Home Renters insurance Renters insurance cost Average renters insurance cost in Alaska Average renters insurance cost in Alaska Discover the average cost of renters insurance in Alaska and how factors like location and coverage levels can impact your rate. View Carriers Please enter valid zip Compare top carriers in your area Written by Shivani GiteShivani GiteShivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.VIEW FULL PROFILE | Reviewed by Nupur GambhirNupur GambhirEditor-in-ChiefNupur Gambhir is the editor-in-chief of Insure.com and a licensed life, health and disability insurance agent in New York with seven years of experience covering insurance. Her expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Balance, The Financial Gym and MSN. She holds a BA in Economics from The Ohio State University.VIEW FULL PROFILESee moreSee less | Updated onApril 9, 2026 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance costs in Alaska vary depending on various factors, including the coverage amount, insurance company and individual circumstances. The average cost of renters insurance in Alaska is $269 per year or $22 per month for a coverage limit of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible. These are average rates, and actual premiums may differ. Key Takeaways The average cost of renters insurance in Alaska is $269 per year or $22 per month.Western National Insurance provides the least expensive renters insurance in Alaska at an average rate of $151 annually.Renters insurance rates can vary significantly among insurance companies. Compare quotes to find the best deal on renters insurance in Alaska. Average renters insurance cost in Alaska per monthIn Alaska, the average monthly cost of renters insurance is $22. However, premiums can differ depending on factors such as your rental’s location, the value of your personal belongings and the level of coverage you select. Experts recommend comparing quotes from different insurance companies to find the best deal.Average renters ins cost per monthDifference compared to national average$22$2 lessPowered by:Average renters insurance cost in Alaska by companyRenters in Alaska can find the most budget-friendly insurance with Western National Insurance, which has an average annual cost of $151, according to our data. Other affordable options include Allstate and State Farm.It’s a good idea to gather quotes from at least three insurance providers, as each company calculates premiums differently.Below are the average annual and monthly renters insurance rates from various insurers in Alaska.CompanyAverage annual rateAverage monthly rateWestern National Insurance$151$13Allstate$156$13State Farm$180$15Country Financial$195$16USAA*$401$33*USAA is only available to military community members and their families.Powered by: Renters insurance calculator in Alaska Select your state Alaska Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Personal property coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings. $40,000 $20,000 $40,000 $60,000 Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended. $300,000 $100,000 $300,000 Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims. $1,000 $500 $1,000 Calculate $246/year Estimated renters insurance rates in Alaska $21 Monthly renters insurance cost in Alaska -9% Compared to national average Get quotes Average cost of renters insurance in Alaska by coverage levelAs we discussed above, the average cost of renters insurance in Alaska is $269 per year. These rates are for a coverage level of $40,000 for personal property coverage, $300,000 in liability coverage and a $1000 deductible.However, if you lower the personal property coverage from $40,000 to $20,000, you will pay $213 per year for renters insurance in Alaska, which provides $300,000 in liability protection with a $1000 deductible.Below are the average renters insurance costs in Alaska for personal property coverage amounts of $20,000 and $40,000.Coverage levelAverage annual renters insurance rateAverage monthly renters insurance rate$20,000 with $500 Deductible and $100,000 Liability$206$17$20,000 with $500 Deductible and $300,000 Liability$229$19$20,000 with $1,000 Deductible and $100,000 Liability$191$16$20,000 with $1,000 Deductible and $300,000 Liability$213$18$40,000 with $500 Deductible and $100,000 Liability$266$22$40,000 with $500 Deductible and $300,000 Liability$289$24$40,000 with $1,000 Deductible and $100,000 Liability$246$21$40,000 with $1,000 Deductible and $300,000 Liability$269$22$60,000 with $500 Deductible and $100,000 Liability$323$27$60,000 