property coverage from $40,000 to $20,000 can lower your renters insurance cost in Alaska to $157 per year. This policy still includes $300,000 in liability protection and a $1,000 deductible. However, you should ensure that $20,000 is adequate coverage for your personal belongings before making this change.Below are the average annual renters insurance costs in Alaska for personal property coverage of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$195$16$20,000 with $500 Deductible and $300,000 Liability$219$18$20,000 with $1,000 Deductible and $100,000 Liability$181$15$20,000 with $1,000 Deductible and $300,000 Liability$205$17$40,000 with $500 Deductible and $100,000 Liability$251$21$40,000 with $500 Deductible and $300,000 Liability$275$23$40,000 with $1,000 Deductible and $100,000 Liability$233$19$40,000 with $1,000 Deductible and $300,000 Liability$257$21$60,000 with $500 Deductible and $100,000 Liability$304$25$60,000 with $500 Deductible and $300,000 Liability$329$27$60,000 with $1,000 Deductible and $100,000 Liability$283$24$60,000 with $1,000 Deductible and $300,000 Liability$308$26Average cost of renters insurance in Alaska by cityRenters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Alaska.Renters insurance rates vary from one city to another. But with Insure.com, finding the right renters insurance policy is easy. Learn more about renters insurance costs for different cities below. Renters insurance rates in Alaska by cityAnchorageFairbanksJuneauSitkaWasillaAverage cost of renters insurance in Alaska by ZIP codeIn Alaska, the cost of renters insurance can vary significantly across ZIP codes. Here, we’ll show you the ZIP codes where renters insurance is most affordable and where it costs the most.Most affordable ZIP codes for renters insurance in AlaskaHow much Alaska renters pay for insurance depends on the ZIP code they live in. 99689 is the most affordable ZIP code for renters insurance in Alaska among all the ZIP codes analyzed, at $230 a year on average.Rates vary by ZIP code, so comparing quotes is one of the easiest ways to get the best deal on renters insurance in Alaska.ZIP codeCityAverage annual rateAverage monthly rate99689Yakutat$230$1999801Juneau$230$1999820Angoon$230$1999821Auke Bay$230$1999824Douglas$230$1999825Elfin Cove$230$1999826Gustavus$230$1999827Haines$230$1999829Hoonah$230$1999830Kake$230$19 Least affordable ZIP codes for renters insurance in AlaskaAmong the ZIP codes analyzed by Insure.com, the least affordable ZIP code for renters insurance in Alaska is 99587, with an average cost of $280 a year or $23 monthly.We analyzed quotes from multiple insurance providers across every ZIP code in Alaska. Below, you’l find the average annual renters insurance premiums broken down by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate99587Girdwood$280$2399567Chugiak$280$2399540Indian$280$2399505Jber$278$2399504Anchorage$278$2399573Copper Center$278$2399566Chitina$278$2399693Whittier$278$2399686Valdez$278$2399677Tatitlek$278$23Renters and auto bundle discounts in AlaskaBundling your renters and auto insurance policies is one of the easiest ways to lower your Alaska insurance rates.Bundling your policies can lead to an average annual savings of 6% in Alaska. We found that State Farm provides the most affordable rates for a renters and auto insurance bundle, allowing you to save up to 5% on your premiums each year.CompanyAverage annual rate$ bundle average savings% bundle average savingsState Farm$1,443$695%Progressive$1,896$1407%Western National Mutual$1,952$1969%Allstate$2,684$1335%Final thoughts: Average renters insurance in AlaskaRenters insurance is a must for Alaska renters. It protects personal belongings from damage caused by fire, theft, vandalism and natural disasters, giving renters confidence and peace of mind.Finding the most affordable renters insurance requires shopping around and comparing quotes from multiple insurers. To make an informed choice, consider not just the price but also the coverage options, deductibles, and customer reviews.How much is renters insurance in other statesAlabama$324/YearArkansas$363/YearArizona$260/YearCalifornia$271/YearColorado$191/YearConnecticut$292/YearWashington, D.C.$272/YearDelaware$181/YearFlorida$248/YearGeorgia$352/YearHawaii$247/YearIowa$203/YearIdaho$184/YearIllinois$246/YearIndiana$269/YearKansas$251/YearKentucky$207/YearLouisiana$504/YearMassachusetts$262/YearMaryland$256/YearMaine$198/YearMichigan$340/YearMinnesota$211/YearMissouri$231/YearMississippi$387/YearMontana$275/YearNorth Carolina$366/YearNorth Dakota$192/YearNebraska$295/YearNew Hampshire$173/YearNew Jersey$207/YearNew Mexico$201/YearNevada$246/YearNew York$293/YearOhio$252/YearOklahoma$281/YearOregon$288/YearPennsylvania$274/YearRhode Island$476/YearSouth Carolina$294/YearSouth Dakota$202/YearTennessee$290/YearTexas$226/YearUtah$204/YearVirginia$235/YearVermont$182/YearWashington$222/YearWisconsin$167/YearWest Virginia$248/YearWyoming$136/YearShow more Explore other insurance options in Alaska Average homeowners insurance cost in Alaska Average car insurance cost in Alaska Non-owner auto insurance in Alaska Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. 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Most Americans don’t 1/1 Related Articles Hurricane insurance costs in Florida: What you should expect By Sarah Sharkey Guide to the insurance claims history report (CLUE) By Shivani Gite Guide to off-grid home insurance By Lena Borrelli Renters insurance: Compare quotes in 2025 By Prachi Singh How to find a homeowners insurance policy By Shivani Gite Mobile home insurance cost and coverage in 2025 By Chris Kissell On this page Average renters insurance cost in Alaska per monthAverage renters insurance cost in Alaska by companyAverage cost of renters insurance in Alaska by coverage levelAverage cost of renters insurance in Alaska by cityAverage cost of renters insurance in Alaska by ZIP codeRenters and auto bundle discounts in AlaskaFinal thoughts: Average renters insurance in Alaska ZIP Code Please enter valid ZIP See rates