with $500 Deductible and $300,000 Liability$346$29$60,000 with $1,000 Deductible and $100,000 Liability$301$25$60,000 with $1,000 Deductible and $300,000 Liability$324$27Powered by:Average cost of renters insurance in Alaska by cityRenters insurance rates can vary widely between cities. To make finding the right policy easier, we’ve broken down the costs by city. Discover how much renters insurance typically costs in different areas of Alaska.Renters insurance rates in Alaska by citySee rates in your cityAnchorageFairbanksAverage cost of renters insurance in Alaska by ZIP codeRenters insurance costs in Alaska vary by ZIP code. Below, we’ll cover which ZIP codes have the most affordable coverage and which areas have the highest premiums.Most affordable ZIP codes for renters insurance in AlaskaHow much Alaska renters pay for insurance depends on the ZIP code they live in. 99820 is the most affordable ZIP code for renters insurance in Alaska among all the ZIP codes analyzed, at $239 a year on average.Rates vary by ZIP code, so comparing quotes is one of the easiest ways to get the best deal on renters insurance in Alaska.ZIP codeCityAverage annual rateAverage monthly rate99820Angoon$239$2099821Auke Bay$239$2099918Coffman Cove$239$2099921Craig$239$2099824Douglas$239$2099825Elfin Cove$239$2099826Gustavus$239$2099827Haines$239$2099829Hoonah$239$2099923Hyder$239$20Powered by: Least affordable ZIP codes for renters insurance in AlaskaYour ZIP code, among other factors, affects how much you pay for renters insurance in Alaska. 99567 is the least affordable ZIP code for Alaska renters at an average cost of $294 a year or $24 monthly.We have analyzed quotes from the major insurance carriers across all the ZIP codes in Alaska. Below are the average annual renters insurance costs by ZIP code.ZIP codeCityAverage annual rateAverage monthly rate99567Chugiak$294$2499587Girdwood$294$2499540Indian$294$2499556Anchor Point$292$2499599Anchorage$292$2499652Big Lake$292$2499586Chistochina$292$2499566Chitina$292$2499568Clam Gulch$292$2499610Cohoe$292$24Powered by: Final thoughts: Average renters insurance in AlaskaRenters insurance is a must-have for renters in Alaska. It protects your belongings in the event of damage from fire, theft, vandalism or any other natural disasters.To find the best renters insurance at an affordable rate, shop around and compare quotes from multiple insurance companies. In addition to price, consider factors like coverage options, deductibles and customer reviews.Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.How much is renters insurance in other statesAlabama$390/YearArkansas$406/YearArizona$275/YearCalifornia$300/YearColorado$224/YearConnecticut$325/YearDelaware$207/YearFlorida$215/YearGeorgia$353/YearHawaii$252/YearIowa$216/YearIdaho$190/YearIllinois$294/YearIndiana$268/YearKansas$254/YearKentucky$209/YearLouisiana$579/YearMassachusetts$229/YearMaryland$251/YearMaine$211/YearMichigan$471/YearMinnesota$218/YearMissouri$249/YearMississippi$429/YearMontana$284/YearNorth Carolina$436/YearNorth Dakota$200/YearNebraska$314/YearNew Hampshire$160/YearNew Jersey$238/YearNew Mexico$195/YearNevada$263/YearNew York$328/YearOhio$255/YearOklahoma$299/YearOregon$295/YearPennsylvania$325/YearRhode Island$560/YearSouth Carolina$314/YearSouth Dakota$208/YearTennessee$309/YearTexas$223/YearUtah$246/YearVirginia$270/YearVermont$181/YearWashington$249/YearWisconsin$185/YearWest Virginia$244/YearWyoming$142/YearShow more states No matches are found You might find interesting Explore related topics Average homeowners insurance cost in AlaskaBest and cheapest homeowners insurance companies in AlaskaCost of Living in Alaska in 2025How much does condo insurance cost in Alaska in 2025? 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Most Americans don’t 1/1 Related Articles How much do claims increase home insurance premiums? By Les Masterson $400K home insurance cost calculator By Zack Sigel Highest cost of living states in the U.S. By Tonya Sisler Homeowners insurance rates by state: See how your state compares in 2026 By Alisha Ambre Average homeowners insurance cost by ZIP code in 2026 By Barry Eitel Cost of living by state By Chris Kissell On this page Average renters insurance cost in Alaska per monthAverage renters insurance cost in Alaska by companyAverage cost of renters insurance in Alaska by coverage levelAverage cost of renters insurance in Alaska by cityAverage cost of renters insurance in Alaska by ZIP codeFinal thoughts: Average renters insurance in Alaska ZIP Code Please enter valid ZIP See rates (844) 761-9316